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Is The Villages really a 55 and over community?
Howdy folks, I know that technically this is a 55 and older community, but I have heard there are many folks younger than 55 living here. Please don't misunderstand, I have no problem with this. I'm just wondering if the 55 rule is ever enforced? Could I invite someone 50 years of age to live with me here in The Villages? Could that be a problem? Thanks in advance to anyone who is courteous enough to reply with knowledge on this subject.
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In the areas of TV where it is enforced, each household needs to be occupied by at least one person age 55 or older. That is the requirement from the US Department of Housing and Urban Development. From what I understand (others can confirm), the rule is not enforced for resales.
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Here's the actual answer
Federal Register 24 CFR Part 100; section 760.24-760.37 (4a), Florida Statutes
For a community to be considered "housing for older persons" as a 55+ community, the housing must be intended and operated for occupancy by persons 55 years of age or older and meet the following requirements: At least 80% of the occupied units are occupied by at least one person 55 years of age or older. The facility or community publishes and adheres to policies and procedures that demonstrate its intent to in fact be a provider of housing for older persons. The facility or community complies with rules established by the U.S. Department of Housing and Urban Development (HUD) for verification of occupancy. |
In the State of Florida, 80% of the households in an Over 55 Community must have at least one person in the household over 55. Also, no one under the age of 19 can be a permanent resident.
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Thanks much!
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It is monitored. In order to remain an age-restricted community, TV must provide statistics to HUD every two years. If the 80/20 ratio is not maintained, TV will lose its age-restricted status. After that, lawn ornament complaints will have to take a back seat to basketball goals, swing sets, tricycles, and trampolines.
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Under the law it's possible, although highly unlikely, for 80% or more of the residents to be under the age of 55. This applies to every 55+ community in the country. Get over it. |
The minimum age restriction of no one under 19 is not part of state or Federal law. It is, however, permitted to be part of the individual community's bylaws i.e.,The Villages.
To understand why we have "over 55" communities, one needs to be aware of the Federal Fair Housing Law which prohibits anyone who sells or rents housing to refuse to do so because of race, sex, pregnancy, disability, nationality, religion, color or familial status. To get around this law, the Federal government also enacted law establishing "over 55" communities which permitted discrimination in certain situations. Thus the 80/20 rule. |
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But the OP asked "Could I invite someone 50 years of age to live with me here in The Villages?" I don't see how knowing 20% of the population can be under 55 would answer his question unless he knew the current ratio in the Village, which he presumably doesn't and nobody has told him. I'm gonna go with an answer along the lines of "only one person per household has to be 55 or over” if the 20% maximum has been reached. Love your Friday morning get togethers, as I've said before, and can't wait for them to resume. "Now it's time to say goodnight, goodnight, sleep tight, now the sun turns out his light goodnight, sleep tight." ///o-o\\\ |
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I heard in on the grapevine that anyone who can get qualified for a big enough mortgage to purchase a home is considered to be 55.
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my problem is with "but I have heard" if you allow this to control your life, you better hold on. I tell you, what you hear and what is real are two very different things. I hear that you are a fool, but I don't know that to be a fact. do you get where I am coming from? does someone under 55 living here change your life? have you ever violated any of the Villages rules like your golf cart goes faster than 20 mph. people who live in glass houses.
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Read your deed restrictions.
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I served on an HOA board in southern FL... the requirement is that at least one individual in a home be over 55... the 80/20 rule is in play...as long as 80% of the homes comply, it passes the test in the state of FL to be designated a 55+ community we would screen anyone looking to buy into our HOA...obviously you can tell by looking at a lot of people that they are over 55....the challenge that popped up was when mom & dad passed on and the kids moved in....trying to force them out to maintain the 80/20 requirement was extremely difficult |
Lets beat this dead horse 1 more time. I have read this at least 5 times in the past year. Why ask totv. Call the Villages development district and ask this rhetorical question.
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I’ve heard the villages allows 20% of residents can be under 55 as long as you don’t have children living with you ?
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Village Community Development Districts
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When we bought our first house I was over 55 but my husband was younger. When we closed I asked the same question and was told only one person needs to be over 55 so in answer to your question you could have someone under 55 living with you.
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I have been her three years and I still have problem seeing those under 55 living here They all must be a moving target. People must assumed the under 55 group are the ones that visit the Town Squares nightly. They Must surely live here.
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Absolutely one of the most ridiculous comparisons I’ve ever seen.
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Under 19 years is allowed if their is a health or mental issue with that individual and they are being taken care of by the home's owner/occupant. Otherwise, under 19 cannot live in the home.
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My understanding is that to purchase a home from the developer you must be a senior, to purchase a resale there is no age restriction.
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The intent of the law is to prohibit children (18 and under) from living in a community where 80% or more of the homes are occupied (not necessarily owned) by someone 55 or older.
Anyone 19 or older can live in or purchase a home here. (Although when we purchased The Villages limited sales to couples having at least one 55 yr old presumably to help maintain the 80%.) If we ever fall below the 80% threshold anyone can live here. Even teenagers 😱. |
Yes, your 50 year old friend can come live with you.
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You definitely can have someone over 18 live with you. My neighbor has her son ‘49’ living with her and has for the past 10 years.
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The Villages appears to monitor this with the ID card system so resales are included. When we moved we were both over 55 but our college age daughter was 18. Since this was her permanent address she has to get a gurse ID every 30 days she was home until she turned 19. Then she got a blue guest card that was good for several years.
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Ohiobuckeye
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