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-   -   BEWARE !!!!!!!! Credit Card Compromised (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/beware-credit-card-compromised-126551/)

mrdills 09-10-2014 05:12 PM

BEWARE !!!!!!!! Credit Card Compromised
 
We just found out today two of our credit cards were compromised at the Circle K/ Shell Gas station on 466 & 3431 Southern Trace Dr. I call the manger of the station but he hasn't returned my call. I just wanted to pass this information out so you all can be aware of what is happening at this gas station.

Indydealmaker 09-10-2014 05:18 PM

Quote:

Originally Posted by mrdills (Post 936223)
We just found out today two of our credit cards were compromised at the Circle K/ Shell Gas station on 466 & 3431 Southern Trace Dr. I call the manger of the station but he hasn't returned my call. I just wanted to pass this information out so you all can be aware of what is happening at this gas station.

How did you learn that this station was involved?

mrdills 09-10-2014 05:37 PM

Credit cards
 
This is the only place we used both of our cards on this day at the same time, the person started charging our cards the next day. The funny thing is the one card we haven't used in almost 2 months.

california dreamer 09-10-2014 05:42 PM

May i ask you if you used the outside machine at the pump or used the cards inside? I've always been leery of using the outside credit machines and I have used those machines at that location just recently.

mrdills 09-10-2014 05:54 PM

Yes that is where it happened

The Mountaineer 09-10-2014 06:11 PM

My worst experience with my credit cards was at a McDonald's in New York City. I should have questioned it when the Mickey D clerk looked at my 3-digit number on the back. They didn't get my card, but used my number to purchase almost $500 worth of stuff at local stores, including at a parking lot. It cost me nothing except I had to change my credit card number and notify a ton of automatic bill payees and, of course, forgot about a few till later. I no longer use my credit cards at McDonald's.

elbear 09-10-2014 06:31 PM

I read somewhere that you can get a secure credit card with a max limit of $300 - $500 and no more for use in restaurants and gas stations. Does anyone know which bank offers these? It seems there is an inordinate amount of this kind of fraud around TV. We had this happen to us once already when we used a card at a local restaurant and started to use cash only afterwards. It is such a shame.

folkh 09-10-2014 06:47 PM

If everyone starts using cash maybe the credit card companies will finally make some changes. Just stop at the banks ATM machine before going out to dinner, getting gas, etc.etc. That is what we started to do because of all the fraud. Prior we used the credit card for everything. I hope the card company calls and ask why we don't use it anymore.

Indydealmaker 09-10-2014 07:43 PM

Quote:

Originally Posted by elbear (Post 936278)
I read somewhere that you can get a secure credit card with a max limit of $300 - $500 and no more for use in restaurants and gas stations. Does anyone know which bank offers these? It seems there is an inordinate amount of this kind of fraud around TV. We had this happen to us once already when we used a card at a local restaurant and started to use cash only afterwards. It is such a shame.

Just do a google for secured credit cards. They require a cash deposit and that deposit becomes the amount of your credit line.

Another less complicated approach is to buy gift cards and use those at gas stations. They can still be cloned but it would require a scanner that has been rigged.

Indydealmaker 09-10-2014 07:45 PM

Quote:

Originally Posted by folkh (Post 936284)
If everyone starts using cash maybe the credit card companies will finally make some changes. Just stop at the banks ATM machine before going out to dinner, getting gas, etc.etc. That is what we started to do because of all the fraud. Prior we used the credit card for everything. I hope the card company calls and ask why we don't use it anymore.

Start an online petition to induce Visa and Mastercard to move quickly to the chip embedded cards such as Europe has had for a long time. They are more secure.

asianthree 09-10-2014 07:46 PM

Our new amx has a chip.

wholman66 09-10-2014 07:52 PM

Thank God for the good folks at Chase. We had our credit card number stolen a month or so ago, they called us after a number of charges were made, several over $2000 on our card for fuel and Bed Bath and Beyond!!!

