Medicare, Tricare, United Health

Medicare, Tricare, United Health

Notices

» Site Navigation
Home Page The Villages Maps The Villages Activities The Villages Clubs The Villages Book Healthcare Rentals Real Estate Section Classified Section The Villages Directory Home Improvement Site Guidelines Advertising Info Register Now Video Tutorials Frequently Asked Questions
» Newsletter Signup
» Premium Tower
» Advertisements
» Trending News
» Tower Sponsors




















» Premium Sponsors
» Banner Sponsors
» Advertisements
Reply
 
Thread Tools Display Modes
Medicare, Tricare, United Health
  #1  
Old 07-19-2019, 08:07 AM
alemorkam alemorkam is offline
Gold member
 
Join Date: Jan 2009
Location: the villages since 04. Lived in Alaska, Texas, California, Massachusetts, Maine, Maryland, New York
Posts: 1,302
Default Medicare, Tricare, United Health

Does any military retirees over 65 have Medicare, Tricare for Life, and United Health. Villages health does not accept Medicare and Tricare anymore. You must have United Health. I was told by United Health that by enrolling with them I would keep Tricare, and gain better overall coverage and save money?

Last edited by alemorkam; 07-19-2019 at 08:12 AM.
Reply With Quote

  #2  
Old 07-19-2019, 08:12 AM
Chatbrat Chatbrat is offline
Sage
 
Join Date: Sep 2014
Posts: 3,544
Default

We have medicare & tricare for life--we dropped out of villages health--IMHO--not good to be married to a plan that restricts who you can use--met a person who said he has to use the Villages Regional Hospital, instead of Advent in Ocala, even though he knows Advent is the best stroke/cardio in the area--United people are salespersons, unless its in writing its useless-have not had a single co-pay in years, actually can't remember when I did--and using Expresscripts for meds with 90 day scripts can't be beat
Reply With Quote
Sponsored Links
  #3  
Old 07-19-2019, 08:24 AM
villagetinker's Avatar
villagetinker villagetinker is offline
Sage
 
Join Date: Sep 2013
Location: Village of Pinellas
Posts: 5,173
Default

Quote:
Originally Posted by alemorkam View Post
Does any military retirees over 65 have Medicare, Tricare for Life, and United Health. Villages health does not accept Medicare and Tricare anymore. You must have United Health. I was told by United Health that by enrolling with them I would keep Tricare, and gain better overall coverage and save money?
Contact SHINE, SHINE - Home for impartial information on health care. A point of clarification: TVHC requires ADVANTAGE plans, if you switch to an ADVANTAGE plan, you lose Medicare, and if you stay on the ADVANTAGE plan for 1 year (I think), you could have problems trying to go back to medicare and SUPPLEMENTAL plan. We ended up leaving TVHC because of the change to ADVANTAGE plans only, they were way too restrictive on specialists (4+ years ago), also there were areas of the country where we either were NOT covered or the coverage was very limited. SHINE was extremely helpful, and they have meetings in The Villages.
Hope this helps.
__________________
Pennsylvania, for 60+ years, most recently, Allentown, now TV.
Reply With Quote
  #4  
Old 07-19-2019, 08:53 AM
PaulDenise PaulDenise is offline
Senior Member
 
Join Date: Nov 2013
Posts: 210
Default

As I understand it, you do get to keep Tricare for Life if you switch from basic Medicare to United.

The problem with this is that you are then constrained to a set of doctors and hospitals. If you travel a lot, this will be a problem since some states don't have any/ a lot of United doctors. So, maybe not good for snow birds. If you have severe or weird problems, it might also be an issue to use just the doctors on the list.

Last, I really don't like how the Villages Health clinics basically turn you over to a United sales rep for information. The information that they give you is not unbiased. They are looking to make a sale. When you read the thick book on the plan, you can see what states have contracts and what drugs they cover. For example, the most important drug that I take is not covered. Whereas, it is $10 for a 90 day supply now.
Reply With Quote
  #5  
Old 07-19-2019, 09:24 AM
Robbie0723's Avatar
Robbie0723 Robbie0723 is online now
Senior Member
 
Join Date: Jun 2019
Location: at Charles MO, Durham NC, Bridgeton MO, Daytona Beach FL, St Louis MO
Posts: 141
Default



I spent my career working in the health care industry, and have been primary care giver for family members battling cancer.

Maybe not a risk for TVHC, but there can be problems if your Doc/Hospital discontinues supporting an Advantage plan. Imagine being mid treatment in your chemo, the Doc/hospital drops your Advantage plan, and then having just 3 months to find new doc's and infusion nurses/centers to continue your treatment.

If you can afford it, best to keep your options open via Medicare.
Reply With Quote
  #6  
Old 07-19-2019, 10:12 AM
Arlington2 Arlington2 is offline
Member
 
Join Date: Aug 2016
Posts: 52
Default

Quote:
Originally Posted by Chatbrat View Post
...met a person who said he has to use the Villages Regional Hospital, instead of Advent in Ocala, even though he knows Advent is the best stroke/cardio in the area ...
As usual a lot of misinformation. From my UHC login site Advent Ocala is included along with multiple Adventhealth and other hospitals within 100 miles of here (did't bother to look farther). There is no reason for anyone enrolled in UHC TV Advantage to be restricted the TV Hospital. Best to get professional help from SHINE.
Reply With Quote
  #7  
Old 07-19-2019, 11:46 AM
Dan9871 Dan9871 is offline
Veteran member
 
Join Date: Nov 2014
Posts: 747
Default

We have UHC the Villages Advantage plan and checking the list of hospitals available to us I see 11 pages worth of hospitals in 100 miles of us, many of them Advent hospitals including the one in Ocala. My wife just had a procedure a month ago at Largo Medical Center (also on the list) outside of Tampa no problem, approved by UHC. In the past UHC Advantage has approved us using out of network providers too, all we had to do was ask.

Although the Advantage plan has a list of approved providers it must, by law, provide all the services that regular Medicare does.
Reply With Quote
  #8  
Old 07-19-2019, 12:54 PM
BobnBev's Avatar
BobnBev BobnBev is offline
Platinum member
 
Join Date: Oct 2012
Location: Sanibel
Posts: 1,747
Default

Researched the villages health plan, said no thanks.
__________________
Patriot Guard Riders--"Standing for Those Who Have Stood for US"!

Laughter is the best medicine, unless you're being treated for Shingles
Reply With Quote
  #9  
Old 07-19-2019, 01:21 PM
xkeowner xkeowner is offline
Senior Member
 
Join Date: Jul 2010
Posts: 184
Default

We also have Medicare/Tricare for life and have not had a co-pay in years including two surgeries with in-patient stays. No reason to pay for additional insurance to be in the TV system. Quality medical care is available very close by and some providers within TV accept Medicare/Tricare for life.
Reply With Quote
  #10  
Old 07-19-2019, 01:26 PM
rustyp rustyp is online now
Gold member
 
Join Date: Jan 2009
Posts: 1,134
Default

Live in TV and snowbird in northern NY. The Villages Health plan is by far the best we found after much research including Shine (who did a very good job explaining differences but will not give a recommendation). Found that a lot of info about this subject on this website is just plain false. Mostly because of people's reluctance to give up their existing plan. Then the fear mongering starts without facts. Could not be happier with our choice.
Reply With Quote
Reply

Tags
health, united, tricare, medicare, save

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump


All times are GMT -5. The time now is 05:58 AM.