Talk of The Villages Florida - life insurance and FL wills

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We do not have many legal issues, and about the only thing we need these days is wills and updates. I am not excited about paying hundreds of dollars for wills and then more money for updates. 20 years ago, we found a program called "Prepaid Legal Services" out of Ada,Oklahoma.

They contract with a major Law Practices in a State. They answer unlimited questions by phone and will write letters for you. Get a moving violation ticket?? They send an attorney to court for you, saved us hundreds with our teenage daughters, (tickets dismissed more than 95% of the time and nothing on their records.) Majorly for us now...they prepare your will for free and update it annually. They wrote letters for us and prepared the paperwork for me to that the the State when someone bounces $2,500 worth of checks on a sale we made. If you want to investigate trusts and other stuff, they are a full service firm and you get a discount on their regular fees as a PPL member.
It sounds too good to be true, but for $30 a month, we have all this access. Recently I figured what we have paid offer our membership, and just the cost of the moving violations and the wills, we are way ahead. We average using PPL for things other than wills maybe one or twice a month over the last 20 years. For us, with few legal bills, it has been a lifesaver on more than one occasion. PPL may not be for everyone, but everyone should check out its services. click the link (or copy and paste) http://www.prepaidlegal.com/newCorp2/contact_us.html to see for yourself. They will direct you to a local representative.

Everyone's needs are different. Amy Reed at Milhorn Law Firm did a great job for me. As for life insurance, I did purchase life insurance. Why? wanted to leave my daughter some tax free money.

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Originally Posted by springfield (Post 319690)

Now that we are all settled in, we finally have time to take care of our affairs. We had our wills rewritten in IL and have found out that we need FL wills and powers of attorney. Any suggestions? Would a living trust be better. We only have one child, and would like to avoid a much hastle for her as possible.

In addition, we don't have any life insurance. AARP offers some, who would you suggest?

It is so easy to forget about things like this now that we are living in this wonderful little bubble, but we know it has to be done. Thanks.

I suggest you call Mary Trotter, who is Board-Certified in Elder Law. Her ph# is 205-7245. Other people here have recommended Millhorn Law Firm at 288-6763.:welcome:

We are in the process of moving many things into a trust set up by Mary Trotter. We have 2 homes, a brokerage account, bank accounts that will receive pension payments etc. They will all go into the trust. Today we are both healthy and are of sound mind. The trust document defines how to determine when one of our children can manage the assets of the trust.
If it's needed one of our children will be able to write checks on the brokerage account, bank accounts and even sell our homes.
There are now clear definitions of our wishes about when to pull the plug and who will make that decision.

Fl trust vs out of state trusts

:shrug:We have RLT in Pennsylvania and when we bought in TV we could not put the home in our Pa trust. We were told we would have to have a RLT prepared in Florida as Florida does not recognize out of state trusts.

Seems hokie to us but so does alot of other laws in Florida.