Down Sized 09-10-2014 07:58 PM

Our chip embedded card was compromised last week. So, I don't think that is the answer either.

sailor47 09-10-2014 08:04 PM

I don't know for sure but I don't think the card readers can read the chip in embedded cards yet.

njbchbum 09-10-2014 09:15 PM

About RIFD credit cards:
RFID Credit Cards, Consumer Reports

Risks of 'swipe and go' credit cards - identity theft - MSN Money

TNLAKEPANDA 09-10-2014 09:25 PM

We only use Amex never a hassle on anything that shows up on your bill. If you have a problems with a purchase they stand behind You not the Merchant. Plus we get lots of Hilton Honors Points :crap2:

dillywho 09-10-2014 09:33 PM

No Credit/Debit Card
 
Quote:

Originally Posted by mrdills (Post 936223)
We just found out today two of our credit cards were compromised at the Circle K/ Shell Gas station on 466 & 3431 Southern Trace Dr. I call the manger of the station but he hasn't returned my call. I just wanted to pass this information out so you all can be aware of what is happening at this gas station.

I buy gas all the time at this same station. Instead of using a credit or debit card, I buy the Shell Gift Cards at Publix and use that. If there is a skimmer on the pump, they get NOTHING.

:wave:

wendyquat 09-10-2014 09:48 PM

Quote:

Originally Posted by dillywho (Post 936390)
I buy gas all the time at this same station. Instead of using a credit or debit card, I buy the Shell Gift Cards at Publix and use that. If there is a skimmer on the pump, they get NOTHING.

:wave:

We get the $50 cards at Publix when available for $40. Saves money and is safer also. You can choose, She'll, RaceTrack or Marathon! I also buy gas cards at WalMart and can use these at WM or SAMs Club.

dillywho 09-10-2014 09:55 PM

Love 'Em
 
Quote:

Originally Posted by wendyquat (Post 936399)
We get the $50 cards at Publix when available for $40. Saves money and is safer also. You can choose, She'll, RaceTrack or Marathon! I also buy gas cards at WalMart and can use these at WM or SAMs Club.

You're right. The $50 cards at Publix are an added bonus when they are on sale and also make great gifts, especially for the teen grandkids in high school or college. I use them when we travel, as well.

MikeV 09-10-2014 10:27 PM

We also use the Publix gas cards whenever they are offered.

The Mountaineer 09-10-2014 10:36 PM

As usual, there's the other side of the coin
 
Quote:

Originally Posted by folkh (Post 936284)
If everyone starts using cash maybe the credit card companies will finally make some changes. Just stop at the banks ATM machine before going out to dinner, getting gas, etc.etc. That is what we started to do because of all the fraud. Prior we used the credit card for everything. I hope the card company calls and ask why we don't use it anymore.

By using our credit cards, we have saved $1,000 on air flights through the air miles we get by using the credit cards. We're going to spend the money anyway, so why not get great reductions on our flights over what those who pay cash had to pay for their flights. There are two or more sides to everything.

KeepingItReal 09-10-2014 10:47 PM

Quote:

Originally Posted by The Mountaineer (Post 936265)
My worst experience with my credit cards was at a McDonald's in New York City. I should have questioned it when the Mickey D clerk looked at my 3-digit number on the back. They didn't get my card, but used my number to purchase almost $500 worth of stuff at local stores, including at a parking lot. It cost me nothing except I had to change my credit card number and notify a ton of automatic bill payees and, of course, forgot about a few till later. I no longer use my credit cards at McDonald's.

For many years we have removed the 3 digit code on any new or replacement cards, credit and debit, once we have noted it in a secure place. No merchant should ever need the code if you are there in person with identification and card in hand. Another step is to put SEE I. D. where you would normally sign the card. Removing the code could prevent at least some of the on line uses if the number is compromised.

http://money.usnews.com/money/blogs/...-security-code


Loudoll 09-11-2014 05:42 AM

Good idea!
 
