The question was "why don't people like Advantage plans?" I gave one answer. My answer was factual. The risk of NOT being able to get non-life-saving but necessary surgery due to limited access to available specialists is a bonafide, valid, very real, and not uncommon reason.

Please everyone get answers from knowledgeable sources. Visit SHINE. Call doctors offices and see what they take - they can change over time. Use responses here as a starting place for your questions. I appreciate all the responses here so I know what to ask about when I need to select. Everyone is different and has different needs. Seems like I would not like an Advantage plan, but I know people who have one and love it. At least I know more now about what questions to ask. Thanks y'all.

AAarp United healthcare supplement. No network no preapproval. No geographic limitations. They pay for items not included in Medicare. I needed a planter fasciitis splint. Podiatrist said not covered by Medicare. Supplement paid for it.

I’m not saying your answer is wrong. I’m saying that our experience has been very different, which I think is important for others to know.

But your experience is a sample size 1, there are hundreds of samples out in the real world. . and any individual experience works until it doesn't work. .

The problem with most everything in life is that whatever works until whatever doesn't work and most humans blame the whatever not working on something else other than an insignificant sample size. .

Kind of like do black swans exist if you have never seen one?

And I didn’t claim my experience was anything other than my own

My Obamacare plan is awesome
 

I can’t complain with my Obamacare plan through blue cross blue shield about $250 a month but an excellent medical plan .. they spent 3 million last year on my care.. can’t complain at all..

Yes I know folks here who have an Advantage plan with UHC and are very happy with it. I also know two in particular who are not very happy with it. One says she had to change her doctor because he didn't accept Advantage plans, and she felt the free gym membership was a waste because she never goes. Another needed a specialist and had to wait two months just for a consultation. Both of them thought the "free" medical supplies every month or quarter or whatever it is, is incredibly wasteful. They end up buying things their neighbors need and give the stuff to them. They'd rather see their premiums reduced, instead of getting credit for things they don't need.

It's great that your experience has been very different. But it isn't applicable to the question. Again - the poster wanted to know why people might NOT like Advantage. Not why they DO like it.

Try re-reading the original post. The question was about the rising cost of supplemental plans, nothing to do with advantage plans.

Try re-reading your own post. I bolded and underlined the part where you comment that you don't know why people hate advantage plans. I also included a previous post from gigi asking outright what the problem was with advantage plans in Florida.

As I said, the original post was about the cost of supplemental plans.