53 years old and disabled. Are we allowed?
 

Hi All,

I am 53 years old and disabled. My wife is 53. Are we allowed to purchase and live in the Villages?

Thx

Bob

As long as the general population stays above the required percent of residents who are at least 55. I don't remember the exact percentage but it is around 80% or so. Contact the Villages Sales office for more information.

Yes, anyone over age 19 is permitted to live in The Villages. 80% of new sales must be to people where at least one of the owners is over age 55. That leaves plenty of room for you.

Why would you want to live with bunches of old people ? :ohdear:

There is no 80 percent maximum of 55 and over law. The law is that up to 20 percent of homeowners can be under 55 if the development desires and still be classified as a 55+ community. In fact, we can be a 100 percent 55+ owner community. If you are between the ages of 19 and 54 you can live in a 55+ owner home.

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You can purchase able bodied at 18yrs.

Yes anyone can buy. Buy is different than living in the home.
If you buy a resale get written approval to live in the home now. In general the rule is one person living in the home has to be 55+ but up to 20% of the units can have all residences under 55. But it is up to the association. They do not have to permit anyone under 55 as the principal person living in the home.

Huh? Who told you that? Not in TV....this "General Rule" simply does not exist. Look at the prior post about "New" sales...that may be the case. I know for a fact that it does not pertain to the secondary market.

The short answer is yes...you can buy (and live in) a home here.

Odds are that you won't even be asked your age, but even if you are...it doesn't really matter.

19 years no matter what..............NINETEEN! People under that age are not allowed to live in The Villages and can only visit up to one month in a years time. It is a deed restriction based on adult community guidelines by federal government.

To the OP, because we are all getting older, many are slightly disabled. Wheel chairs and walkers are common here. But because you are younger, you may NOT enjoy a population that is on average older than you but come and see what you think. My children are your age.

It is a wonderful place to live.

Thx. I am disabled myself and need a scooter, wheelchair or golf cart.....so TV seems like a great fit.

We moved in younger than 55. Most people were very welcoming. In answer to the question "Why would you want to live with a bunch of old people?"My husband is very disabled and finds he has more in common here than anywhere. The pools and classes have been life saving.Glad we came of age in TV

Please forget anything that has been posted here. Get in touch with a Villages sales person and come on down....you will love it!!

Or better, contact an independent real estate agent...who can show you a ton of other properties and not have a bias for the Morse family. Or, talk to one of each. I found the Villages agents to be a bit snotty and all "scripted".

You are not only qualified you are welcome. I'm in a similar situation with mobility. The greatest thing is the majority of residents here are non judgemental and more than willing to help or give you the shirt off their back. The only time you may feel a little timid is that the drivers down here are off the hook wacky. These are the same people who just gave you their shirt, I move slowly in my golf cart or car and nobody will get me to move faster than I feel safely doing. Mr. or Mrs. Newbie, The Villages has stopped my physical problems from progressing the way they were. It's just a miracle to be living here. Best to you on your search. Take Care. :coolsmiley:

But the Villages agents are NOT pushy. I HATE PUSHY. The houses here are easy sells if they are priced right. This is one of the most desirable places to own in the country.

You a realtor, litespeed?

About as far as you can get....not a chance.

But, we are both a bit under 55 - and the TV agents were snotty to us. Independents not in the least (money is all green no matter the age of the hand exchanging it). Plus, we did not want to be in the new areas (466A and south). We fall into that 20% genre.

I can't believe that this keeps coming up and that so many people here are so misinformed about it.

The law says that in order to be an over 55 community at least 80% of THE HOMES must be OCCUPIED by at least ONE PERSON over the age of 55.

As long as that is the case, the other 20% OF THE UNITS may be occupied by anyone over the age of nineteen.

It has nothing to do with new home sales pre owned sales or anything else. One person in 80% of the units must be over 55.


As far as under 19 goes, the Villages rule is that no one under the age of nineteen is allowed to LIVE HERE full time. I don't believe that that precludes people under the age of 19 from owning as long as they do not occupy the units that they own.

That is not the case. RJM has it right. See my last post.

