I do not require nor wear hearing aids.

That explains a lot.

You pay just not with $
 

Ah yes guilt sell - gee they bought me this dinner.

Just remember the financial advisers used to have to be a fiduciary and work for you the rules changed they don't now if it seems like they are just after the money not your welfare they are

"BLOOMBERG
Last year, the Trump administration abandoned a regulation designed to protect U.S. savers from conflicted investment advice. Known as the fiduciary rule, it would have required more brokers and insurance agents to disclose when they’re getting paid to steer people into certain investments. It also would have banned the sale of certain retirement products when they aren’t in savers’ “best interest.”

"

Can be the most expensive free dinner you will ever eat. Don’t bite on the pitch

How would your investments be down 45% from 5 years ago? The stock market is up thousands from then. Would you have invested in Enron?

They’re all fiduciaries by SEC and FINRA regulatories. Lacking candor and ethics in the top three is Lawyers Real estate and investment advisors.

No embarrassment that you’re a plate licker? So poor you can’t afford these meals ? Smh

So poor you can’t afford these meals ? Smh

Hardly, Multimillionaire.

No embarrassment that I am a plate licker. It is interesting how many people appear to believe the annuity salespeople.

Has anyone here read the millionaire nextdoor? It appears not, judging by these comments. In that book it statistically details that millionaires don't drive fancy cars, waste money on depreciating assets, are married, have been married for decades. They are invisible, overlooked.

Friend, you need to work on your reading comprehension. Quoting myself "had I followed their advise (annuity salespeople) I would have 45% less now". Meaning I have 45% more because I did not follow the annuity salespeople advise.

You don’t have to be a genius.
If you’re not looking for a free dinner and are truly looking to invest skip the meal.

Depending on what you want out of your investments there is a good chance you can do this on your own.

If you have a decent pension and have a nest egg you want to earn you some money, try something like a utility. They are low risk and they usually pay out somewhere between 4 to 5% dividends.

It might not be the windfall you’re looking for but it’s better than a bank saving account.

We have 4 weeks inherited . Wonderful and saved us tons of $$$$

Car salesmen???

I am the worst stock picker .

:bigbow::bigbow:

Go to Kiplingers and find a few mutual funds that have a good track record and stay with them as long as track record stays good.