Talk of The Villages Florida

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-   Medical and Health Discussion (https://www.talkofthevillages.com/forums/medical-health-discussion-94/)
-   -   The Villages Health - Grandfathered?! (https://www.talkofthevillages.com/forums/medical-health-discussion-94/villages-health-grandfathered-199615/)

patoonya 07-16-2016 02:20 PM

I.m one of the TV being dumped. This not the way it was advertised in the beginning, but its obvious the United Healthcare and the Villages are out to make money and we the dumpee's they could care less about. Real Hometown freindly????

gomsiepop 07-16-2016 02:26 PM

I received the letter today and would like to know if I currently have Medicare and United Healthcare (not an Advantage Plan) as my secondary am I ineligible to remain with the Villages Healthcare?

Grannygail 07-16-2016 02:27 PM

I don't know how many people are being dumped, but I question if they have enough United Health Advantage participants to keep them in business. Once the UHA have a major illiness, they will be jumping ship theirselves.

spuds51 07-16-2016 02:37 PM

Quote:

Originally Posted by gomsiepop (Post 1254916)
I received the letter today and would like to know if I currently have Medicare and United Healthcare (not an Advantage Plan) as my secondary am I ineligible to remain with the Villages Healthcare?

As I read it you won't. You can call and ask for sure but it seems pretty clear. If you don't have UHC Medicare Advantage you're out.

spuds51 07-16-2016 02:42 PM

Quote:

Originally Posted by trichard (Post 1254651)
You may want to check with Shine. It is my understanding that once you switch to a Medicare advantage product you can only get back to original Medicare during an initial 6-month period. Otherwise you will never be able to have original Medicare again.

I believe you can go back during the open enrollment period each year but you will be subject to underwriting.

champion6 07-16-2016 02:42 PM

Quote:

Originally Posted by gomsiepop (Post 1254916)
I received the letter today and would like to know if I currently have Medicare and United Healthcare (not an Advantage Plan) as my secondary, am I ineligible to remain with the Villages Healthcare?

No.

champion6 07-16-2016 02:46 PM

Here is The Letter
 
1 Attachment(s)
Attached is a scan of the now infamous letter from TVH.

obxgal 07-16-2016 02:53 PM

My birthday is in July and was put on medicare/Freedom blue through my husbands benefits plan.

A few years ago I had a doctors appointment in November and being I went on medicare/Freedom Blue in July,
they would not take me for my November visit, I had to sign up for the UHC and reschedule my appointment to
January after the UHC insurance took effect. So if your 65th birthday is coming up between now and December 31st
they will not honor you currant insurance.

champion6 07-16-2016 02:54 PM

Quote:

Originally Posted by Grannygail (Post 1254917)
I don't know how many people are being dumped, but I question if they have enough United Health Advantage participants to keep them in business. Once the UHA have a major illness, they will be jumping ship themselves.

I have been wondering the same thing. My gut tells me that in about two years, we will receive "We Want You Back" letters.

trichard 07-16-2016 03:12 PM

Quote:

Originally Posted by gomsiepop (Post 1254916)
I received the letter today and would like to know if I currently have Medicare and United Healthcare (not an Advantage Plan) as my secondary am I ineligible to remain with the Villages Healthcare?

No!

trichard 07-16-2016 03:16 PM

Quote:

Originally Posted by Grand Islanders (Post 1254900)
Whether it is good business or greed is open to debate. What is not open for debate is that we were lied to when TVH said we were grandfathered. We have been with the VHS since the beginning. We were told current patients could stay. Lying is never right...even if it is to make more $$ money!

Exactly! When the grandfathering issue was brought up TVH denied having said it and, if they did, things change!

marennorge 07-16-2016 03:29 PM

I have a United Healthcare Supplemental Plan and just got a letter today from TV Health Systems stating I have to switch to an Advantage plan or find other doctors outside their system. So much for being grandfathered.

