Talk of The Villages Florida - Rentals, Entertainment & More
Talk of The Villages Florida - Rentals, Entertainment & More
#31
|
||
|
||
Quote:
did you fully consider the coordination of benefits? or a cheaper plan? or the rebate a couple of plans give to medicare customers? or not taking medicare and using FEHB by itself? |
|
#32
|
||
|
||
Quote:
|
#33
|
||
|
||
We opted for the Unitedhealthcare option 2, we pay the extra $80.00 a month for the coverage. By dropping her from Fed Bluecross/Blueshield my insurance dropped $219.29 a month after paying the $80.00 a month for Unitedhealthcare. My out of pocket for this plan is $1900. For the her prescriptions, I have paid zero dollars since switching plans, where as Fed Bluecross/Blueshield always had a small cost. I will be checking in to other plans for this open season for comparison.
__________________
Tag460 |
#34
|
||
|
||
Medicare Advantage vs Medicare W/ Supplement
Wife & I have been on both plans over the last 16 years now. Though Traditional Medicare with a supplement is more costly, it is hands down the way to go. We feel you can’t put a price on your healthcare. No copays, paperwork, or referrals which at times cause lengthy delays in getting your healthcare taken care of ASAP. I waited 3 months one time while in extreme pain for a referral to be approved for back surgery, & my daily calls fell on deaf ears. It’s your decision, but for us we would never go back to a Medicare Advantage plan.
|
#35
|
||
|
||
Thanks for your input. Would apprecaite if you would share the names of the supplemental company your currently with? My consultant here in Colorado is recommending BC/BS supplemental as it has a traveling component. BTW...BC/BS is our current health insurance provider through my wife's employer.
__________________
South Philadelphia PA, Wildwood NJ, Riyadh-Saudi Arabia, Upland CA, Colorado Springs CO |
#36
|
||
|
||
By law all Medigap (or supplemental) plans have to offer the same coverages. Plan G is Plan G no matter which insurance company you choose. Choose the Medigap policy that has the coverage you want, and shop around for the best price. Prices with each carrier change with your location. I lived in Ohio and purchased Plan G from Americo for $108 per month. I just moved to TV last week, and my premium will increase because of my move. There are independent agents who sell for multiple companies. If you can't find one locally, there is a company in Ft. Lauderdale called National Plan Advisors who represent 28 insurance companies that offer Medigap coverage.
|
Closed Thread |
|
|