Quote:

Originally Posted by KeepingItReal (Post 936437)
For many years we have removed the 3 digit code on any new or replacement cards, credit and debit, once we have noted it in a secure place. No merchant should ever need the code if you are there in person with identification and card in hand. Another step is to put SEE I. D. where you would normally sign the card. Removing the code could prevent at least some of the on line uses if the number is compromised.

When to Share Your Credit Card’s Security Code - US News


Planning to that today with all our cards. Thanks for the tip.

The O's 09-11-2014 06:32 AM

We only use our AMEX card. We have the alerts turned on, so when any purchase (over $10 as this is the lowest amount available) is made we automatically get a text message on the cell phone. It usually goes off within seconds of the card is swiped thru the machine. That way we know of a purchase immediately. Works pretty good for us.

Walter123 09-11-2014 07:07 AM

Quote:

Originally Posted by sailor47 (Post 936336)
I don't know for sure but I don't think the card readers can read the chip in embedded cards yet.

I have a chip embedded Mastercard. Only Wal-Mart has the readers as far as I know. I use my CC for EVERYTHING. Sure, once in a while someone gets a hold of my number and the CC company changes my number and sets up all of my auto pay bills. The fraudulent charges are removed. Another poster said we should all use cash and go to the ATM. ATM's can be dangerous. For me, the risk outweighs the reward.

getdul981 09-11-2014 07:31 AM

Quote:

Originally Posted by Walter123 (Post 936504)
ATM's can be dangerous. .

How so? We only use the ATM's at the bank. Always try to pay cash at restaurants, but sometimes the appetite exceeds the wallet and a credit card must be used. Then I keep a close watch on my CC account for a week or so.

hewhit 09-11-2014 07:36 AM

Fyi
 
Quote:

Originally Posted by mrdills (Post 936223)
We just found out today two of our credit cards were compromised at the Circle K/ Shell Gas station on 466 & 3431 Southern Trace Dr. I call the manger of the station but he hasn't returned my call. I just wanted to pass this information out so you all can be aware of what is happening at this gas station.

I had the same about a month ago, same station!!!

Walter123 09-11-2014 08:09 AM

Quote:

Originally Posted by getdul981 (Post 936521)
How so? We only use the ATM's at the bank. Always try to pay cash at restaurants, but sometimes the appetite exceeds the wallet and a credit card must be used. Then I keep a close watch on my CC account for a week or so.

Crooks are predators and will go where there is prey. It happens all the time.

luvmagic2 09-11-2014 11:56 AM

Inconvenience? Yes....but you are not going to be out any money. The gas station will out the money. Tell your bank it was an unauthorized charge

The Mountaineer 09-11-2014 12:52 PM

I agree. Great idea!
 
Quote:

Originally Posted by Loudoll (Post 936474)
Planning to that today with all our cards. Thanks for the tip.

That would have prevented the NYC McDonald's cashier from turning my card number and 3-digit code on the back over to her partners in crime. I never thought of that. But then I need to make sure that I remember it. At 81, that isn't an easy thing to do!

Gerald 09-11-2014 01:10 PM

If you get your card thru a bank they all will help you with limits on the cards for purchases and atm. if you want to make a larger purchase you simple call the card number on back or bank and tell them what you want to do for that purchase. They will ask for a password etc to make sure it is you. Then they allow the purchase.
As for gas stations it is safer to use the card at the pump then it is inside.
Just my thoughts

Indydealmaker 09-11-2014 01:29 PM

Quote:

Originally Posted by The Mountaineer (Post 936679)
That would have prevented the NYC McDonald's cashier from turning my card number and 3-digit code on the back over to her partners in crime. I never thought of that. But then I need to make sure that I remember it. At 81, that isn't an easy thing to do!

Tatoo?