NYGUY 07-16-2016 03:29 PM

Quote:

Originally Posted by champion6 (Post 1254765)
Are you referring to AARP Medicare Complete Choice (Regional PPO)?

I have AARP Medicare Complete Choice Plan 2 (Regional PPO)

NYGUY 07-16-2016 03:41 PM

I got my own letter today (telling me I was OK). It also said if you "would like to provide feedback" to call 352-674-8789. Sounds like an opportunity to voice you displeasure.

skyking 07-16-2016 03:51 PM

Quote:

Originally Posted by wendyquat (Post 1249110)
But wait --- "if you like your health care and your doctor, you can keep them" --- right?

Who said that?? 😃

studylady 07-16-2016 04:39 PM

If all of us still "grandfathered" leave now maybe they will decide differently when they can't pay the providers without payments from our better insurance companies?

zendog3 07-16-2016 05:13 PM

I got the notice today that I can switch to Big Brother's cash cow or get out. When I signed on, as a client to TV Health System's their association with one Medicare Advantage plan looked too cozy. I asked my doctor (Dr. Welby) if I was going to be squeezed out later. "Oh no. perish the thought.)

Here is the message to all the Doctors and staff of TV Health: Marcus Welby is FICTIONAL! A COMPANY THAT WILL MISLEAD AND DECEIVE ITS PATIENTS WILL MISLEAD AND DECEIVE ITS EMPLOYEES. This is a MARKETING-based company not a VALUES-based company. You are a cost column in their spreadsheet and sooner or later they will find a way to move money from your cost column to the profit column.

NYGUY 07-16-2016 10:13 PM

Quote:

Originally Posted by skyking (Post 1254953)
Who said that?? 😃

Certainly not The Villages Health!!

trichard 07-17-2016 05:14 AM

Quote:

Originally Posted by NYGUY (Post 1254948)
I got my own letter today (telling me I was OK). It also said if you "would like to provide feedback" to call 352-674-8789. Sounds like an opportunity to voice you displeasure.

They don't care about your displeasure. Decision is made.

rustyp 07-17-2016 05:27 AM

I read much displeasure about The Villages dictating what medical plan you must have and also understand they have gone back on their word about grandfathering. What I don't understand is if you like The Villages health system why not switch to United Healthcare Medical Advantage ? Is there something bad about this plan?

trichard 07-17-2016 05:35 AM

Quote:

Originally Posted by rustyp (Post 1255095)
I read much displeasure about The Villages dictating what medical plan you must have and also understand they have gone back on their word about grandfathering. What I don't understand is if you like The Villages health system why not switch to United Healthcare Medical Advantage ? Is there something bad about this plan?

If you want superior healthcare you will want to take original Medicare. Otherwise, UHC's MA is okay.

rustyp 07-17-2016 05:41 AM

Quote:

Originally Posted by trichard (Post 1255097)
If you want superior healthcare you will want to take original Medicare. Otherwise, UHC's MA is okay.

I don't understand - I thought any policy that replaces Medicare must have equal or better than coverage by law.

trichard 07-17-2016 05:47 AM

Quote:

Originally Posted by rustyp (Post 1255098)
I don't understand - I thought any policy that replaces Medicare must have equal or better than coverage by law.

Covered services are equal. MA is great as long as you do not have serious health issues. Then access to the best specialty physicians and hospitals in the country is limited.

donbettyr 07-17-2016 06:47 AM

Medicare Advantage
 
I have said from the start that this would be the end result. Villages Health gets payed per head. They want you to join, but not show up for treatment - that is how this system makes money.This is a capitation plan. You do not get something for nothing. There are copays, and the biggest problem, most of the good specialists do not participate. That is why we know people who have to travel to Cleremont, Tavares, etc. to get treatment. Have been on tradational Medicare with supplement for 6 years, and have never payed a penny for anything. Know patients in the Villages Health who pay $500-1000 out of pocket as their copay for treatment.