80% of the homes must be occupied by at least one person over the age of 55 and no one under the age of 19 can live here permanently.

because we're FUN! :wave:

From what I understand, and have seen - they only real control they have is on NEW homes and the secondary market can do as they wish (for sales). On the secondary market I have yet to hear about any controls or quotas.

First time someone tries to really press the age 19 thing I can see the ACLU get involved and sue for discrimination. More over, if pushed I bet TV simply settles (not that I agree or disagree, just how society is today).

This is where you are wrong, Mary Jane. There is nothing illegal about it. You are new and have a lot to learn. AND that the Morse's have damn good lawyers.

Here ya go..........

"While in the United States discrimination in housing is generally prohibited, the Fair Housing Act of 1968[8] and the Housing for Older Persons Act of 1995 (109 STAT. 787)[9] allow communities to restrict residency to older individuals. Individuals may buy into these properties regardless of age; however, the owner may be prohibited from occupying the property according to the association declarations and bylaws."

There are no age restrictions on resale homes.

Like I said..."IF" the ACLU got involved things would change...all we need is for some disabled minority sexually confused kid to try and buy a home....

The law is what I said it is. The Villages has a count who lives here by the amenities bills and passes.

Under 19 is allowable under the law by over 55 communities.

There are no restrictions on the sales of any homes. The restrictions are on who occupies the homes. Eighty percent of the units must be occupied by at least one person over the age of 55. It has nothing to do with resales or new homes.

I wish that people who don't know what they are talking about would stop disseminating wrong information.

Here is the law. It has nothing to do with sales and everything to do with occupancy.


Here is the entire act if you're interested:
https://www.gpo.gov/fdsys/pkg/PLAW-1...-104publ76.htm

They can sue all they want, but they will lose. Age discrimination in over 55 communities is perfect legal under HOPA.

RESALE homes have the same constraints that new homes have here.

Um...but the amenities bills go only to the owner...who then can rent (and they then give up their resident ID for the given property and the "residents" are assigned ID's - or not). So, who is keeping track of what? Not trying to argue. But, it seems that this "policy" is about as well controlled as the "gated" community policy or the "residents only" gates (that have a red button).

What organization is it that keeps a tally on the percentages of who and what age live in what homes?

It does seem that you are trying to argue and believe me there have been many anti-Morse folks before you. The IRS examined this operation for MANY years. I think it is safe to believe that they cross every t and dot every I and the developers can afford to have and do have excellent lawyers to guide them in that effort.

The people on the deed are noted. The ID passes are noted and in the computer. This place runs like a Swiss watch.

If you are about to buy a place north of 466 as you mentioned or if you decide to live down the road in another development, that is up to you.

There is a number of reasons why posters come on this forum and try to paint The Villages with a dirty brush. I am skeptical of many of them.

Anti-Morse? Me? Heck I am so pro-Morse it isnt funny. If someone does not like them the simple solution is move.

I have never read an explanation about how this happens. I "hope" the powers that be here are filing the right paper work to retain our status, but I have never read on here how that happens. Maybe census? I have no idea...

On the other hand if no one is filing correct paper work, the federal government will likely not know for about 200 years :)

You carry the torch Doc. For such a simple law, it has misstated on here since I joined TOTV.

I am looking forward to you explaining again how 80% of the population could be under 55 and still meet the law :)

You often don't come across that way.

Lets see...I am new here so posts are easy to count.

Dogs in privately owned business' -
County Roads and their stop lights -

Nope - nothing in the Morse family control....:024:

Maybe some people are looking for an argument?

Agree. :)

It is all to do with the Fair Housing Act which prohibits age discrimination in housing. Designated 55+ communities are allowed to restrict the number of younger residents if the community maintains the 80/20 rule. If the community falls below 80% 55 or older ratio, it will permanently lose its 55+ status and will have to admit any age any time. Based on that, I would bet the farm that someone in The Villages organization is keeping track.

what association??

Thinking out loud

How do the CDD's figure in to the 80/20 rule? Are they counted individually and separately or are they considered a whole entity?

If its a whole entity how do the central districts figure in, they have no residents.