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-   -   Pre Existing Conditions (https://www.talkofthevillages.com/forums/villages-florida-political-talk-88/pre-existing-conditions-240011/)

Warren Kiefer 05-01-2017 08:47 PM

Pre Existing Conditions
 
It is my under standing that even though Trump and his supporters continue to tell America that we will have health coverage for pre existing conditions, this is not actually true.. The latest Trumpcare proposal containing the MacArthur amendment will give each individual State the choice of what will be covered. If a particular chooses to not cover diabetes, heart failure, cancer or any other pre existing health problem, IT WILL NOT BE COVERED.

Don Baldwin 05-01-2017 08:59 PM

Quote:

Posted by Guest
It is my under standing that even though Trump and his supporters continue to tell America that we will have health coverage for pre existing conditions, this is not actually true.. The latest Trumpcare proposal containing the MacArthur amendment will give each individual State the choice of what will be covered. If a particular chooses to not cover diabetes, heart failure, cancer or any other pre existing health problem, IT WILL NOT BE COVERED.

If it's due to lifestyle choices then it shouldn't be covered.

Lung cancer from a smoker no...diabetes from too much sugar no...heart disease in someone who does no exercise no...anything from obesity no. You get the drift...

We also CAN'T afford to keep people alive who need multiple $ thousands a month in healthcare. People/family needs to be realistic.

cologal 05-01-2017 09:23 PM

Quote:

Posted by Guest
If it's due to lifestyle choices then it shouldn't be covered.

Lung cancer from a smoker no...diabetes from too much sugar no...heart disease in someone who does no exercise no...anything from obesity no. You get the drift...

We also CAN'T afford to keep people alive who need multiple $ thousands a month in healthcare. People/family needs to be realistic.

Your example for lung cancer is valid however, many people get lung cancer who have never smoked. How you are way off base on the others. Ever heard of juvenile disease? Heart disease can be hereditary?

Its the same old Republican BS......

Don Baldwin 05-01-2017 09:39 PM

Quote:

Posted by Guest
Your example for lung cancer is valid however, many people get lung cancer who have never smoked. How you are way off base on the others. Ever heard of juvenile disease? Heart disease can be hereditary?

Its the same old Republican BS......

No...the same old LIBERAL BS...we can't afford to take care of everyone from cradle to grave. We already borrow over a $ trillion a year...a stack of $1 bills 67,000 miles tall...or almost 3X circling the planet.

RickeyD 05-01-2017 09:49 PM

Quote:

Posted by Guest (Post 1393733)
No...the same old LIBERAL BS...we can't afford to take care of everyone from cradle to grave. We already borrow over a $ trillion a year...a stack of $1 bills 67,000 miles tall...or almost 3X circling the planet.



Nice try Don, worked for Ray Gun, won't work for you [emoji3]

MDLNB 05-02-2017 03:26 AM

Quote:

Posted by Guest
Nice try Don, worked for Ray Gun, won't work for you [emoji3]

The truth certainly bursts your fantasy socialist utopia bubble, doesn't it? Tell us how you care so much for children while you bankrupt their country for them.

Don Baldwin 05-02-2017 05:56 AM

Quote:

Posted by Guest
The truth certainly bursts your fantasy socialist utopia bubble, doesn't it? Tell us how you care so much for children while you bankrupt their country for them.

Or WHY they're allowing it to become Mexico II?

I guess they've never been to a border town like El Paso.

http://pics.city-data.com/craces2/24640.jpg

Ever been there? It sucks...

rubicon 05-02-2017 05:56 AM

The pre-exiting condition was an underwriting rule required to keep health insurance premiums reasonable. It was removed under Obamacare and once removed will never be reinforced ( ie the genie's out of the bottle) So how do we deal with this reality?

Better health lifestyles help. Preventive health care helps. A better understanding of DNA studies to detect inherited disease is also a factor. better technology.

As to insurance a subsidy of some sort is a reality.

The truth of the matter is that Obamacare in the long run ended up with the same number of people without insurance.

Obamacare was a solution waiting for a problem.

Better that the government looked at those who did not have coverage and provided some sort of subsidized catastrophic insurance and let the health and insurance in tact

But Obama was really after control of healthcare with a single payer plan owing to his socialist ideology and desire to control.