rustyp 07-17-2016 07:19 AM

Quote:

Originally Posted by donbettyr (Post 1255114)
I have said from the start that this would be the end result. Villages Health gets payed per head. They want you to join, but not show up for treatment - that is how this system makes money.This is a capitation plan. You do not get something for nothing. There are copays, and the biggest problem, most of the good specialists do not participate. That is why we know people who have to travel to Cleremont, Tavares, etc. to get treatment. Have been on tradational Medicare with supplement for 6 years, and have never payed a penny for anything. Know patients in the Villages Health who pay $500-1000 out of pocket as their copay for treatment.

Help me - What plan do you have and how much is it? How much is United Healthcare Advantage and what is different about it Vs. your plan ?

OCsun 07-17-2016 07:30 AM

As much as I love living in TV, I am so irritated at this latest change. I wish when TV announced that they were building medical facilities, they would have made room for medical providers to set up their practices within them. Much needed easy access to primary care within our villages is still going to be missing.

Carla B 07-17-2016 07:43 AM

Quote:

Originally Posted by OCsun (Post 1255129)
As much as I love living in TV, I am so irritated at this latest change. I wish when TV announced that they were building medical facilities, they would have made room for medical providers to set up their practices within them. Much needed easy access to primary care within our villages is still going to be missing.

That's exactly right. "Easy access" is the main thing we have liked about going to the The Villages Health.

goodtimesintv 07-17-2016 09:03 AM

See:

Medicare Advantage | The Henry J. Kaiser Family Foundation

Stdole 07-17-2016 09:32 AM

I think the question has been answered several times.... Why not stay with TVH under their new plan (gimmic)? If you switch you give up your ability to pick the very best Physicians at Mayo..Cleveland Clinic .. Johns Hopkins and other teaching hospitals.. Where you now have that option... To choose. If we you remain fairly healthy doing your lifetime and only need your ankles checked and routine blood work well for heavens sake you would be a fool not to go with their system...

manaboutown 07-17-2016 09:53 AM

This is sadly probably all about the money.

RedChariot 07-17-2016 10:08 AM

Quote:

Originally Posted by zendog3 (Post 1254977)
I got the notice today that I can switch to Big Brother's cash cow or get out. When I signed on, as a client to TV Health System's their association with one Medicare Advantage plan looked too cozy. I asked my doctor (Dr. Welby) if I was going to be squeezed out later. "Oh no. perish the thought.)

Here is the message to all the Doctors and staff of TV Health: Marcus Welby is FICTIONAL! A COMPANY THAT WILL MISLEAD AND DECEIVE ITS PATIENTS WILL MISLEAD AND DECEIVE ITS EMPLOYEES. This is a MARKETING-based company not a VALUES-based company. You are a cost column in their spreadsheet and sooner or later they will find a way to move money from your cost column to the profit column.

I hope the employees read this. Who knows what evils await them. Shameful what they are doing to so many seniors. Just shameful.

spk7951 07-17-2016 11:12 AM

While my wife & I have liked using TVH since it's inception we will be leaving them before the end of this year. Even though we both have a couple of years to reach 65 we feel it makes no sense for us to eventually pay out more money to stay there so time for a change. So much for patients first.

trichard 07-17-2016 11:55 AM

Quote:

Originally Posted by RedChariot (Post 1255220)
I hope the employees read this. Who knows what evils await them. Shameful what they are doing to so many seniors. Just shameful.

If TVH does get enough takers for MA could layoffs be next?

Navy (SSBN 633) 07-17-2016 11:56 AM

I would like to hear from all of my fellow Military Retirees who are currently using Medicare/Tricare for life who has got their "walking paper" from the Villages Health. I was original member into the Villages health under Medicare/Tricare for life. If United Healthcare Medicare advantage plan is so good they are telling us we must convert to why we were we not on it to begin with??.......All of my associates who are retired and in the Villages Health are on straight Medicare/Tricare for life. Call me skeptical........feel duped....and the ole bait and switch.

