Talk of The Villages Florida

Talk of The Villages Florida (https://www.talkofthevillages.com/forums/)
-   Medical and Health Discussion (https://www.talkofthevillages.com/forums/medical-health-discussion-94/)
-   -   IBM moves Medicare eligible retirees to Extend Health (https://www.talkofthevillages.com/forums/medical-health-discussion-94/ibm-moves-medicare-eligible-retirees-extend-health-92426/)

Bill Wynne 11-07-2013 03:58 PM

Quote:

Originally Posted by CTgolfer (Post 767362)
If you are an IBM retiree eligible for Medicare, what are your thoughts on which of the medical products you will be selecting? Also, if we choose to cover our spouse through the medical subsidy, the subsidy amount reduces drastically. Does it make sense to cover our spouse outside of the subsidy and take the full amount of the subsidy for me?

Thanks for your opinions.

I am upset because I would like to enroll in the new United Healthcare "The Villages Medicare Complete" plan. The Extend Health Benefites coordinator I talked to said they (Extend Health) don't support this plan. He was also rude. He said I can take the villages plan but then I can't then use the HRA funds from IBM that Extend health manages. In short... I have to use their plans.

Let me know if you hear anything different on this.

SemiMike 11-07-2013 08:10 PM

Quote:

Originally Posted by Bill Wynne (Post 776175)
I am upset because I would like to enroll in the new United Healthcare "The Villages Medicare Complete" plan. The Extend Health Benefites coordinator I talked to said they (Extend Health) don't support this plan. He was also rude. He said I can take the villages plan but then I can't then use the HRA funds from IBM that Extend health manages. In short... I have to use their plans.

Let me know if you hear anything different on this.

DuPont also uses Extend Health for its retirees, and I now have the United Healthcare plan, and no difficulty with reimbursements.

JourneyOfLife 11-08-2013 07:14 AM

Quote:

Originally Posted by CTgolfer (Post 767362)
If you are an IBM retiree eligible for Medicare, what are your thoughts on which of the medical products you will be selecting? Also, if we choose to cover our spouse through the medical subsidy, the subsidy amount reduces drastically. Does it make sense to cover our spouse outside of the subsidy and take the full amount of the subsidy for me?

Thanks for your opinions.

Will your spouse be eligible for a survivor benefit? What are the rules?

I would put a pencil to paper and compare all of the alternatives.

CTgolfer 11-12-2013 06:27 AM

Decisons made
 
Just as an fyi... this is the decision my husband I made regarding 2014 health insurance.

We opted out of the death benefit because it would have reduced our annual HRA fund to around $2300. Instead, we took the full amount of the HRA fund ($3,000). For myself, I chose AARP United Healthcare Plan F (around $183/month) and for my husband we chose Plan N (around $132/month).


All times are GMT -5. The time now is 07:49 AM.

Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2025, vBulletin Solutions Inc.
Search Engine Optimisation provided by DragonByte SEO v2.0.32 (Pro) - vBulletin Mods & Addons Copyright © 2025 DragonByte Technologies Ltd.