Human nature dictates that despite its dismal results of Obamacare people will demand a continuation in some form.

Personal Best Regards:

Paper1 05-02-2017 07:13 AM

Quote:

Posted by Guest
It is my under standing that even though Trump and his supporters continue to tell America that we will have health coverage for pre existing conditions, this is not actually true.. The latest Trumpcare proposal containing the MacArthur amendment will give each individual State the choice of what will be covered. If a particular chooses to not cover diabetes, heart failure, cancer or any other pre existing health problem, IT WILL NOT BE COVERED.

Another post that tries to generate some intelligent dialog about a very serious problem killed by the wing nut contingent. Thanks for trying.

cologal 05-02-2017 09:13 AM

Quote:

Posted by Guest
No...the same old LIBERAL BS...we can't afford to take care of everyone from cradle to grave. We already borrow over a $ trillion a year...a stack of $1 bills 67,000 miles tall...or almost 3X circling the planet.

How will you personally be taking care of them if they are buying healthcare insurance?

Sandtrap328 05-02-2017 09:27 AM

So, your grandchild is born with a serious heart defect, you would have the parents foot the entire medical bills with no insurance?

They would soon be wiped out.

Or just say the kid was unlucky in being born unhealthy and let him die?

cologal 05-02-2017 09:28 AM

Quote:

Posted by Guest
The pre-exiting condition was an underwriting rule required to keep health insurance premiums reasonable. It was removed under Obamacare and once removed will never be reinforced ( ie the genie's out of the bottle) So how do we deal with this reality?

Better health lifestyles help. Preventive health care helps. A better understanding of DNA studies to detect inherited disease is also a factor. better technology.

As to insurance a subsidy of some sort is a reality.

The truth of the matter is that Obamacare in the long run ended up with the same number of people without insurance.

Obamacare was a solution waiting for a problem.

Better that the government looked at those who did not have coverage and provided some sort of subsidized catastrophic insurance and let the health and insurance in tact

But Obama was really after control of healthcare with a single payer plan owing to his socialist ideology and desire to control.

Human nature dictates that despite its dismal results of Obamacare people will demand a continuation in some form.

Personal Best Regards:

That may have been true at the beginning, however all pretense of that went out the window went out the window when the insurance company refused to cover a newborn baby with a heart defect!

I agree with the preexisting condition clause in the new Healthcare Bill if the states were not able to opt out. If the reporting is correct this preexisting condition cause is time limited.

Don Baldwin 05-02-2017 09:33 AM

Quote:

Posted by Guest
How will you personally be taking care of them if they are buying healthcare insurance?

Really Colorado? Really? Those receiving welfare don't pay a dime for healthcare, they have medicaid which is BETTER coverage than medicare because there are NO deductibles.

Those on "Obamacare" pay the $1,000 maximum tax for 12X that value in coverage.

The AVERAGE person uses about $1 million in healthcare costs in a lifetime. They'd HAVE to have made 960, 80 years worth of $1,000 a month payments to break even in the costs they incurred.

We spend as a country a $ trillion a year providing healthcare...the cost keep going up...it's unsustainable.

The poor can't expect the rest of us to provide for them from cradle to grave. They can't expect us to keep them healthy so we can pay their support longer. It's going to be tough...there's going to be a lot of screaming and wailing...but it must happen. The WORST part is...80% of the poor are black/Hispanic.

Don Baldwin 05-02-2017 09:39 AM

Quote:

Posted by Guest
So, your grandchild is born with a serious heart defect, you would have the parents foot the entire medical bills with no insurance?

They would soon be wiped out.

Or just say the kid was unlucky in being born unhealthy and let him die?

Yes...if the family can't/won't foot the bill. It's not MY job to pay to heroically do whatever it takes to save a life. If they're not healthy enough to survive on their own...maybe nature/God wanted it that way.

The 4 month early preemies that are being saved only to have costly problems their entire, short, troubled lives SHOULD be allowed to die. ESPECIALLY if the family is poor and on welfare. If you don't like those breaks...you ARE free to make yourself wealthier. Maybe it's ability? Then DO we want those genes passed along?

Sandtrap328 05-02-2017 09:57 AM

Quote:

Posted by Guest
Yes...if the family can't/won't foot the bill. It's not MY job to pay to heroically do whatever it takes to save a life. If they're not healthy enough to survive on their own...maybe nature/God wanted it that way.

