Originally Posted by dbussone (Post 1125832)

Allstate does not sell homeowners insurance here. The Villages Insurance company sells insurance that is reasonably priced. Do you plan to get sinkhole insurance as well on your homeowners policy?

Originally Posted by jnieman (Post 1125843)

Actually Allstate sells homeowner's insurance for several Florida companies, just not Allstate insurance. For example they sell Security First Insurance.

Originally Posted by 2BNTV (Post 1126097)

Villages Insurance for car and home. Very competitive rates.

For car insurance, they send for a quote to several companies and always give you the lowest price available.

I deal with Carri Wildman in Brownwood, 352.753.2280. Very knowledgeable and pleasant to deal with.

You must compare policies, as cheaper may not be the cheapest, if something bad happens.

Originally Posted by jnieman (Post 1126101)

Also be sure to compare apples with apples. Make sure the policies you are comparing are the exact same thing.

Originally Posted by 2BNTV (Post 1126104)

Exactly!!!

Originally Posted by CindyLouWI (Post 1126217)

I just got a quote on sinkhole coverage. It would cost $188/per year but only pays out 10% of the value of the house. House valued at $270,000 would only be covered up to $27,000. :-(
I'm thinking it's not worth it.

Originally Posted by jnieman (Post 1126223)

Are you sure that's not a 10% deductible?

Originally Posted by jnieman (Post 1126223)

Are you sure that's not a 10% deductible?

Originally Posted by dbussone (Post 1125845)

Thanks for that correction. I was referring to Allstate specifically.

Originally Posted by GatorFan (Post 1126822)

Actually Allstate does offer Homeowner's home policies in Florida if you have a current Allstate home policy and qualify. Sinkhole coverage can be purchased. Allstate agents also represent many independent companies also.

Originally Posted by Fredwms (Post 1126628)

If you have a military connection, try USAA insurance. In California we used Hartford Insurance through AARP. Hartford does not provide homeowners insurance in Florida.

Originally Posted by lynn22 (Post 1126851)

I have USAA for auto but was told they do not serve Fl??

Originally Posted by dbussone (Post 1126826)

That must be new. 31/2 years ago not only didn't they sell Allstate homeowners insurance, they didn't sell any other homeowner insurance. I moved here as a 20 year Allstate customer, homes, autos & umbrella - whatever. This is the Allstate agency just off of CR466.

Originally Posted by jnieman (Post 1126955)

I guess I should have told you all that I was working for Allstate on 466 for several years. I had two jobs, one was to answer the phone and field insurance calls and the second was to do insurance quotes, both homeowners and auto. I usually did about 50 per week. About three quarters of those were homeowner's quotes. I did quit that job a couple of years ago and kept in touch with the owners Mike and Elaine. So I wrote Elaine an e-mail last night to ask her about what you said. Elaine's primary job was to write homeowner's policies. Here is her response:

"About homeowners insurance - Allstate per se wasn't offering Allstate homeowners insurance as they got out of the homeowner's insurance due to the hurricanes in the years prior, but we had brokered companies such as Tower Hill, Security First, Federated National, and a few others whom we wrote lots of insurance for.

The rumor came from AAA downtown saying that we weren't offering any at all. Needless to say, we did quite well with those companies."

Mike and Elaine retired about a year ago and the agency has been taken over by a new owner.

There is another Allstate insurance office down the road off 466 which you may have called instead of our office and got your information. We don't know what they were doing as each agency is owned independently. Our office was located next to New York Pizza in the shopping plaza next to Chengs.

Originally Posted by dbussone (Post 1127195)

Thank you so much for your reply. I was very disappointed when I learned the Allstate agency I went to did not have any alternative homeowners coverage. In fact they are the ones who referred me to TV for insurance. The office I went to was further east and close to the Publix on 466.

I really appreciate the information and wonder why they would not have referred me to the agency you worked with to "keep it in the family."

Originally Posted by Retiring (Post 1140622)

I’ve been with State Farm since I was 18. Is there a State Farm in TV?

I notice The Villages Ins. is very popular. Has anyone had difficulty with a claim thru TVI? Thanks.