Talk of The Villages Florida
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Talk of The Villages Florida (https://www.talkofthevillages.com/forums/)
-   Investment Talk (https://www.talkofthevillages.com/forums/investment-talk-158/)
-   -   Looking to set up an IRA CD account which offers many choices (https://www.talkofthevillages.com/forums/investment-talk-158/looking-set-up-ira-cd-account-offers-many-choices-359353/)

Peachbelle 06-14-2025 08:53 AM
I am looking to ladder CD's and it's important to have CD's that offer no penalty for one time withdrawals to capture higher interest rates.

Remembergoldenrule 06-14-2025 01:13 PM
Just don’t use Ally. They have been a nightmare to work with and “lost” two CDs until I could provide the account numbers.

retiredguy123 06-15-2025 06:09 AM
Quote:
Originally Posted by Peachbelle (Post 2438991)
I am looking to ladder CD's and it's important to have CD's that offer no penalty for one time withdrawals to capture higher interest rates.
CDs that allow a no penalty withdrawal will typically have a lower interest rate.

Caymus 06-15-2025 07:54 AM
Quote:
Originally Posted by Peachbelle (Post 2438991)
I am looking to ladder CD's and it's important to have CD's that offer no penalty for one time withdrawals to capture higher interest rates.
During periods of projected rising interest rates, some may be offered with step up provisions.


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