The 4 month early preemies that are being saved only to have costly problems their entire, short, troubled lives SHOULD be allowed to die. ESPECIALLY if the family is poor and on welfare. If you don't like those breaks...you ARE free to make yourself wealthier. Maybe it's ability? Then DO we want those genes passed along?

Would you be saying the same thing if it was your grandchild?

Now, I know that is only a hypothetical question since you would not have ever had a woman drunk enough to procreate. Thank goodness!

wjboyer1 05-02-2017 12:49 PM

Quote:

Posted by Guest
Really Colorado? Really? Those receiving welfare don't pay a dime for healthcare, they have medicaid which is BETTER coverage than medicare because there are NO deductibles.

Those on "Obamacare" pay the $1,000 maximum tax for 12X that value in coverage.

The AVERAGE person uses about $1 million in healthcare costs in a lifetime. They'd HAVE to have made 960, 80 years worth of $1,000 a month payments to break even in the costs they incurred.

We spend as a country a $ trillion a year providing healthcare...the cost keep going up...it's unsustainable.

The poor can't expect the rest of us to provide for them from cradle to grave. They can't expect us to keep them healthy so we can pay their support longer. It's going to be tough...there's going to be a lot of screaming and wailing...but it must happen. The WORST part is...80% of the poor are black/Hispanic.

Hmmm.....looks like you dabble in Actuarial Sciences, but of course you only see what you want to see. Actuarially, your premise is false, your analysis is false, therefore your conclusion is false. You seem to reiterate these numbers in a great number of other posts, but you cannot support them with verifiable facts. You don't seem to think that an opinion that is not supported by factual information is the same as lying, but it really is. So, to all who actually think that this opinion is as good as fact, you might want to creep back into your mid-50's bomb shelter and keep eating the foodstuffs you hoarded.

dirtbanker 05-02-2017 01:14 PM

Quote:

Posted by Guest (Post 1393700)
It is my under standing that even though Trump and his supporters continue to tell America that we will have health coverage for pre existing conditions, this is not actually true.. The latest Trumpcare proposal containing the MacArthur amendment will give each individual State the choice of what will be covered. If a particular chooses to not cover diabetes, heart failure, cancer or any other pre existing health problem, IT WILL NOT BE COVERED.

What are you saying...you don't feel your state elected officials can be trusted??
Do you even vote???


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cologal 05-02-2017 01:33 PM

Quote:

Posted by Guest
Really Colorado? Really? Those receiving welfare don't pay a dime for healthcare, they have medicaid which is BETTER coverage than medicare because there are NO deductibles.

Those on "Obamacare" pay the $1,000 maximum tax for 12X that value in coverage.

The AVERAGE person uses about $1 million in healthcare costs in a lifetime. They'd HAVE to have made 960, 80 years worth of $1,000 a month payments to break even in the costs they incurred.

We spend as a country a $ trillion a year providing healthcare...the cost keep going up...it's unsustainable.

The poor can't expect the rest of us to provide for them from cradle to grave. They can't expect us to keep them healthy so we can pay their support longer. It's going to be tough...there's going to be a lot of screaming and wailing...but it must happen. The WORST part is...80% of the poor are black/Hispanic.

In this case I thought we were talking about the replacement of Obamacare. Medicaid and I would suggest Medical Disability are open for discussion.

BTW I am on Medicare but I pay only premiums, no deductible or copays. AARP United Healthcare Plan F.

dillywho 05-02-2017 03:45 PM

Quote:

Posted by Guest
Your example for lung cancer is valid however, many people get lung cancer who have never smoked. How you are way off base on the others. Ever heard of juvenile disease? Heart disease can be hereditary?

Its the same old Republican BS......

Trust me, it is not same old Republican BS....I totally disagree with this person, who seems to think that he/she NEVER sinned in this life or participated in ANYTHING that just might be detrimental to health, is the only one worthy of being on this planet.

MDLNB 05-02-2017 03:48 PM

Quote:

Posted by Guest
So, your grandchild is born with a serious heart defect, you would have the parents foot the entire medical bills with no insurance?

They would soon be wiped out.

