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Aces4 01-27-2025 11:00 AM

Quote:

Originally Posted by M2inOR (Post 2404965)
Aces4, I think you are misunderstanding my comment.

There are both good and bad Medicare Advantage plans. Even the same companies that operate in each state. One ste, very good service. Other states not good at all, even though the same overall insurance company offering those MA plans.

Why? Overbilling and other billing issues.

Similarly, even normal Medicare has issues:
1. Not all doctors and specialists accept Medicare patients. Same goes for hospitals.
2. Not all doctors make a proper diagnosis and suggested procedures.

Sure, we're all in good health until we are not.

To place context in your original post, of course, we don't need the patient's name. But when saying a Medicare Advantage plan is bad, it is useful to provide the insurance provider's name and type of plan, the health organization of the patient having the issue, and whether it was a required or optional procedure. Surgery isn't always the best solution. Other treatments may be ok for some people.

Ordinary Medicare does cost, and sometimes very much. It took is NOT free healthcare.

Medicare Advantage also costs for some.

The Medicare Part B is something almost everyone pays regardless of plan.

Different plans for MA have different monthly costs as well as max out-of-pocket costs each year.

It is wrong to condemn plans that see to be working well


I know that for Villages Health, they have many great health professionals in staff. They also catalog specialists and providers that partner with them. Not all specialists and providers are accepted by Villages Health, and for various reasons.

We all know that there are both good and bad doctors, specialists, and healthcare services providers.

And hopefully our state and federal government agencies keep track of them, too.

My condemnation is the efforts being made to convert everyone to advantage Medicare. That's when the proverbial poop hits the fan. Once the private industry takes over all Medicare, there is no escaping controlled, limited medical care.

Having worked in one facet of the health insurance industry, all I can say is it's about the profits to the stockholders. The patients are a byproduct of the situation and low on the priority. Health insurance never boosts it coverages and payments under a current plan without reducing coverages somewhere else.

That's the bottom line, you're in it now so good luck down the road but I still advocate for people who want excellent medical care in their old age to stick with original Medicare.


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