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Principal Dental Insurance
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11-01-2018, 10:35 AM
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Member
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Join Date: Feb 2018
Location: Fenney
Posts: 65
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Principal Dental Insurance
Well it's time to find a dentist and I would love a recommendation instead of using a dart board. I have Principal Dental as my dental insurance and must use someone in network.
Any recommendations?
Thanks in advance.
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11-01-2018, 11:05 AM
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Sage
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Join Date: Dec 2012
Location: Oregon Mo. St Joesph mo, ft worth tx, Omaha neb., upper heyford UK, Clovis NM, OKC.
Posts: 3,939
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Not knowing who in you’re network hard to recommend? I been to three dentists so far in Florida. Two tried to bankrupt me. I now go to DDS jerkins in Fruitland Park down 27/441 just before Leesburg. Very happy with him. Is he in you’re network? Got me. IMO dental insurance is mostly ripoff, lot of dentist push it, other than cleaning IMO they don’t pay much on anything else and sometimes it take years for them to pay on root canal, bridge, caps, crowns, implants good luck!
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11-01-2018, 08:18 PM
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Veteran member
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Join Date: Mar 2013
Posts: 576
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Quote:
Originally Posted by Topspinmo
Not knowing who in you’re network hard to recommend? I been to three dentists so far in Florida. Two tried to bankrupt me. I now go to DDS jerkins in Fruitland Park down 27/441 just before Leesburg. Very happy with him. Is he in you’re network? Got me. IMO dental insurance is mostly ripoff, lot of dentist push it, other than cleaning IMO they don’t pay much on anything else and sometimes it take years for them to pay on root canal, bridge, caps, crowns, implants good luck!
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I have Delta Dental Insurance, pays 100% cleanings, x-rays, root canals, bridge, dentures, caps, crowns, 80% on implants. Heritage Dental on 25 is a DD provider and handles the billing.
Haven't got a bill from a dentist for years.
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11-02-2018, 04:59 AM
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Member
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Join Date: Feb 2018
Location: Fenney
Posts: 65
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The actual name of my dental insurance company is "Principal Dental". They have a much limited selection of dentists. I'll check to see if they are in-network. All responses are welcomed.
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11-02-2018, 06:59 AM
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Sage
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Join Date: May 2013
Location: South of 466a, if you don't like me.......I live in Orlando.
Posts: 3,882
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Do the math on Dental Insurance.
Usually just trading dollars.
Not a fan.
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11-02-2018, 07:04 AM
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Platinum member
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Join Date: Feb 2016
Posts: 1,660
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Quote:
Originally Posted by dewilson58
Do the math on Dental Insurance.
Usually just trading dollars.
Not a fan.
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Trading dollars, but the customer ends up with fewer dollars than the insurance company.
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11-02-2018, 07:06 AM
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Sage
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Join Date: May 2013
Location: South of 466a, if you don't like me.......I live in Orlando.
Posts: 3,882
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Quote:
Originally Posted by retiredguy123
Trading dollars, but the customer ends up with fewer dollars than the insurance company.
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Absolutely, good add.
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11-02-2018, 07:44 AM
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Veteran member
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Join Date: Feb 2010
Location: Buttonwood, formerly Dartmouth, Ma
Posts: 700
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Quote:
Originally Posted by Topspinmo
Not knowing who in you’re network hard to recommend? I been to three dentists so far in Florida. Two tried to bankrupt me. I now go to DDS jerkins in Fruitland Park down 27/441 just before Leesburg. Very happy with him. Is he in you’re network? Got me. IMO dental insurance is mostly ripoff, lot of dentist push it, other than cleaning IMO they don’t pay much on anything else and sometimes it take years for them to pay on root canal, bridge, caps, crowns, implants good luck!
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I also go to Dr Jerkins, and totally agree with you
__________________
"I ain't as good as I once was,
But I'm as good once as I ever was!" Toby Keith
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11-02-2018, 09:34 AM
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Veteran member
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Join Date: Nov 2014
Posts: 568
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Yes it's just trading dollars and I couldn't imagine buying a dental policy.
But some people get free or subsidized dental benefits through their employer/retirement plan. For us that 's always been a good deal financially even though the annual benefit was pretty low. We've almost always exceeded the benefits in the plan which is why it has worked out well for us.
The one fly in the ointment is that some dentists say they don't take a particular insurance plan when what they mean is they don't take direct payment from the plan. So the patient has to pay up front and collect from the insurance company later.
Our current dentist files our bills with our insurance company but we pay in full up front and get a check from the insurance company a month or two later.
My guess, and it's just a guess, is that many, maybe most, people in The Villages are getting dental insurance through their retirement plan.
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11-02-2018, 11:01 AM
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Member
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Join Date: Feb 2018
Location: Fenney
Posts: 65
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I have the dental insurance from work...
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