Warren Kiefer 09-11-2014 09:28 PM

Quote:

Originally Posted by mrdills (Post 936223)
We just found out today two of our credit cards were compromised at the Circle K/ Shell Gas station on 466 & 3431 Southern Trace Dr. I call the manger of the station but he hasn't returned my call. I just wanted to pass this information out so you all can be aware of what is happening at this gas station.

My neighbor's credit card information was stolen at the Shell Station convenience store on highway 27/441 in Lady lake. within a short time his credit card company called his and asked if he had purchased $250 worth of items at that same service station/convenience store. Of course he had not.... You would think that camera records would show who actually made the purchases.

CFrance 09-11-2014 09:33 PM

Quote:

Originally Posted by The O's (Post 936487)
We only use our AMEX card. We have the alerts turned on, so when any purchase (over $10 as this is the lowest amount available) is made we automatically get a text message on the cell phone. It usually goes off within seconds of the card is swiped thru the machine. That way we know of a purchase immediately. Works pretty good for us.

Do the same thing with our Visa and Amex.

PaPaLarry 09-12-2014 06:00 AM

Quote:

Originally Posted by Indydealmaker (Post 936696)
Tatoo?

LOL That's funny!!!!

OCsun 09-12-2014 06:55 AM

Quote:

Originally Posted by KeepingItReal (Post 936437)
For many years we have removed the 3 digit code on any new or replacement cards, credit and debit, once we have noted it in a secure place. No merchant should ever need the code if you are there in person with identification and card in hand. Another step is to put SEE I. D. where you would normally sign the card. Removing the code could prevent at least some of the on line uses if the number is compromised.

When to Share Your Credit Card’s Security Code - US News


SEE I.D. Has no purpose unless someone steals your actual card then try's to use it immediately, before you report it being stollen. Our credit card information was transmitted, reproduced on a new card, and used in Tennessee in multiple stores within a few hours. Our credit card was still in our wallet.

CJSC 09-12-2014 08:15 AM

I had my credit card compromised at the Circle K in Southern Trace on Aug.3. They sent me a new card with a chip in it.

Steve & Deanna 09-12-2014 08:44 AM

Funny that the Circle K station was mentioned regarding credit card fraud. We are presently up north now but last month, the fraud division of one of our credit card companies called. At first, we thought it to be someone trying to give us a credit card but after questioning, she advised me that someone had tried to purchase $425.00 worth of liquor at a Fort Lauderdale outlet. The fraud division called as it did not appear to be something that we would use our credit card for purchase. We use it for gasoline and lodging only. She cancelled our card and sent us a new one. After the call, I was wondering if it was a restaurant as we did have some unusually high 'eating out bills' (children, grandchildren) a couple of times. Checking back, all of our purchases were at either Circle K gas stations on 466 from January through May. That said, it is quite curious.

CFrance 09-12-2014 08:48 AM

Quote:

Originally Posted by Steve & Deanna (Post 937088)
Funny that the Circle K station was mentioned regarding credit card fraud. We are presently up north now but last month, the fraud division of one of our credit card companies called. At first, we thought it to be someone trying to give us a credit card but after questioning, she advised me that someone had tried to purchase $425.00 worth of liquor at a Fort Lauderdale outlet. The fraud division called as it did not appear to be something that we would use our credit card for purchase. We use it for gasoline and lodging only. She cancelled our card and sent us a new one. After the call, I was wondering if it was a restaurant as we did have some unusually high 'eating out bills' (children, grandchildren) a couple of times. Checking back, all of our purchases were at either Circle K gas stations on 466 from January through May. That said, it is quite curious.

I'm curious to know... did you pay at the pump or pay inside?

mrdills 09-12-2014 08:55 AM

I just spoke to the manager of the gas station yesterday, she insured me that they go out every 3 days to check their pumps for any scanning devices, she also told me they just checked their pumps on Monday and I told here that I was hacked on Friday, I told her she should go out ever day. This seams to be a great gas station for these type of crimes, they get hit on a regular basis. Its just a big hassle for me to go through and change my numbers with all my company's I do business with.


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