Talk of The Villages Florida

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-   The Villages, Florida, General Discussion (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/)
-   -   Is The Villages really a 55 and over community? (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/villages-really-55-over-community-304602/)

jswirs 03-30-2020 08:48 AM

Is The Villages really a 55 and over community?
 
Howdy folks, I know that technically this is a 55 and older community, but I have heard there are many folks younger than 55 living here. Please don't misunderstand, I have no problem with this. I'm just wondering if the 55 rule is ever enforced? Could I invite someone 50 years of age to live with me here in The Villages? Could that be a problem? Thanks in advance to anyone who is courteous enough to reply with knowledge on this subject.

LiverpoolWalrus 03-30-2020 08:55 AM

In the areas of TV where it is enforced, each household needs to be occupied by at least one person age 55 or older. That is the requirement from the US Department of Housing and Urban Development. From what I understand (others can confirm), the rule is not enforced for resales.

kansasr 03-30-2020 08:59 AM

Here's the actual answer
 
Federal Register 24 CFR Part 100; section 760.24-760.37 (4a), Florida Statutes

For a community to be considered "housing for older persons" as a 55+ community, the housing must be intended and operated for occupancy by persons 55 years of age or older and meet the following requirements:

At least 80% of the occupied units are occupied by at least one person 55 years of age or older.

The facility or community publishes and adheres to policies and procedures that demonstrate its intent to in fact be a provider of housing for older persons.

The facility or community complies with rules established by the U.S. Department of Housing and Urban Development (HUD) for verification of occupancy.

Joanne and Mike 03-30-2020 09:02 AM

In the State of Florida, 80% of the households in an Over 55 Community must have at least one person in the household over 55. Also, no one under the age of 19 can be a permanent resident.

jswirs 03-30-2020 09:26 AM

Thanks much!

Rapscallion St Croix 03-30-2020 09:38 AM

It is monitored. In order to remain an age-restricted community, TV must provide statistics to HUD every two years. If the 80/20 ratio is not maintained, TV will lose its age-restricted status. After that, lawn ornament complaints will have to take a back seat to basketball goals, swing sets, tricycles, and trampolines.

Dr Winston O Boogie jr 03-30-2020 09:42 AM

Quote:

Originally Posted by kansasr (Post 1736676)
Federal Register 24 CFR Part 100; section 760.24-760.37 (4a), Florida Statutes

For a community to be considered "housing for older persons" as a 55+ community, the housing must be intended and operated for occupancy by persons 55 years of age or older and meet the following requirements:

At least 80% of the occupied units are occupied by at least one person 55 years of age or older.

The facility or community publishes and adheres to policies and procedures that demonstrate its intent to in fact be a provider of housing for older persons.

The facility or community complies with rules established by the U.S. Department of Housing and Urban Development (HUD) for verification of occupancy.

This subject comes up all the time and this is the answer.

Under the law it's possible, although highly unlikely, for 80% or more of the residents to be under the age of 55.

This applies to every 55+ community in the country. Get over it.

gadaboutgal 03-30-2020 09:45 AM

The minimum age restriction of no one under 19 is not part of state or Federal law. It is, however, permitted to be part of the individual community's bylaws i.e.,The Villages.

To understand why we have "over 55" communities, one needs to be aware of the Federal Fair Housing Law which prohibits anyone who sells or rents housing to refuse to do so because of race, sex, pregnancy, disability, nationality, religion, color or familial status.

To get around this law, the Federal government also enacted law
establishing "over 55" communities which permitted discrimination in certain situations. Thus the 80/20 rule.

asianthree 03-30-2020 01:59 PM

Quote:

Originally Posted by LiverpoolWalrus (Post 1736670)
In the areas of TV where it is enforced, each household needs to be occupied by at least one person age 55 or older. That is the requirement from the US Department of Housing and Urban Development. From what I understand (others can confirm), the rule is not enforced for resales.

