Contact Lance Larkin from Schwab in Sumter Landing. He’s terrific! I don’t have number handy sorry.

A lot of opinions here but until you reach out for yourself, you won’t know. We used Lance Larkin from Schwab here. He did not try to sell us anything, he did not push hard for anything. He referred us to their partner Frank Aguela who was just as good and nice. The fee is 1% and of course you sign an agreement and they are a fiduciary. It’s worth reaching out. We were in high risk and they were able to keep us in lower risk and still have growth.

I can’t recommend a person but as for an investment group here in the Villages I would recommend Parady Investments. They only charge 1/2 % unlike others who charge up to 2%.
I am not sure if they are taking on new clients but it would be worth a call and sit down with them.

The fee charged should be disclosed, and when and how it is taken out of the principal.
Be wary of small independent regional firms where annuities are their biggest product.
Annuities can/may be part of an overall portfolio, but should not be the entire portfolio nor the largest part of the portfolio.

Right now, government short term TIPS are an excellent buy
For bonds, remember that bonds are very favorable when there is a large real yield
Real yield is the interest rate minus the latest annual (year over year) inflation rate.
If the real yield is 4%, example 6% bond yield with a 2% inflation rate, you are making a very good return on the interest rate and bond investment.

good luck to us!

Cebert Wealth Management is excellent. We have had great results and returns with them. They are on 466 near Buena Vista intersection.

please describe how you evaluated the returns are great results. . .
and then describe the level of risk your investments took. . .

many thanks

Open a Fidelity Cash Management Account.

We have always managed our own because we feel comfortable doing so. Based on the numerous fraud cases we have seen, we are reluctant to turn over our finances to anyone unless we are no longer competent. That being said, when we get to that point we will most likely let Vanguard do it for us. The have a remarkable reputation. Might consider Fidelity as well. Always a tough decision, but be careful, lots of crooks out there.

I’ve used Jonathan Davis (352/234-6677) with One Day Wealth Management. Very pleased with John. He is a fiduciary and fee only (no commission). Worth a call to him to see if he will be a good fit for your needs. Good luck!

He's not local, but I've had great success with John Butterfield. A third generation father and son investment company. Jack V. Butterfield Investment Company | Financial Advisors Tell him Jim Z in The Villages referred you.