That’s a shame. I’m assuming you checked to see if you qualify for one of the extra help options offered by the government

Talk FLBu and Moffitt

So true. I know someone who was “out of luck” and she paid the price with her life.

We are talking Florida Blue. It's open enrollment time. If Moffitt is a deal breaker for them, there's other options besides that plan. Some are very good options.

But they require approvals. So you are still at the mercy of the insurance company. Went through that with my mother.

It’s just a way to full you to make the plan seem more desirable.

That’s very wise. Especially since once you are locked into a plan it can be difficult to change. Especially if you develop a serious condition.

Don’t forget to check premium increases. Some increase with age, others don’t.

That has not been our experience. Painting with a broad brush is not a good idea. Some plans are much better than others. And some plans continue to get better.

You are incorrect….UHC Advantage plans are not accepted at Moffitt for 2024, and they aren’t for 2025 either. The reason for posting this in the first place was to let everyone know that Florida Blue Advantage plans were accepted at Moffitt in 2024, but won’t be in 2025.

Accepted, meaning In Network.

YES LOTS of advantage plans will not be with lots of hospitals and Doctors moving forward thats why its best to stay with the original plan and a supp Its been blasted all over utube on medicare explanations...............MY agent never even recommended a advantage plan to me at all..........No way Advantage get the name? yup they take advantage of the situation...........every year they have changes and it happened to my folks thats why i vowed never to go that route.....

YOU pay something just for having that advatnage plan later down the road there are hidden fees late in life with it...........You can pick a supp plan that is for your budget I did that..........Plan N you dont need plan G and pay more monthly lots of other options you should look into

YUP you are correct they control your health NOT you like with regulare medicare and a supp

Well looks like you need a regualr medicare plan and a supp.........I did lots of investigating and from what you mentioned that would be the way t go with yourself no need to go to SHINE just go in utube many on there very knowledgeable to learn from I only had a agent to help pick the right supp I chose AARP just turned 65 this year.....havent had a chance to see how it all works out yet.......

Oops my bad! You're correct. I went back and edited my post.
I got them mixed up with Shands in Gainesville. They're in our network along with Advent Health in Orlando. Both are very highly rated so we feel confortable with our choice.

I'm glad you enlightening me about the plan I'm actually on and have used, as has my wife.
I guess you're more knowledgable about our plan than we are. Just another keyboard "medicare expert'.

Please stop telling us why we shouldn't like our plan and inferring we went into this blindly. We made a very educated choice that was right for us, and we're happy with it.

Unlike many here, I'm not telling anyone what they "should do", except to do the research and have an open mind. And letting people know there are options, and what works for us.

Medical centers are moving away from Medicare Advantage primarily due to issues with low reimbursement rates, excessive administrative burdens like prior authorization denials, delayed payments from insurers, and strict clinical guidelines that limit their ability to provide optimal care, making it financially challenging to participate in these plans.

From Becker's hospital review:

Among the most commonly cited reasons are excessive prior authorization denial rates and slow payments from insurers.

In 2023, Becker's began reporting on hospitals and health systems nationwide that dropped some or all of their Medicare Advantage contracts.

"Medicare Advantage provides health coverage to more than half of the nation's older adults, but some hospitals and health systems are opting to end their contracts with MA plans over administrative challenges.

Among the most commonly cited reasons are excessive prior authorization denial rates and slow payments from insurers."


Remember, it's easy to move to Medicare Advantage but it's getting regular Medicare coverage which is difficult when you want to change to better coverage. People can be very blind when a few goodies are dangled in front of their eyes. They can't see the ogre in the background.

The government is working constantly to cut Medicare costs and services for the elderly. Even under regular Medicare coverage they have instituted "value based programs" to insureds claiming "Our value-based programs are important because they’re helping us move toward paying providers based on the quality, rather than the quantity of care they give patients". Which translates to fewer services to save money, IMHO.

Seniors pay close attention, this pertains to all of us.