Quote:

Originally Posted by Joanne and Mike (Post 1736681)
In the State of Florida, 80% of the households in an Over 55 Community must have at least one person in the household over 55. Also, no one under the age of 19 can be a permanent resident.

You you do not need to have a 55yo owner in every house

ureout 03-30-2020 02:51 PM

Quote:

Originally Posted by LiverpoolWalrus (Post 1736670)
In the areas of TV where it is enforced, each household needs to be occupied by at least one person age 55 or older. That is the requirement from the US Department of Housing and Urban Development. From what I understand (others can confirm), the rule is not enforced for resales.

it wasn't true in 2002 when my wife and I both 50 yrs old moved here... and we actually bought the lot at 49 and waited a year to build

Topspinmo 03-30-2020 03:46 PM

Quote:

Originally Posted by jswirs (Post 1736665)
Howdy folks, I know that technically this is a 55 and older community, but I have heard there are many folks younger than 55 living here. Please don't misunderstand, I have no problem with this. I'm just wondering if the 55 rule is ever enforced? Could I invite someone 50 years of age to live with me here in The Villages? Could that be a problem? Thanks in advance to anyone who is courteous enough to reply with knowledge on this subject.

Sure, it you’re want them to have full bubble benefits just put them on you’re deed. I guess there no limit to how many can be on deed :faint:. IMO it should be two. :ohdear:

LiverpoolWalrus 03-30-2020 04:53 PM

Quote:

Originally Posted by Dr Winston O Boogie jr (Post 1736723)
This subject comes up all the time and this is the answer.

Under the law it's possible, although highly unlikely, for 80% or more of the residents to be under the age of 55.

This applies to every 55+ community in the country. Get over it.

Oh Dr Winston O'Lennon, I mean Boogie...that's very true and it's useful to know that HUD allows 20% of the population to be under age 55 (I think you meant 20 where you said 80). And yes, we've gotten over it!

But the OP asked "Could I invite someone 50 years of age to live with me here in The Villages?" I don't see how knowing 20% of the population can be under 55 would answer his question unless he knew the current ratio in the Village, which he presumably doesn't and nobody has told him. I'm gonna go with an answer along the lines of "only one person per household has to be 55 or over” if the 20% maximum has been reached.

Love your Friday morning get togethers, as I've said before, and can't wait for them to resume.

"Now it's time to say goodnight, goodnight, sleep tight, now the sun turns out his light goodnight, sleep tight."

///o-o\\\

asianthree 03-30-2020 04:55 PM

Quote:

Originally Posted by Topspinmo (Post 1736935)
Sure, it you’re want them to have full bubble benefits just put them on you’re deed. I guess there no limit to how many can be on deed :faint:. IMO it should be two. :ohdear:

Actually it’s 4

manaboutown 03-30-2020 05:02 PM

Quote:

Originally Posted by jswirs (Post 1736665)
Howdy folks, I know that technically this is a 55 and older community, but I have heard there are many folks younger than 55 living here. Please don't misunderstand, I have no problem with this. I'm just wondering if the 55 rule is ever enforced? Could I invite someone 50 years of age to live with me here in The Villages? Could that be a problem? Thanks in advance to anyone who is courteous enough to reply with knowledge on this subject.

Sure, as long as she is 19 or older you are good to go!

ajbrown 03-30-2020 07:15 PM

Quote:

Originally Posted by LiverpoolWalrus (Post 1736960)
Oh Dr Winston O'Lennon, I mean Boogie...that's very true and it's useful to know that HUD allows 20% of the population to be under age 55 (I think you meant 20 where you said 80). And yes, we've gotten over it!

He did not, but I do not wish or need to speak for him. He has given many examples in previous threads.

tophcfa 03-30-2020 09:31 PM

I heard in on the grapevine that anyone who can get qualified for a big enough mortgage to purchase a home is considered to be 55.

Topspinmo 03-30-2020 09:53 PM

Quote:

Originally Posted by manaboutown (Post 1736966)
Sure, as long as she is 19 or older you are good to go!

Isn’t that how 21 years olds get in trouble?

