[ljones190]

We are planning to move to TV in 2013 and we will require health insurance and are planning to Cobra until the healthcare plans become available through "health care exchanges" that each state is required to set-up. I thought this article from Fox Business was well written and quite informative.

http://www.foxbusiness.com/personal-...ge-152041***1/

[Number 6]

The link does not seem to work.

[rjm1cc]

Try
http://www.foxbusiness.com/personal-...ge-152041***1/
I think I have read in the past that if you go from your co's health insurance to CORBA your Medicare premium might be higher when you go from CORBA to Medicare. My guess is that CORBA is not considered qualified insurance. Before you go from Co insurance to CORBA I would check the current Medicare rules.

[laryb]

Originally Posted by rjm1cc

Try
http://www.foxbusiness.com/personal-...ge-152041***1/
I think I have read in the past that if you go from your co's health insurance to CORBA your Medicare premium might be higher when you go from CORBA to Medicare. My guess is that CORBA is not considered qualified insurance. Before you go from Co insurance to CORBA I would check the current Medicare rules.

Still doesn't work. Can you give us the numbers or letters to replace ... and ***

[katezbox]

Originally Posted by rjm1cc

Try
http://www.foxbusiness.com/personal-...ge-152041***1/
I think I have read in the past that if you go from your co's health insurance to CORBA your Medicare premium might be higher when you go from CORBA to Medicare. My guess is that CORBA is not considered qualified insurance. Before you go from Co insurance to CORBA I would check the current Medicare rules.

COBRA (not CORBA) - the Consolidated Omnibus Budget Reconciliation Act - was enacted in 1985 to ensure that employees who leave their employers, voluntarily or otherwise, are allowed to continue their health care coverage through that employer's group plan. Since it is the same plan a person was covered under while employed, I can't see how it could not be "qualified insurance."

[aljetmet]

Originally Posted by rjm1cc

Try
http://www.foxbusiness.com/personal-...ge-152041***1/
I think I have read in the past that if you go from your co's health insurance to CORBA your Medicare premium might be higher when you go from CORBA to Medicare. My guess is that CORBA is not considered qualified insurance. Before you go from Co insurance to CORBA I would check the current Medicare rules.

Thanks for this little tidbit!!! You can get penalized and delayed starting medicare if you are over 65 while on cobra.
If you are on cobra and not yet 65 you must apply for medicare at least three months prior to the month your turn 65.
Then no penalty and you start on time

[ljones190]

Sorry can not seem to get the link to work. The article from Fox Business indicated that the Health insurance exchanges that are required to be set up by the states could be more cost effective for us at least in the short term then they are now. I thought the article was well written and was not written from a political point of view.

[KayakerNC]

Is this the article?
http://www.foxbusiness.com/personal-...ets-uninsured/

It's a reprint of the original article from Insure dot com.

http://www.insure.com/articles/healt...uninsured.html

[ljones190]

Originally Posted by KayakerNC

Is this the article?
http://www.foxbusiness.com/personal-...ets-uninsured/

It's a reprint of the original article from Insure dot com.

http://www.insure.com/articles/healt...uninsured.html

no it is not the same article but it confirms my plan to Cobra for 18 months then get health insurance thru the health exchanges that can not charge more for pre existing conditions nor deny coverage. Thanks for posting.