We have had UHC plan F for several years and couldn't be more satisfied. I need the peace of mind knowing we can see any doctor anywhere without being at the mercy of an insurance company! i think the Advantage Plan might be ok for healthy people but I can assure you that your health status can change very quickly!

I agree 100% that your health status could change very quickly and then I think the Advantage Plan is problematic. Listening to the link I stated above the F-HD is an attractive choice and saves a lot of money plus the benefits of the F plan.

I have a family dental plan I got through Blue Cross. Doesn't cost much but it doesn't cover much either. Thinking of changing..esurance has several plans. Find a dentist you like, call their office and ask what they accept and go from there.

You have to be careful about your plan D drug plan too. There are several plans, some are pretty high. You can call Mr. Claasen and he will tell you what you need.

Thank you spuds, very, very helpful.