CGIFEDERAL 03-31-2020 04:58 AM

my problem is with "but I have heard" if you allow this to control your life, you better hold on. I tell you, what you hear and what is real are two very different things. I hear that you are a fool, but I don't know that to be a fact. do you get where I am coming from? does someone under 55 living here change your life? have you ever violated any of the Villages rules like your golf cart goes faster than 20 mph. people who live in glass houses.

cunningham 03-31-2020 05:28 AM

Read your deed restrictions.

davem4616 03-31-2020 06:43 AM

Quote:

Originally Posted by jswirs (Post 1736665)
Howdy folks, I know that technically this is a 55 and older community, but I have heard there are many folks younger than 55 living here. Please don't misunderstand, I have no problem with this. I'm just wondering if the 55 rule is ever enforced? Could I invite someone 50 years of age to live with me here in The Villages? Could that be a problem? Thanks in advance to anyone who is courteous enough to reply with knowledge on this subject.



I served on an HOA board in southern FL... the requirement is that at least one individual in a home be over 55... the 80/20 rule is in play...as long as 80% of the homes comply, it passes the test in the state of FL to be designated a 55+ community

we would screen anyone looking to buy into our HOA...obviously you can tell by looking at a lot of people that they are over 55....the challenge that popped up was when mom & dad passed on and the kids moved in....trying to force them out to maintain the 80/20 requirement was extremely difficult

bmit16 03-31-2020 06:45 AM

Lets beat this dead horse 1 more time. I have read this at least 5 times in the past year. Why ask totv. Call the Villages development district and ask this rhetorical question.

r54player@gmail.com 03-31-2020 07:06 AM

I’ve heard the villages allows 20% of residents can be under 55 as long as you don’t have children living with you ?

biker1 03-31-2020 07:10 AM

Village Community Development Districts

Quote:

Originally Posted by r54player@gmail.com (Post 1737146)
I’ve heard the villages allows 20% of residents can be under 55 as long as you don’t have children living with you ?


Olyarchik 03-31-2020 07:27 AM

When we bought our first house I was over 55 but my husband was younger. When we closed I asked the same question and was told only one person needs to be over 55 so in answer to your question you could have someone under 55 living with you.

Satjr35031 03-31-2020 07:32 AM

I have been her three years and I still have problem seeing those under 55 living here They all must be a moving target. People must assumed the under 55 group are the ones that visit the Town Squares nightly. They Must surely live here.

Gail8111 03-31-2020 07:40 AM

Quote:

Originally Posted by jswirs (Post 1736665)
Howdy folks, I know that technically this is a 55 and older community, but I have heard there are many folks younger than 55 living here. Please don't misunderstand, I have no problem with this. I'm just wondering if the 55 rule is ever enforced? Could I invite someone 50 years of age to live with me here in The Villages? Could that be a problem? Thanks in advance to anyone who is courteous enough to reply with knowledge on this subject.

Hi there...it is my understanding that if at least one person in the household is 55+ it is ok to have a younger adult to live with you.

mellincf 03-31-2020 07:43 AM

Quote:

Originally Posted by Rapscallion St Croix (Post 1736719)
It is monitored. In order to remain an age-restricted community, TV must provide statistics to HUD every two years. If the 80/20 ratio is not maintained, TV will lose its age-restricted status. After that, lawn ornament complaints will have to take a back seat to basketball goals, swing sets, tricycles, and trampolines.

Who ever you are, I want to dance with you!

Pedrocarrasco01@yahoo.com 03-31-2020 07:48 AM

Quote:

Originally Posted by kansasr (Post 1736676)
Federal Register 24 CFR Part 100; section 760.24-760.37 (4a), Florida Statutes

For a community to be considered "housing for older persons" as a 55+ community, the housing must be intended and operated for occupancy by persons 55 years of age or older and meet the following requirements:

At least 80% of the occupied units are occupied by at least one person 55 years of age or older.

The facility or community publishes and adheres to policies and procedures that demonstrate its intent to in fact be a provider of housing for older persons.