I do understand Tricare for life accepts Medicare advantage Part C....however all my reading so far says stay on straight Medicare/Tricare for life. I am NOT going to give up Express scripts pharmacy and don't want a plan with part D......

Rapscallion St Croix 07-17-2016 12:21 PM

Quote:

Originally Posted by Navy (SSBN 633) (Post 1255262)
I would like to hear from all of my fellow Military Retirees who are currently using Medicare/Tricare for life who has got their "walking paper" from the Villages Health. I was original member into the Villages health under Medicare/Tricare for life. If United Healthcare Medicare advantage plan is so good they are telling us we must convert to why we were we not on it to begin with??.......All of my associates who are retired and in the Villages Health are on straight Medicare/Tricare for life. Call me skeptical........feel duped....and the ole bait and switch.

I do understand Tricare for life accepts Medicare advantage Part C....however all my reading so far says stay on straight Medicare/Tricare for life. I am NOT going to give up Express scripts pharmacy and don't want a plan with part D......

.
I got my letter. Medicare and Tricare for Life. Letter says I can stay.

Carla B 07-17-2016 01:33 PM

Sounds like they're making an exception for retired military. I told my husband he should have stayed in the military after Viet Nam. Just kidding...I didn't know him then.

ColdNoMore 07-17-2016 01:36 PM

I'm sure at least a few designees of the developer (or even a family members themselves?) are members here and read TOTV.

Since I believe they are motivated purely by their own self interest, I wouldn't expect all of those here who have felt (rightfully) betrayed to get any honest answers...but it sure would be nice if the developer's rep's had the guts to come here and start explaining.

I know, I know, wishful thinking at best. :(

trichard 07-17-2016 01:38 PM

Quote:

Originally Posted by ColdNoMore2 (Post 1255313)
I'm sure at least a few designees of the developer (or even a family members themselves?) are members here and read TOTV.

Since I believe they are motivated purely by their own self interest, I wouldn't expect all of those who have felt betrayed to get any honest answers...but it sure would be nice if the developer's rep's had the guts to come here and start explaining.

Wishful thinking of course. :(

Do you think any of the Medicare-eligible members of the developer are member of a Medicare Advantage Plan?

Grannygail 07-17-2016 01:52 PM

When we look at how much Medicare plus our 20% suppliment payment is, it makes sense they couldn't continue
in business. But, it's not like they didn't know this when "Marcus Welby" concept was announced. I think this was just another way to sell more houses! Now, developer is tired of footing the bill.

Jayhawk 07-17-2016 01:53 PM

Quote:

Originally Posted by patoonya (Post 1254914)
I.m one of the TV being dumped. This not the way it was advertised in the beginning, but its obvious the United Healthcare and the Villages are out to make money and we the dumpee's they could care less about. Real Hometown freindly????

Sorry, I just don't understand this thought process. No one is being DUMPED according to the letters I have seen (and received).

YOU CAN STAY with The Villages Health if you have or obtain the accepted insurance. Kind of like you can get NFL Ticket, as long as you have Direct TV. You have cable and refuse to change? No NFL Ticket.

YOU say they are "out to make money" which I hope is true, so they will be here for years to come for those who elect to stay in the system. People say it is GREED but nearly all who say that add that they don't want to pay the freight by purchasing the accepted insurance. So, Greed? Really?

This is a business decision. Companies don't make decisions hoping to LOSE money or LOSE customers. As the letter says, they hope everyone receiving it will remain.

For those who 1). Don't agree to have the acceptable insurance, 2). Refuse to get it, 3). Can't afford it, I get that it may be a bummer. But we all looked for new doctors when we got here, and the beauty is the final decision IS YOURS TO MAKE.

Negativity breeds stress and that is going to affect everyone who lets this issue drive their attitude. Make a decision and move on.

Cheers :wine:


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