homeowners insurance
 

Bought a new home in The Villages and closing in 2 weeks. Any suggestions for Homeowners insurance broker and insurance company. Thanks for all your feedback!!

We found The Villages Insurance helpful and are going through them for our Home, Personal Umbrella, and Golf Cart policies.

Thomas insurance..in Fruitland park ..ask for Kate

The Villages Insurance agency

We have ours through The Villages Insurance with ASI. We have had very few rate increases with them over the last 8 years. With a new build check on getting sinkhole coverage with it. Most people want it if it is available for them to purchase.

I agree on both Villages Insurance and ASI. They will explain the difference between sinkholes and catastrophic ground collapse.

The Villages Insurance agency although I have never (knock on wood) as on today had to file a claim with them.

Ditto!

Our closing is next week and we looked at both but opted to go with AAA.

Also went with AAA. Package car and home for the best rates.

Tower Hill through The McDonald Agency will now write sinkhole coverage with no inspection on homes built in 2015 and 2016. Very competitive premiums. Give them a call..352-259-3825.

They also represent Federated National who will consider including sinkhole with no inspection.

Extremely responsive, professional, and more affordable for apples to apples coverage than others. Good Luck To You. :agree:

We also chose AAA.

Allstate for one, villages for other. Have not had a claim so don't know how they process issues

We have been very happy with Erb & Young. Very responsive and competitive pricing

Matt Ekberg | Erb & Young Insurance, Inc. | Senior Personal Lines Agent
7575 Dr. Phillips Blvd. Suite 240 Orlando, FL 32819 | 2801 S Bay St, Eustis, FL 32726
(o) 321.234.1690 ext. 1002 | (f) 888.854.2596 |

The Villages Insurance with ASI

Ditto here.


Did a lot of shopping and comparisons and felt they were the best.

We also used The Villages Insurance and ASI. It was the easiest option at the time and the cost seems reasonable. We are moving to TV full time this fall and plan on shopping around when our insurance comes up for renewal. We have home and car insurance through AAA at our home in Maryland so that is one option we will be looking at.

I AGREE with Villages Ins. Have had them for 5 yrs. NO ISSUES!

I purchased from Allstate-McDonald Agency at Palm Ridge Plaza off CR 466. I have never had an agent take the time to explain different coverage's to me the way they did. They also talked to me about how much coverage I needed to protect my assets. Never had an agent do that. Found them to be very professional and knowledgeable. I also like the fact they are local and I can go in their office and sit down with them if I have a question.

Nine for us. Two different homes.

One year ago when purchasing a new build here I did a great deal of research for the best combination of coverages and annual premiums .
I came to the conclusion that the Villages Insurance Agency had the best package for my needs .

Usaa
 

I can't believe that no one has mentioned USAA. I have been a member with them for over 50 years and during that time have had claims regarding auto and homeowners. The last claim was in the tornado of 2006. All of my claims have been expedited rapidly and fairly. This is a wonderful company. However membership has changed over the years. When I first joined you had to be an officer in one of the services. Family members can also join. I'm not too sure what the present requirements are.

My son has USAA for banking, insurance, and investments.

John

John. Thank you for your service.

AAA for me.

I agree, got few estimates and AAA was best for me with sinkhole converge. Definitely at lest get quote and compare

Requirements? Anybody related to service member. Now I don't know how far down the tree it goes, but wife's and children for sure.

I tried to contact them, but they didn't respond?

been a member since 1960 when I graduated from OCS. Never used another company until I moved here in 2010. They would not provide Homeowners coverage except for active duty personnel in Florida. Contacted them a few weeks ago and they still do not write in Florida. I do have auto with them. Very disappointed.

I use USAA for everything. No complaints.

Click here if you qualify.

do you have homeowners on a house in TV?

Read my previous post

Yes. I am insured by Tower Hill through USAA.

Me too - the policy was not written by USAA and is not their coverage.

We have narrowed our home search down to about 6,000 homes. Boy is this rough. I found a manufactured home but am struggling to find a good fit on the insurance end of the deal. I don't want to have any buyer's remorse. The coverage is probably not enough in case of a total loss and I'm not sure I can live with that. I only have one bite at the apple I must get it rite. I have spoken to people I highly respect who don't worry about such things like I do but I'm coming to TV to lessen my worries and the proper insurance helps me sleep well. Thank God we never had a claim other than a small one after the Sandy Storm. I have other options with stick built house which insure better but I'm slightly overwhelmed which is not normal either. USAA won't take us with my son in the Army. Whatever, time to chill out this weekend before I seize up. It alway's works out for the best in the end.

Check that deductible on Sink Hole
 

1st.. and foremost... if you think there will actually be a sinkhole classified as such by the local, federal and etc etc.. is far reached... most times they will simply be a
"Catastrophe Event" which is not a Sink Hole.. now
most deductibles will be $50,000 or a great percent of the homes value... now add your premiums for 10 yrs. the slight chance it will be called a "Sink Hole" and the sales technique you must buy it right now you will not be offered a second change.. should be a red flag for all... why now right now... now a reasonable sale would be no sales 30 days prior to event just like flood or hurricane insurance... no insurance during the even of course... any thoughts? But ask your agent about that DEDUCTIBLE FOR SURE..

We wonder if the Villages Insurance will drop our coverage with the companies we now have for homeowners and golf cart insurance like they did with the Villages health insurance, if the Villages gets a better offer from other companies to do business with. Anyone else heard these rumors?

We found Rose at the villages ins to be most helpful, the bank messed up and the closing was going to be delayed and Rose handled everything asap. Great Service

Heck no.