Shopped at WalMart? Check your credit card account.
 

For a change, the self-checkout lines were operating this morning at 27/441 WalMart so Mrs Fox and I sallied forth. All went smoothly until, once Mrs Fox had entered her PIN, the "Authorising" circle just kept on spinning. Other check-outs soon joined us and the place was in chaos, with no assistants to be found. Finally one turned up, told us the system had crashed and that we could re-scan our items on the one machine that was still up and running, without fear of being charged twice. I verified this fact with the Customer Service desk and Mrs Fox triple-checked with "Destiny" on the way out. I think you can guess the rest.

I wonder why the Walmart supercenter does not have the tap capability..

Even our tiny community run village shop has tap and go here in UK.
Can't think of anywhere here that does not have it.
I use my cell for nearly all payments. I only need card for payment over £100.

Regarding self check out, my wife and I avoid it like the plague.
Nothing but trouble 75% of the time.

Always Check Your Statements
 

I make it a habit to always check my statements. I have been double charged two times at different restaurants, which would have cost $150 had I not checked.

In another instance, I discovered a charge for a car wash that was dated the same day that a hurricane hit TV. I had been to the car wash a few weeks prior, guess someone there got bored and decided to make a little extra money.

Bottom line is that errors and fraud are common, and simply checking you statement can save you some significant costs. It's been worth the effort for me.

I think WalMart has also had problems with skimmers being put on the self-checkout machines. They are meant to be quite noticeable (in terms of additional size) but how many of us check or would know what to look for? Not having to enter your PIN would certainly help.

I also wonder why the largest retailer in the country doesn't offer the latest and most secure method to pay by credit card, the "tap to pay" system. And, why do restaurants still take your credit card into another room to process a payment? Why don't the banks require merchants to use safer payment systems?

You can download an app for every credit card you use that will alert you whenever a charge is made on your card...

The way of future. Electronic failures.

In our experience, WalMart's self-checkouts have gone through three phases:

1) totally unusable, needing assistance every time;
2) actually quite good, and useful for avoiding the lines; and now
3) closed or breaking down more often than they are working.

Walmart has their own banking. Probably they don’t want let others in? Just guessing?

That why I never give my CC to waiter that go behind closed door (out of site) after all waiters not making 6 figures so sometimes temptation worth getting caught. Maybe you check, but next 9 maybe not?

Walmart partners with banks to provide banking services, but Walmart is not a bank. I don't understand how they would benefit by allowing less secure transactions at their stores.

Walton family owns Arvest Bank. Not less but preferred. Just like citizens around here.

So, how does Walmart benefit by not allowing "tap to pay"?

Perhaps...
- the use of Walmart-wallet/Walmart-pay is somehow advantageous to Walmart
- Apple-pay has a fee over and above the attached credit card fee

I'm not sure that either of those are true but they sound right.