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-   -   Bond Balance Ramaining (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/bond-balance-ramaining-23400/)

Hawkwind 07-29-2009 04:07 PM

Bond Balance Ramaining
 
Is there any public domain site that I can find out what balance remains on a property that I may be interested in. Something like the county auditor listings for property tax. I would hate to keep bugging my sales rep just to cure my curiosity.

BogeyBoy 07-29-2009 04:13 PM

Might try calling the District offices at 352-753-4508. If they can't help they should point you in the right direction.

babbs455 07-29-2009 04:19 PM

Quote:

Originally Posted by Hawkwind (Post 217318)
Is there any public domain site that I can find out what balance remains on a property that I may be interested in. Something like the county auditor listings for property tax. I would hate to keep bugging my sales rep just to cure my curiosity.

you can go to www.netronline.com
choose public records online on the left hand side
choose fl then the county you wish to search in
scroll to the bottom for choices
recorder apraiser or tax collector
you have several options to search with
name, addres, parcel etc...

hope this helps..

BogeyBoy 07-29-2009 04:28 PM

Quote:

Originally Posted by babbs455 (Post 217321)
you can go to www.netronline.com
choose public records online on the left hand side
choose fl then the county you wish to search in
scroll to the bottom for choices
recorder apraiser or tax collector
you have several options to search with
name, addres, parcel etc...

hope this helps..

Please post if you can find the bond balance using this site, I couldn't but might be missing something.

JoeB1 07-29-2009 06:40 PM

Try this
 
I know this works great for Sumter county http://www.sumterpa.com/
Just type in the street name and it will give you a bunch of options for reviewing individual parcels in the villages. It is slow to update into the newer areas, but it shows most of the streets, if in plan form at least. I believe you can use names or parcel numbers to search also.
Hope that works for you.

Cassie325 07-29-2009 06:47 PM

If you call the District offices and speak to one of the Bond Specialists...tell them you are thinking of buying a specific property...give them the unit and lot or the address and they should be able to tell you everything about the property. They aren't going to go through 100 different properties with you....but they would share info on 1 or 2.....

Bogie Shooter 07-29-2009 07:07 PM

Quote:

Originally Posted by Hawkwind (Post 217318)
Is there any public domain site that I can find out what balance remains on a property that I may be interested in. Something like the county auditor listings for property tax. I would hate to keep bugging my sales rep just to cure my curiosity.

Why not bug them, that's what they do to earn that commissin. Those that I have delt with always accomodated my requests.

Hawkwind 07-29-2009 07:08 PM

Quote:

Originally Posted by BogeyBoy (Post 217323)
Please post if you can find the bond balance using this site, I couldn't but might be missing something.

Follow the directions and and chose Sumter Tax Collector and enter in the owners name. You can get the owners name by using the Sumter Property Appraiser link. Once you have that you can see the tax breakdown and the bond is also listed as assessments. It will not tell you the balance and I do not know the bond payoff terms. If you had that then you could get close to the current balance. That also takes into consideration that there have not been any double payments.

BogeyBoy 07-29-2009 08:43 PM

Quote:

Originally Posted by Hawkwind (Post 217360)
Follow the directions and and chose Sumter Tax Collector and enter in the owners name. You can get the owners name by using the Sumter Property Appraiser link. Once you have that you can see the tax breakdown and the bond is also listed as assessments. It will not tell you the balance and I do not know the bond payoff terms. If you had that then you could get close to the current balance. That also takes into consideration that there have not been any double payments.

Thanks, I've used the records that way many times but the original post asked about the balance - I don't think you can get that on the Sumter site. Easiest to call the district offices.

Muncle 07-29-2009 11:32 PM

The county has nothing to do with the bond, All they do is agree to collect a yearly payment and forward it to the bond holder, likely for a nominal charge. I suspect that they have no idea of bond balances and only know your payment amount to include on the tax bill because they're told by the bond holder.




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Army Guy 07-30-2009 07:04 AM

While on this subject......I think it is really dumb that you can't pay the bond off when you want to. I mean you can only pay it totally off that one time a year in May, and no other time.

Army Guy

zcaveman 07-30-2009 07:12 AM

You can pay the bond off whenever you want to. However, if you pay the bond off after May (I think it is really June), you will be subject to one more interest charge on the bond on your tax bill for that year.

Army Guy 07-30-2009 08:12 AM

Really? Thanks caveman. I was not told that. I was told I could only do it in that May/June period. We are planning to have the funds to pay it off sometime late fall early winter and want to do it then.

Army Guy

zcaveman 07-30-2009 11:32 AM

Quote:

Originally Posted by Army Guy (Post 217437)
Really? Thanks caveman. I was not told that. I was told I could only do it in that May/June period. We are planning to have the funds to pay it off sometime late fall early winter and want to do it then.

Army Guy

You do not gain anything by paying the bond off in early fall or winter. If you wait until the May/June time frame you can accrue interest against that money then pay the bond off in May/June. You will only incur the interest charge on your tax bill if you go past the May/June time frame. I waited until June to pay it off and went down to the Wedgewood office and did it in person.

Z

golfnut 07-30-2009 01:27 PM

In these days of sub 1% interest on < 6 month terms it may be easier to just pay it off and be done with it.

KayakerNC 07-30-2009 01:36 PM

Quote:

Originally Posted by golfnut (Post 217501)
In these days of sub 1% interest on < 6 month terms it may be easier to just pay it off and be done with it.

Or go with an online bank. Most in the 1.8% to 2% interest earnings.
http://www.bankrate.com/funnel/savin...false&prods=33

Cassie325 07-30-2009 08:18 PM

Quote:

Originally Posted by zcaveman (Post 217479)
You do not gain anything by paying the bond off in early fall or winter. If you wait until the May/June time frame you can accrue interest against that money then pay the bond off in May/June. You will only incur the interest charge on your tax bill if you go past the May/June time frame. I waited until June to pay it off and went down to the Wedgewood office and did it in person.

Z

The date this year for the deadline was just last week on July 24th....same time period every year.

zcaveman 07-30-2009 09:55 PM

Quote:

Originally Posted by Cassie325 (Post 217563)
The date this year for the deadline was just last week on July 24th....same time period every year.

Thanks. I wasn't sure and my papers are in the safery deposit box. I just know that May/June was close.

zcaveman 07-30-2009 10:01 PM

Quote:

Originally Posted by golfnut (Post 217501)
In these days of sub 1% interest on < 6 month terms it may be easier to just pay it off and be done with it.

My Money Market Advantage account at Citizens First get 1.75%. Depending on the size of the bond you could pick up a few hundred bucks waiting until July. But that is just my feeling. I understand that being free of the bond is a big financial weight that is gone.


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