Talk of The Villages Florida - Rentals, Entertainment & More
Talk of The Villages Florida - Rentals, Entertainment & More
#31
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Trudy
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I keep clicking my heels saying... "There's no place like The Villages, there's no place like The Villages, there's no place like The Villages..." BUT I'M STILL NOT THERE! |
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#32
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Retiring in two years from the railroad at 57. Working 35 years will be enough for me. I like to stay fit and active, so after one visit, to the Villages. I new, it was the place for me. "Life is to Short! not to be Happy!
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#33
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I am in similar situation. We recently (last Nov.) moved from South Florida. I am elgible for Medicare, but my wife has another 5 years to go. We both planned on working here for a while, me to keep from depleting my IRA (which is all I have besides SS) and my wife for health benefits. My wife finally got a job about a month ago which has good benefits (health industry) but the pay is a little more than half what she made in Boca Raton. I had so many interviews, I could almost answer the questions before they were asked. I decided to only work part time and use my gof cart for transportation, which limited me somewhat. Just found a part time job at exactly 45% the hourly rate I was paid in Pompano Beach, FL. But!!!! We are extremely happy we made the move and would do it again - it is all worth living in paradise. I am just pointing out that the pay scale here is pretty weak and most only hire part time to not have to pay benefits. As far as taking early retirement goes if you have longevity in your immediate family (mother and father) it is best to wait as long as you can still work. If you think early is better - i think about my father who retired at 55 and took Social Security at 62 - he is 91 now and wish he had waited. |
#34
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Having second thoughts at 91 is not necessarily a bad thing!
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Oldcoach Ed "You cannot direct the wind, but you can adjust the sails" "Be yourself - everyone else is taken" |
#35
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Retirement Advice: Don't retire
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#36
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How many of those 36 years did he have nothing to do but enjoy himself? And what would he have said if he only had 10 years and then had a stroke and could never do the fun things again? |
#37
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The good Lord, will give you the first 50 years! The second 50, you have to work for.
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#38
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Jim
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Living is easy, doing it right takes a little more effort. |
#39
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I recently retired at only 53. I loved my job, but the company was downsizing and outsourcing everywhere and anywhere it could. After 30 years of dedication, I was thankful that I did not lose all I worked for. My very close friend recently retired early, moved to Florida, and died two years later at only 48 years young. I guess you can't plan every aspect of our lives. You plan on working until 62, things and events change. The most important thing is your health, friends, family and hapiness....and be thankful for everyday...and live it to the fullest.
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#40
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#41
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I love the idea of retiring asap and TV is a wonderful place to live but I'm surprised at how many comments say health is the number one consideration (and I agree) but I've been told Florida ranks so low as far as good healthcare. Coming from NY where I feel healthcare is very good and my experiences with TV doctors has been very disappointing, I would love to hear comments from those who were concerned about the healthcare in TV versus their home state and how they handled it. BTW ... I have no major Heath problems as of now but I am a widow with no family in Florida.
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#42
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If you're working as long as you can to save like you'll be on your own tomorrow how on earth are you supposed to live each day like it might be your last?? |
#43
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I found it amusing in these articles are geared to convince people to ensure one has enough money in retirement. It's also amusing the last two statements contradict one another. Each person must decide for themselves what is best for them. I don't advocate working until your health starts to fail nor be frivilous in throwing one's money away so one cannot support a comfortable lifestyle. One's health is what's most important and having enough money to support the lifestyle one wants to live in. Striking a balance is what they are hinting at. IMHO Posting the entire article would have been a better idea. I've been rich and poor and being poor stinks. Mae West Just sayin...... Not to be critical. Last edited by 2BNTV; 07-21-2011 at 01:01 PM. Reason: additional comment |
#44
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ALL of the things being mentioned are valid - they're all important: health/appropriate medical care, income/savings to support you, and so on. The risks people are willing to take and what priorities they place on things are where the balances take place. What makes sense for one person might seem completely illogical to someone else.
You can run all the math/spreadsheets and so on for these things but they're all predicated on assumptions: how long will I be in good health, will I need long term care, how long will I live, how much will the cost of living go up over time, should I start taking my social security as soon as I can, will Medicare still be around when I turn 65, etc. I feel the best anybody can do is be pessimistic about things (anticipate you'll live into your 90s, for example, not something like 80) and figure for somewhat of a 'worst-case' scenario (higher than anticipated inflation, for instance). Review and revise your game plan periodically. Plan around those things and you've done about the best you can do. But most importantly: Enjoy yourself and what you have that is in your life. Bill |
#45
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As usual, excellent advice Bill.
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Life is to short to drink cheap wine. |
Closed Thread |
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