Talk of The Villages Florida

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-   The Villages, Florida, General Discussion (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/)
-   -   VCDD & Citizens Bank (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/vcdd-citizens-bank-322246/)

Catwntrstn 07-30-2021 08:20 AM

VCDD & Citizens Bank
 
Moved to TV and have to start writing checks again!? Can’t these establishments get with the century and auto deduct?
Set it up for VCDD on districtgov but didn’t take! Now have late fee….I’m ticked off. Same with Citizen’s Bank. Really people?

Bill14564 07-30-2021 08:36 AM

I've had my utilities (water/sewer/amenity) and my electric auto-deducted since day one with no problems.

I don't have a loan with Citizens Bank so can't speak to that.

golfing eagles 07-30-2021 08:39 AM

Quote:

Originally Posted by Bill14564 (Post 1980592)
I've had my utilities (water/sewer/amenity) and my electric auto-deducted since day one with no problems.

I don't have a loan with Citizens Bank so can't speak to that.

Same here---absolutely no problem with Citizen's First

????? End user error ??????

OrangeBlossomBaby 07-30-2021 10:10 AM

What gets me is that they use a third-party company to handle their credit card transactions, and you have to pay a fee over and above whatever you pay for a drivers' license, any kinds of permits, or even pay your taxes if you use a credit card.

They nickel and dime you to death, but proclaim proudly that they're a low-tax state.

Gimme a break.

dewilson58 07-30-2021 10:14 AM

I always just put cash in an envelope and mail it.

Goldwingnut 07-30-2021 10:36 AM

The government agencies have no choice but to change the fees. The credit card companies charge a fee for every transaction. Not collecting the fee would be lowering the amount collected for the taxes or other fee and thus be giving preferential treatment.
Businesses don’t change a fee because they take it out of their profits. They compensate by raising their prices to cover the costs. While generally only about 3%, these fees amount to a large amount of money for businesses both large and small.

Bill14564 07-30-2021 10:43 AM

Quote:

Originally Posted by dewilson58 (Post 1980666)
I always just put cash in an envelope and mail it.

Would you like my address? :)

Davonu 07-30-2021 10:48 AM

Satisfied Citizens Bank customer here. Everything electronic. No checks.

Topspinmo 07-30-2021 11:05 AM

Quote:

Originally Posted by dewilson58 (Post 1980666)
i always just put cash in an envelope and mail it.


lol 😆.

Dana1963 07-30-2021 11:36 AM

Quote:

Originally Posted by Catwntrstn (Post 1980570)
Moved to TV and have to start writing checks again!? Can’t these establishments get with the century and auto deduct?
Set it up for VCDD on districtgov but didn’t take! Now have late fee….I’m ticked off. Same with Citizen’s Bank. Really people?

Sometimes people just don’t listen or read instructions and sometimes just don’t listen.
Upon sign up for auto pay thru SECO, VCDD Cell bill since it is thru your bank there is a cut off time for processing and data entry. Once it’s activated your bill if mailed or paperless will state you are on Auto Pay.
Always READ your invoices

Gpsma 07-30-2021 06:34 PM

OP just moved here and complaining already.

Typical....moved to TV and is entitled

golfing eagles 07-30-2021 06:39 PM

Quote:

Originally Posted by Gpsma (Post 1980908)
OP just moved here and complaining already.

Typical....moved to TV and is entitled

That's a bit harsh. I would suggest "technochallenged" would be more likely.:1rotfl::1rotfl::1rotfl:

asianthree 07-30-2021 07:51 PM

All of my bills are emailed, never a problem with North Sumter, but Central Sumter going to same email never received bill. The conformation email came, but not the first bill. I called and yes The very nice lady said they need to remind customer, when signing up for paperless, bill may not show up with certain email addresses.

I never have auto debt, never trust a company to be in my pocket. This month in error Comcast billed $486.27. Bill should have been $86.27, if I had auto pay, that extra $400 would be in credits for months. There was no explanation, other than if you pay the amount billed we will give you a credit each month. No thank you.