Or just say the kid was unlucky in being born unhealthy and let him die?

Hey, you know the old saying "sh*t happens, right?" Sorry, but I don't mind helping someone when I have a choice, but I don't like being forced to pay for someone else. We are still not a Socialist country, and I hope we never are. My family comes first.

dillywho 05-02-2017 04:03 PM

Quote:

Posted by Guest
Hey, you know the old saying "sh*t happens, right?" Sorry, but I don't mind helping someone when I have a choice, but I don't like being forced to pay for someone else. We are still not a Socialist country, and I hope we never are. My family comes first.

And your family is the only one in America that is important. Newsflash for you: Everyone else's family is just as important to them as yours is to you. And that is NOT advocating for Socialism..it is a simple fact of being part of or having a family. With any and all insurance, you are paying for someone else and most especially so if you never file a claim on it. That is how they operate. They are betting that you will never need it and they can use what you pay in for those who do, along with what they and others just like you do. Life insurance is a bet, too....they bet you will live long enough to pay in more than the value of the policy and you bet that you won't when you buy it. Nature of the Beast.

cmj1210 05-02-2017 04:23 PM

Pre Existing Conditions
 
Quote:

Posted by Guest (Post 1393721)
Your example for lung cancer is valid however, many people get lung cancer who have never smoked. How you are way off base on the others. Ever heard of juvenile disease? Heart disease can be hereditary?



Its the same old Republican BS......



Yes & I was one of those. Lifetime non smoker. Luckily they caught it at stage 1. This was no fault of my own & I have a pre existing condition because of this.


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cmj1210 05-02-2017 04:31 PM

Quote:

Posted by Guest (Post 1393928)
Yes...if the family can't/won't foot the bill. It's not MY job to pay to heroically do whatever it takes to save a life. If they're not healthy enough to survive on their own...maybe nature/God wanted it that way.



The 4 month early preemies that are being saved only to have costly problems their entire, short, troubled lives SHOULD be allowed to die. ESPECIALLY if the family is poor and on welfare. If you don't like those breaks...you ARE free to make yourself wealthier. Maybe it's ability? Then DO we want those genes passed along?



You say that now until the reality knocks on your door. Talk to us when God forbid one of your children or grandchildren have to go through this & let us know how you feel then.


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Cedwards38 05-02-2017 06:14 PM

Jimmy Kimmel spoke for the average American citizen last night. Will Congress and the President listen?

Jimmy Kimmel Opens Up About His Newborn Son's Heart Surgery And Praises Obamacare : The Two-Way : NPR

MDLNB 05-02-2017 06:48 PM

Quote:

Posted by Guest
And your family is the only one in America that is important. Newsflash for you: Everyone else's family is just as important to them as yours is to you. And that is NOT advocating for Socialism..it is a simple fact of being part of or having a family. With any and all insurance, you are paying for someone else and most especially so if you never file a claim on it. That is how they operate. They are betting that you will never need it and they can use what you pay in for those who do, along with what they and others just like you do. Life insurance is a bet, too....they bet you will live long enough to pay in more than the value of the policy and you bet that you won't when you buy it. Nature of the Beast.

Sorry, but my family is the only one that matters to me.

dirtbanker 05-02-2017 06:55 PM

Quote:

Posted by Guest (Post 1394151)
Jimmy Kimmel spoke for the average American citizen last night. Will Congress and the President listen?

Jimmy Kimmel Opens Up About His Newborn Son's Heart Surgery And Praises Obamacare : The Two-Way : NPR

Yeah, Jimmy is probably worried about losing his Obammacare.

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Don Baldwin 05-02-2017 10:09 PM

Quote:

Posted by Guest
Hmmm.....looks like you dabble in Actuarial Sciences, but of course you only see what you want to see. Actuarially, your premise is false, your analysis is false, therefore your conclusion is false. You seem to reiterate these numbers in a great number of other posts, but you cannot support them with verifiable facts. You don't seem to think that an opinion that is not supported by factual information is the same as lying, but it really is. So, to all who actually think that this opinion is as good as fact, you might want to creep back into your mid-50's bomb shelter and keep eating the foodstuffs you hoarded.

I've posted the numbers and links too many times...use google yourself. You people keep telling me I'm wrong yet never prove it with raw numbers...or the black wonderland/paradise. Lets visit MLK Blvd together Saturday night...we'll go talk to your peers.

