Champion6 gave you the best advice. Also, if you go to Medicare.gov and run a comparison of all the companies in our area with Medicare Supplement plans, you can see the pricing on Plan G. (Plan F is no longer available). You'll find AARP Medicare Supplement is the lower cost now. They also offer value added services, i.e. gym membership, etc. You will also need to look into a Prescription Drug plan, based on your current medications. They vary greatly in cost and formularies. I am an independent agent, specializing in Medicare since 2005, and I would be happy to talk to you! 352-350-7135 Donna