Marine1974 |
09-24-2024 07:12 AM |
Regular Medicare
[QUOTE=Rainger99;2372914]I am currently on Medicare with a UHC Advantage policy. For the most part, I am satisfied with Advantage but I am interested in possibly switching to a regular Medicare and I am trying to figure out how much that would cost.
Right now, I pay my Medicare premium and there is no deductible. The maximum out of pocket payment is $2700 a year. This is for co-pays. Primary doctor is $0 a visit and specialist is $30 a visit. Dental and Vision are included at no extra cost. I am in network but the network is not limited to Sumter County. It is a nationwide network. I can go to hospitals in New York or Los Angeles or Chicago or Orlando or Tampa. They even have a hospital in Alaska!
Fortunately, I have been healthy and my out of pocket expense has been less than $250 a year.
For those of you with regular Medicare, can you give me a ballpark estimate of how much a Medicare supplement policy costs and how much dental and vision cost? Do you also have a separate drug policy?
I have regular Medicare $174 a month taken out of my social security. My supplemental is with AARP United Healthcare $166
Per month . ( up from $146 a month in 2023) . My deductible is $240 for the whole year after that I pay $0 . No referrals needed I can go anywhere. My drug plan Medicare part d premium is $0 some drugs I regularly take our $0 others $15, prescriptions I don’t regularly take range from $15 to ? . I also have VA healthcare but due to my income I’m put in a tier where I pay a copay for primary care $15 specialist $50 but if I see 3 specialist in the same day it’s still one charge of $50!.
I’m on my dentists dental plan $375 a year . 2 cleaning, X-rays free . 20% off other procedures .
Never had Medicare advantage but my wife does . She’s healthy but pays copays .
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