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-   -   What would you invest in? (https://www.talkofthevillages.com/forums/investment-talk-158/what-would-you-invest-329401/)

Proveone 02-21-2022 09:10 AM

Quote:

Originally Posted by Gigi3000 (Post 2063795)
I have $250,000 to invest for income. I'm 63, keeping lots of cash on hand, own my home, not working and have no income currently. My expenses are minimal, around $1800 month. What would you invest in? can play with $75000 in high risk, the rest medium risk.

Why ask us? Unless you think we are accomplished financial analysts/investment counselors. Ask us who we think is a reputable financial investment counselor locally.

dewilson58 02-21-2022 09:12 AM

Quote:

Originally Posted by 024engine (Post 2064149)
Silver and gold. Can't lose and the prices will only increase.

:1rotfl::1rotfl::1rotfl:

Gold: where were you from 2012 thru 2019??
Since August 2020, gold is down.

Silver: Down since 2011.

:ohdear::ohdear::ohdear:

dewilson58 02-21-2022 09:16 AM

Quote:

Originally Posted by debraawalker1 (Post 2064134)
Follow whatever Nancy Pelosi invests in...it's surely worked for her!

:bigbow:

retiredguy123 02-21-2022 09:18 AM

Quote:

Originally Posted by Proveone (Post 2064152)
Why ask us? Unless you think we are accomplished financial analysts/investment counselors. Ask us who we think is a reputable financial investment counselor locally.

The problem is that investment advisors often provide biased and/or inappropriate advice.

dewilson58 02-21-2022 09:19 AM

Quote:

Originally Posted by retiredguy123 (Post 2064157)
The problem is that investment advisors often provide biased and/or inappropriate advice.

:boom:

Rooklift 02-21-2022 09:26 AM

No
 
Quote:

Originally Posted by TNLAKEPANDA (Post 2063874)
Real estate funds or possibly an Annuity fund. Talk to Parady Investiments… no pressure. See what they have to offer.

Annuity Bad idea

sail33or 02-21-2022 09:42 AM

As interest rates rise all bonds lose value.

If Stock Market crashes (it always does) ALL STOCKS, ALL GOLD, EVERYTHING will go down the same percentage. Just look back at 2008 in every category.

I suggest buy EXXON. The stock might go down (don't ever sell it) but it will ALWAYS pay 3.75 to 5% dividends. It always has. The more they squeeze OIL the higher it will go. Everything in the World is made of Oil or transported by Oil.

SusanKD 02-21-2022 09:46 AM

Find yourself a financial advise you can trust

jacklaurie 02-21-2022 09:47 AM

ME. I am a good investment, college.
 
College educated and free to travel the world. Would love to be taken care of. :-)

dewilson58 02-21-2022 09:52 AM

$250k, no income...........needs $1800 per month, after tax.

Smells like you need 10% return on the $250k to survive.

:pray:

Roron123 02-21-2022 09:52 AM

Don’t play the market on your own!

mike1946 02-21-2022 09:53 AM

AGNC - REIT Getting an annual return of nearly 9% and pays out monthly
AT&T - Nearly 6% annual Pays quarterly
I don't buy Funds - you can find out what funds invest in on the web - then go do it yourself and cut out the middleman.

dewilson58 02-21-2022 10:00 AM

Quote:

Originally Posted by sail33or (Post 2064176)
If Stock Market crashes (it always does) ALL STOCKS, ALL GOLD, EVERYTHING will go down the same percentage. Just look back at 2008 in every category.

TOTALLY false.

2008 Returns:


Investment grade fixed income 5.2%
Cash Alternatives 1.8%
Emg Markets Fixed Inc (10.9%)
High Yld Fixed Inc 26.2%
Small Cap Equity (33.8%)
Mid Cap (41.5%)
A 60/40 portfolio (21.6%)

To name a few.

Source is Wells Fargo Investment Advisors.

petsetc 02-21-2022 10:00 AM

My addition to all this advice, take time to read Paul Merriman’s 3 FREE ebooks.
1. First-Time Investor
2. 101 Investment Decisions
3. Get Smart or Get Screwed (read this first!)

Found at paulmerriman.com

bp243 02-21-2022 10:15 AM

Quote:

Originally Posted by Gigi3000 (Post 2063795)
I have $250,000 to invest for income. I'm 63, keeping lots of cash on hand, own my home, not working and have no income currently. My expenses are minimal, around $1800 month. What would you invest in? can play with $75000 in high risk, the rest medium risk.

Sounds like you're asking for a recommendation of a no-fee investment advisor with a CFP (certified financial planner) degree who could help you set up a plan with sound investments. $250,000 with no income (other than your cash on hand) means that you could live on your 'cash on hand' if the market ever did a serious crash again.


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