[Stu from NYC]

Riskier to buy one stock than a basket of them. That is why Mutual Funds appeal to me.

[dewilson58]

Originally Posted by Stu from NYC

Riskier to buy one stock than a basket of them. That is why Mutual Funds appeal to me.

Agree on the surface it might be risker, but an electric utility is "more or less" a bond. Maybe there is one out there, but an electric utility MF might be interesting to look at.

[Stu from NYC]

Originally Posted by dewilson58

Agree on the surface it might be risker, but an electric utility is "more or less" a bond. Maybe there is one out there, but an electric utility MF might be interesting to look at.

Can be but an electric utility that has nuclear power plant and it blows up might not be able to continue a dividend.

[dewilson58]

Originally Posted by Stu from NYC

Can be but an electric utility that has nuclear power plant and it blows up might not be able to continue a dividend.

[mike1946]

I also hold AT&T - did not know about any upcoming dividend cut - however if they do spin off their media business that will generate a huge chunk of cash which will either get distributed to the shareholders or re-invested in another business ...so not too worried (they also pay dividends quarterly which is good)
I also hold AGNC which inves in Fannie Mae and Fanny Mac mortgage backed securities and other debt instruments - they are currently paying a monthly dividend of 12 cents per share $1.44 pa. on a share price of around $16 - I bought some time ago at just over $14 so I'm doing very well ...they are a REIT so subject to strict SEC rules regarding payouts.

[Duane McCartney]

I will be giving a (non-sale) presentation of a secured real estate investment that earns an investor 6.5%. The presentation is on Nov 9th at 1:00 PM at Laurel Manor if interested.

[Blackbird45]

Originally Posted by JGVillages

One example. Duke Energy. 10 year average stock return=9.87% excluding dividends. Last 10 years dividend has hovered around +&- 4% and is currently at 3.83%.

I agree Energy stocks are a safe bet if you want to invest on your own. Southern Co pays out about 4.5% in dividend and electricity seem to be the way to the future.

[La lamy]

Originally Posted by JGVillages

One example. Duke Energy. 10 year average stock return=9.87% excluding dividends. Last 10 years dividend has hovered around +&- 4% and is currently at 3.83%.

I only have dividend stocks which is what I count on. I let the ebb and flow of stock prices not worry me (unless a particular company is obviously on a major downward spiral). I've been concerned that my oil stock may be obsolete sooner than later, so it may be time to go Duke instead. Thanks for the tip.

[RMHisle]

100 years ago a Twenty Dollar bill and a Twenty Dollar gold piece were interchangeable. Either one would buy a new suit, new shoes and a night on the town. The Twenty Dollar gold piece will still do that.

[dewilson58]

Originally Posted by JGVillages

One example. Duke Energy. 10 year average stock return=9.87% excluding dividends. Last 10 years dividend has hovered around +&- 4% and is currently at 3.83%.

BE CAREFUL on specific return period presentations.

This return is coming out of an stock market dip.

If you look at 20 years: Duke up 3.5%. Southern Company up over 100%.

Duke is ok, but know what you are buying.

[sccaracer46]

QYLD is an ETF that generates 10-12% dividends paid monthly using a covered call strategy with the Global X NASDAQ 100. It has consistently paid these high dividend since inception eight years ago. Net asset value will vary depending on the performance of the stocks in the NASDAQ 100 (QQQ).

[MandoMan]

Originally Posted by retiredguy123

The inflation rate is currently 5.39 percent. But, my money market fund, where I have 30 percent of my portfolio, is yielding 0.01 percent. So, I just moved 10 percent of it into my junk bond fund, which is only yielding 3 percent. My short term and intermediate term bond funds are yielding 0.6 and 1.5 percent. My only investment that has any chance to exceed inflation is my S&P stock index fund. I feel like the Federal Reserve is stealing money from me by keeping interest rates artificially low.

I hope you wrote this as a joke. It’s a serious problem, because plenty of advisers are suggesting that to keep your money safe, put a big chunk in the money market and a big chunk in bonds. I like the T. Rowe Price New Horizons Fund. I’ve averaged over 15% a year over the past five years. After two years, if the market dropped a breathtaking 30% and stayed there, I’d be where your money market funds would still be. And if it dropped 30% tomorrow and stayed there, I’d still have 60% more than I had in 2016 and almost 60% more than your money market account would have.

[ProfessorDave]

Originally Posted by dewilson58

SO
+50 years of dividend history.
Never missed.
Always increased.
Regulated monopoly industry "guaranteed profits" by regulators.
I include in my Bond %'age, not my stock portfolio.

I like funds - to diversify risks.
These are among the highest paying funds that seek out high dividend paying equities.


SDIV

Global X SuperDividend ETF

8.56%



DVYE

iShares Emerging Markets Dividend ETF

8.21%



SDEM

Global X MSCI SuperDividend Emerging Markets ETF

7.65%


DIV

Global X SuperDividend U.S. ETF

7.38%


EFAS

Global X MSCI SuperDividend EAFE ETF

6.25%



DEM

WisdomTree Emerging Markets High Dividend Fund

5.63%



FGD

First Trust Dow Jones Global Select Dividend Index Fund

5.60%

[retiredguy123]

Originally Posted by MandoMan

I hope you wrote this as a joke. It’s a serious problem, because plenty of advisers are suggesting that to keep your money safe, put a big chunk in the money market and a big chunk in bonds. I like the T. Rowe Price New Horizons Fund. I’ve averaged over 15% a year over the past five years. After two years, if the market dropped a breathtaking 30% and stayed there, I’d be where your money market funds would still be. And if it dropped 30% tomorrow and stayed there, I’d still have 60% more than I had in 2016 and almost 60% more than your money market account would have.

Not a joke. But, yes, if I had all of my money invested in a small company growth stock fund like the one you mentioned, I would have made more money over the years. Actually, the New Horizons fund has a 10-year average annual total return of about 23 percent, compared to 17 percent for the S&P 500 index. But, it is not an apples to apples comparison to compare a high risk, 100 percent growth stock portfolio to a conservative, balanced portfolio of stocks, bonds, and cash. I would not feel comfortable with all of my assets invested in any type of stocks. My point is that the cash and bond markets are being skewed by the Federal Reserve by not allowing interest rates to rise and fall based on market conditions like inflation.

[Chi-Town]

Jpc 6+%