Quote:

Posted by Guest
And your family is the only one in America that is important. Newsflash for you: Everyone else's family is just as important to them as yours is to you. And that is NOT advocating for Socialism..it is a simple fact of being part of or having a family. With any and all insurance, you are paying for someone else and most especially so if you never file a claim on it. That is how they operate. They are betting that you will never need it and they can use what you pay in for those who do, along with what they and others just like you do. Life insurance is a bet, too....they bet you will live long enough to pay in more than the value of the policy and you bet that you won't when you buy it. Nature of the Beast.

NO...I'm NOT...I'm paying for MYSELF...and EVERYONE else is paying for themselves...based on their RISK. Less risky, pay less...more risky pay more. THAT is how insurance works. What Obamacare does is NOT insurance...it's government subsidizing the insurance industry...because government mandates coverage now.

Nucky 05-02-2017 10:50 PM

Quote:

Posted by Guest
Sorry, but my family is the only one that matters to me.

I think it is human nature to care for your own first so that would be normal but for your own family to be the only one you care about then why do you mix it up on this forum constantly. Seems you would prefer to be isolated with your family in a remote location away from people because you don't need them or care what they think. I'm just guessing and since I've dabbled on this forum even my formation of a sentence has been questioned but I would take a wild guess that in your best interest if you really feel like you stated and you raised the family that you care about exclusively I wouldn't give them power of attorney if you lose consciousness and they follow your way of thinking your a gonner. They will be thinking about themselves first as per the mom or dad's example dependending on whether you are a man or a women. What a great example for a family. No wonder the world is in such fine shape. Sleep well.

Warren Kiefer 05-03-2017 11:47 AM

Quote:

Posted by Guest
Would you be saying the same thing if it was your grandchild?

Now, I know that is only a hypothetical question since you would not have ever had a woman drunk enough to procreate. Thank goodness!

Quote:

Posted by Guest
Yes...if the family can't/won't foot the bill. It's not MY job to pay to heroically do whatever it takes to save a life. If they're not healthy enough to survive on their own...maybe nature/God wanted it that way.

The 4 month early preemies that are being saved only to have costly problems their entire, short, troubled lives SHOULD be allowed to die. ESPECIALLY if the family is poor and on welfare. If you don't like those breaks...you ARE free to make yourself wealthier. Maybe it's ability? Then DO we want those genes passed along?

You are a fool. Since you include God in your comment, I feel free to say the following. Jesus's earthly mission clearly told Christians to take care of the children, the sick and the poor !!

Warren Kiefer 05-03-2017 11:54 AM

Quote:

Posted by Guest
Hey, you know the old saying "sh*t happens, right?" Sorry, but I don't mind helping someone when I have a choice, but I don't like being forced to pay for someone else. We are still not a Socialist country, and I hope we never are. My family comes first.

Of course we are a socialist country !!!Taxes are a socialist program, Medicare is a socialist program. all insurances are socialist programs, We have thousands of programs where most of us pay into a common cause and the government doles out the funds from that pool. I am not sure you have a basic understanding of how our system works.

MDLNB 05-03-2017 12:41 PM

2 Attachment(s)
Quote:

Posted by Guest
I think it is human nature to care for your own first so that would be normal but for your own family to be the only one you care about then why do you mix it up on this forum constantly. Seems you would prefer to be isolated with your family in a remote location away from people because you don't need them or care what they think. I'm just guessing and since I've dabbled on this forum even my formation of a sentence has been questioned but I would take a wild guess that in your best interest if you really feel like you stated and you raised the family that you care about exclusively I wouldn't give them power of attorney if you lose consciousness and they follow your way of thinking your a gonner. They will be thinking about themselves first as per the mom or dad's example dependending on whether you are a man or a women. What a great example for a family. No wonder the world is in such fine shape. Sleep well.

Do you think much, or do you just babble incoherently in public all the time?

''Life's tough, pilgrim, and it's even
tougher if you're stupid.''-- John Wayne

Don Baldwin 05-03-2017 12:50 PM

Quote:

Posted by Guest
You are a fool. Since you include God in your comment, I feel free to say the following. Jesus's earthly mission clearly told Christians to take care of the children, the sick and the poor !!

