[Carla B]

OP wasn't asking about how he should invest. I'm confident he already knows that. He was merely stating that the Fed is keeping rates low on purpose instead of letting market forces set them. Gotta agree with that. It seems to me they've kept tight reins on rates since the big blowup of 2008.

[coralway]

Originally Posted by retiredguy123

The inflation rate is currently 5.39 percent. But, my money market fund, where I have 30 percent of my portfolio, is yielding 0.01 percent. So, I just moved 10 percent of it into my junk bond fund, which is only yielding 3 percent. My short term and intermediate term bond funds are yielding 0.6 and 1.5 percent. My only investment that has any chance to exceed inflation is my S&P stock index fund. I feel like the Federal Reserve is stealing money from me by keeping interest rates artificially low.

You could do a lot better - look around and do some dd.