The facility or community complies with rules established by the U.S. Department of Housing and Urban Development (HUD) for verification of occupancy.

It’s the 80/20/rule, difficult to enforce and impossible to comply, no one under 20 years old can be a permanent resident (Limited to 3 month only), most people either live in the parents titled home or on a home that is owned by a trust, but the 80%/20% Rule applies

hrdcorpsmarine 03-31-2020 07:55 AM

Absolutely one of the most ridiculous comparisons I’ve ever seen.

WalkerLoop 03-31-2020 08:03 AM

Under 19 years is allowed if their is a health or mental issue with that individual and they are being taken care of by the home's owner/occupant. Otherwise, under 19 cannot live in the home.

Donb0975 03-31-2020 08:34 AM

My understanding is that to purchase a home from the developer you must be a senior, to purchase a resale there is no age restriction.

theruizs 03-31-2020 08:35 AM

Quote:

Originally Posted by CGIFEDERAL (Post 1737089)
my problem is with "but I have heard" if you allow this to control your life, you better hold on. I tell you, what you hear and what is real are two very different things. I hear that you are a fool, but I don't know that to be a fact. do you get where I am coming from? does someone under 55 living here change your life? have you ever violated any of the Villages rules like your golf cart goes faster than 20 mph. people who live in glass houses.

There are golf carts that don’t go faster than 20mph? Not sure I’ve seen one yet.:1rotfl:

skyking 03-31-2020 08:47 AM

The intent of the law is to prohibit children (18 and under) from living in a community where 80% or more of the homes are occupied (not necessarily owned) by someone 55 or older.

Anyone 19 or older can live in or purchase a home here. (Although when we purchased The Villages limited sales to couples having at least one 55 yr old presumably to help maintain the 80%.)

If we ever fall below the 80% threshold anyone can live here. Even teenagers 😱.

GypsyRN 03-31-2020 08:49 AM

Yes, your 50 year old friend can come live with you.

njbchbum 03-31-2020 08:56 AM

Quote:

Originally Posted by Donb0975 (Post 1737223)
My understanding is that to purchase a home from the developer you must be a senior, to purchase a resale there is no age restriction.

Where did you get that understanding?

sallyh26 03-31-2020 10:22 AM

You definitely can have someone over 18 live with you. My neighbor has her son ‘49’ living with her and has for the past 10 years.

Bob Galbraith 03-31-2020 10:29 AM

The Villages appears to monitor this with the ID card system so resales are included. When we moved we were both over 55 but our college age daughter was 18. Since this was her permanent address she has to get a gurse ID every 30 days she was home until she turned 19. Then she got a blue guest card that was good for several years.

LiverpoolWalrus 03-31-2020 10:36 AM

Quote:

Originally Posted by bmit16 (Post 1737129)
Lets beat this dead horse 1 more time. I have read this at least 5 times in the past year. Why ask totv. Call the Villages development district and ask this rhetorical question.

And in addition to that, we read the SAME information at LEAST five times within the same thread. I just don't get that. I guess many/most people don't read previous posts. Bless their hearts.

OhioBuckeye 03-31-2020 10:40 AM

Ohiobuckeye
 
Quote:

Originally Posted by jswirs (Post 1736665)
Howdy folks, I know that technically this is a 55 and older community, but I have heard there are many folks younger than 55 living here. Please don't misunderstand, I have no problem with this. I'm just wondering if the 55 rule is ever enforced? Could I invite someone 50 years of age to live with me here in The Villages? Could that be a problem? Thanks in advance to anyone who is courteous enough to reply with knowledge on this subject.

A certain % can be under 55. Check with TV & they’ll tell you how it works. I knew someone that had a handicapped child that lived with them. TV will explain it better check with them.

Challenger 03-31-2020 10:47 AM

Quote:

Originally Posted by Donb0975 (Post 1737223)
My understanding is that to purchase a home from the developer you must be a senior, to purchase a resale there is no age restriction.

Incorrect


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