I included it only because many people believe...you will notice I also included nature. Stop being disingenuous and show me some facts if you disagree.

Quote:

Posted by Guest
Of course we are a socialist country !!!Taxes are a socialist program, Medicare is a socialist program. all insurances are socialist programs, We have thousands of programs where most of us pay into a common cause and the government doles out the funds from that pool. I am not sure you have a basic understanding of how our system works.

We're actually a corporatocracy...the corporations ultimately profit and those who own the corporations profit too. The corporations use socialism to drum up business...

RickeyD 05-03-2017 12:55 PM

Quote:

Posted by Guest (Post 1394225)
I think it is human nature to care for your own first so that would be normal but for your own family to be the only one you care about then why do you mix it up on this forum constantly. Seems you would prefer to be isolated with your family in a remote location away from people because you don't need them or care what they think. I'm just guessing and since I've dabbled on this forum even my formation of a sentence has been questioned but I would take a wild guess that in your best interest if you really feel like you stated and you raised the family that you care about exclusively I wouldn't give them power of attorney if you lose consciousness and they follow your way of thinking your a gonner. They will be thinking about themselves first as per the mom or dad's example dependending on whether you are a man or a women. What a great example for a family. No wonder the world is in such fine shape. Sleep well.



[emoji847]

wjboyer1 05-07-2017 12:23 PM

2 Attachment(s)
Quote:

Posted by Guest
no...the same old liberal bs...we can't afford to take care of everyone from cradle to grave. We already borrow over a $ trillion a year...a stack of $1 bills 67,000 miles tall...or almost 3x circling the planet.

Attachment 68430

Don Baldwin 05-07-2017 12:50 PM

https://www.talkofthevillages.com/fo...bymoochers-jpg

The REAL world is the exact opposite isn't it boyer?

The brown ones get a free ride...cradle to grave...healthcare too to go with the housing, food, cell phone, and all the rest.

It's the white ones who work to pay for it.

wjboyer1 05-07-2017 01:06 PM

1 Attachment(s)
Quote:

Posted by Guest
the pre-exiting condition was an underwriting rule required to keep health insurance premiums reasonable. It was removed under obamacare and once removed will never be reinforced ( ie the genie's out of the bottle) so how do we deal with this reality?

Better health lifestyles help. Preventive health care helps. A better understanding of dna studies to detect inherited disease is also a factor. Better technology.

As to insurance a subsidy of some sort is a reality.

The truth of the matter is that obamacare in the long run ended up with the same number of people without insurance.

Obamacare was a solution waiting for a problem.

Better that the government looked at those who did not have coverage and provided some sort of subsidized catastrophic insurance and let the health and insurance in tact

but obama was really after control of healthcare with a single payer plan owing to his socialist ideology and desire to control.

Human nature dictates that despite its dismal results of obamacare people will demand a continuation in some form.

Personal best regards:

Attachment 68431

Chi-Town 05-07-2017 02:04 PM

Quote:

Posted by Guest (Post 1394414)
Do you think much, or do you just babble incoherently in public all the time?

''Life's tough, pilgrim, and it's even
tougher if you're stupid.''-- John Wayne

Now now. It's not like he called you a selfish prick. You're safe in that dark room in the back of your house.

Sent from my VS995 using Tapatalk

MDLNB 05-07-2017 03:16 PM

1 Attachment(s)
Quote:

Posted by Guest

And then:

MDLNB 05-07-2017 03:21 PM

Quote:

Posted by Guest
Now now. It's not like he called you a selfish prick. You're safe in that dark room in the back of your house.

Sent from my VS995 using Tapatalk

You're absolutely right. It's not like I am sitting in my little pool in my birdcage behind my Lantana, tapping away on my little phone. Tappitalk, tappitalk, burn up those little keys....:a20:

Have a great day.

Chi-Town 05-07-2017 07:55 PM

Quote:

Posted by Guest (Post 1396056)
You're absolutely right. It's not like I am sitting in my little pool in my birdcage behind my Lantana, tapping away on my little phone. Tappitalk, tappitalk, burn up those little keys....:a20:

Have a great day.

Well, that sounds like a nice picture. It sure would beat staring at walls out of each room. But what the heck, get outside one day. It'll do you good.


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