[retiredguy123]

If you are a retired Federal employee, consider keeping your FEHB plan and opting out of Medicare Part B. Since turning 65, I have saved thousands of dollars in Medicare premiums by using my FEHB insurance as my only insurance. The annual catastrophic limit is only $5,000, which I can afford, if needed.

[celiarw]

Hi! I have a very good friend who is a broker for all medicare plans - licensed in Florida. She looks at your medications, history & can advise the best route for you - based on what you choose. Her name is Jeannine Worthington, company is Medicare Solutions for Seniors. Phone number is (800) 205-5176. I highly recommend!

[Samcat13]

Call Pat at 352-348-7019 One of the best insurance agents in the Villages.

[Gmaf6]

As many suggested, SHINE is a great place to start. We faced the same decision a few years ago and decided to go with Florida Blue Supplement F. We're so glad we did....I had two emergency hospital trips and surgery in a State that didn't accept Florida's Medicare Advantage plans and though we have a monthly payment, everything that Medicare didn't cover was covered by Florida Blue; no copay, deductibles, out of pocket on anything. This is a highly personal decision.....I have many friends that have the Advantage plan and love it.

[eweissenbach]

Originally Posted by KRMACK55

But it isn’t offered anymore the feds stopped F. Medicare grandfathered in those who had it. Your knowledge is not up to date.

My knowledge is totally up to date, your response is not up to date. Nowhere in my post did I say any new Medicare qualifier should buy plan F. I merely stated my experience with it.

[Avista]

Originally Posted by PugMom

i hear everyone say that, but we love ours. we have no deductable, low co-pays & i had no charge for my latest spinal fusion. i can get everything done for so much less. if i need to see a specialist outside the villages, that's ok, too-my dr sets it up & i'm on my way.

We love our Advantage plan too. Have had United for years. Looking into the Florida Blue Advantage plan this year. Their copays seem a little less. Which plan to you recommend?

[villagetinker]

OK, bottom line, ADVANTAGE plans are medical MANAGEMENT plans (NOT insurance), Medicare and a supplemental are INSURANCE plans, make sure you understand the difference between these.