Another Golf cart accident
 

There was another golf cart accident two people in one cart were injured and transported to the hospital. The other vehicle was a golf car. The driver of one of the carts was cited for running a stop sign and NOT HAVING PROOF OF INSURANCE

This accident is shown on the online- news paper.

Thought you did't need insurance for a golf cart !!!

If it's a street legal you do

There are over 50,000 golf carts here and well over 100,000 people clogging the roads and multi-modal paths. Add to that non village traffic on both and its a wonder there are not more accidents.

Only licensed golf carts need insurance but one would be wise to carry insurance on their golf carts because auto/homeowner policies usually exclude them off a policy

A Google self driven automobile recently collided with a city bus because the google mobile "assumed" the bus would yield. It's AI has been re-coded.

The golf that was cited appears not to be street legal---NO WINDSHIELD WIPERS

Again how can a person be cited for no proof of insurance, when its not required ?

RickeyD: I have trouble trusting my cruise control much less anything else.

If and when they begin mass producing self-driven it is going to turn the auto and insurance industries upside down.

Its going to rewrite the rules of the road, police enforcement and investigations. And can you imagine the social implications of people in a vehicle that is on automatic pilot.

Another Golf cart accident
 

As a side note. The yield re-code will only apply to vehicles larger than the googlemobile. So, golf car drivers beware !

I thought the same thing. No wipers, not street legal, no insurance required.

Sure hope that he has some form of liability insurance or he is going to be pretty well wiped out in a lawsuit.

Wipers are not required on street legal NEVs/LSVs.

So tell us....what's a "NEV"?

Neighborhood electric vehicle.

Won't be wiped out since he keeps his home and his retirement $$.

Not required only means one needs to make their own judgement about insuring the risks in their lives.

Life insurance is not required either but it is most assuredly a multi billion dollar thriving business.

For less than $100 why would one not elect to insure a golf cart?

Especially give the exposure and significant risks posed here in TV.

I t is my understanding one's needs golf cart insurance separate from home owners insurance, Something about they can't sue, including your home. It's less than one hundred dollars.

Second, why don't people install and use their seat belts in a golf cart? Many people get thrown from their carts, resulting in serious/fatal injuries!!!

It saddens me that for a hundred bucks, people would put themselves in jeopardy of a serious injury. I hear so often that some people think they are going slow enough in a golf cart and don't ever think, they will be injured and can't be bothered to wear seat belts.

Just putting it out there!

I still keep Attorney Dan Newlin's phone number in my golf cart! :beer3:

I believe it can be required if one is involved in an accident on a public roadway. Unfortunately getting it after the fact won't work. So Rubicon's suggestion is right on target.

Personally, I have
1. Seatbelts
2. Golf car insurance
3. Attended the VHA golf car clinic

Our cart is not street legal but we insured our selves anyway.

Insurance and seat belts...both must haves in my opinion.

I believe you are correct.

On the subject of seat belts; I see too many folks who think they are safe with their seat belt somewhere between their breasts and belly button. A sure opportunity for an injury.

As in automobile use it is recommended to have the belt across the hips.

Better call Saul...and buckle up next time as well as insure.

Slippin' Jimmy!

I was told if a golf cart is driven on county roads it has to be insured.

The neighborhood roads are county roads and it doesn't appear you need insurance for golf carts to drive on the neighborhood roads.

That is probably a generalization by the authorities to cover all roads. If you have a street legal cart that is licensed and registered, then you have to have insurance. If you are driving a non-street legal cart, not licensed and not registered, then you can drive it on roads that are designated as both cart and auto roads. In TV, many county maintained roads in the area allow unregistered carts. I think the key is whether or not it is registered. At least, that is the way I understand the law.

I would never even think to carry proof of insurance in my golf cart. I have no idea why he was cited for this? I am very curious to find out...

I, like many have a separate insurance policy (not homeowners) for the cart, but as others have said I do not believe it is mandatory.

Here is another article on the subject:

Is Golf Cart Insurance Necessary? | Glover Law Firm

From the article: Most people in The Villages drive traditional golf carts that top out at 20 mph and don’t have to be registered or insured. Yet, that does not pertain to NEVs.

We are with you on the first two but have our own 3rd item - our cart is limited to 20 mph. If we need to go faster, we'll take a car. After the unique driving we have seen in the roundabouts, the careless/reckless/speeding by many golf carts continues to surprise us.

Regarding the report of a citation for not having proof of insurance, it is possible that a) the cart was street legal or b) the online paper was incorrect. If you have noticed, their reporting leaves a great deal to be desired.

I would think that the charge of "running a stop sign" would be hard to prove unless the policeman saw it happen. "Negligent driving" would seem more appropriate since the man's cart hit the ladies cart on the right rear wheel.

Those are just a couple of thoughts.

I hope he has some type of insurance as Florida's ambulance chasing contingency is looking at his bank account.

The article I read didn't say the man ran a stop sign...it said he pulled out and ran into the other cart.

He was ticketed for running a stop sign as reported by the online news source.

Thanks.