Davonu 07-30-2021 09:08 PM

Quote:

Originally Posted by asianthree (Post 1980930)
…I never have auto debt, never trust a company to be in my pocket...

You can pay everything electronically without doing auto payments at all.

retiredguy123 07-30-2021 09:20 PM

Quote:

Originally Posted by Davonu (Post 1980946)
You can pay everything electronically without doing auto payments at all.

Not true. Some companies are starting to require auto pay. For example, two companies are Xfinity Mobile and Dean's Landscaping. I had a conversation with the Dean's manager, where I offered to use their service, if they would bill me monthly. He told me that the only way they would do business with me was to provide a credit card that they could bill automatically. I told him that I would use another company.

The only way to get the Xfinity Mobile cell phone service is to sign up for auto pay. They will not bill you.

Davonu 07-30-2021 11:31 PM

Quote:

Originally Posted by Davonu (Post 1980946)
You can pay everything electronically without doing auto payments at all.

Quote:

Originally Posted by retiredguy123 (Post 1980951)
Not true. Some companies are starting to require auto pay. For example, two companies are Xfinity Mobile and Dean's Landscaping. I had a conversation with the Dean's manager, where I offered to use their service, if they would bill me monthly. He told me that the only way they would do business with me was to provide a credit card that they could bill automatically. I told him that I would use another company.

The only way to get the Xfinity Mobile cell phone service is to sign up for auto pay. They will not bill you.

Allow me to rephrase…

_I_ can pay everything electronically without doing auto payments at all.

kidnerkim 07-31-2021 05:08 AM

That is because of the fees credit card company uses. Has nothing to do with state of Florida. That charge is everywhere. Simply a cost of doing business.

Professor 07-31-2021 05:19 AM

Suggest you move somewhere else and take your entitled attitude with you. Most of us really enjoy living here...

asianthree 07-31-2021 05:21 AM

Quote:

Originally Posted by Davonu (Post 1980946)
You can pay everything electronically without doing auto payments at all.

Never mentioned that I didn’t use online banking. My last set of checks were ordered in 1999, and I still have extra.
Just stated all bills are paperless. However Deans does not allow any billing, I don’t allow them access to my bank. Paid through Amex, if it’s wrong, Amex takes care of it in minutes

Girlcopper 07-31-2021 06:12 AM

Quote:

Originally Posted by Catwntrstn (Post 1980570)
Moved to TV and have to start writing checks again!? Can’t these establishments get with the century and auto deduct?
Set it up for VCDD on districtgov but didn’t take! Now have late fee….I’m ticked off. Same with Citizen’s Bank. Really people?

Been doing it with BB&T for years. Also, have some autompays on a credit card. Theres several ways to do it

Catwntrstn 07-31-2021 06:16 AM

Entitled?
 
Quote:

Originally Posted by Gpsma (Post 1980908)
OP just moved here and complaining already.

Typical....moved to TV and is entitled

Entitled? Never in my life. Moved here to help my 68 year old husband who has Alzheimer’s. Thought I would get support and good health care.

Citizens teller told me to be sure to check because the auto draft program doesn’t work well. TELLER told me that!

Yes, I am complaining and sadly beginning to regret my move here for sure.

Neils 07-31-2021 06:19 AM

Use CC for most auto-pays. Then if any problems you can always dispute payment. Use a cash back card that offsets most if not all transaction fees the company charge

Burgy 07-31-2021 06:19 AM

We owed $3 to Mass. toll roads and their drive thru camera's which was fine. Their site wanted $3.99 to put on credit card but the bank transaction was free. If you want to put your taxes on a credit card and you pay you bill in total that's not a bad deal but look out for late fees and interest if you don't.

jimkerr 07-31-2021 06:20 AM

Quote:

Originally Posted by retiredguy123 (Post 1980951)
Not true. Some companies are starting to require auto pay. For example, two companies are Xfinity Mobile and Dean's Landscaping. I had a conversation with the Dean's manager, where I offered to use their service, if they would bill me monthly. He told me that the only way they would do business with me was to provide a credit card that they could bill automatically. I told him that I would use another company.

The only way to get the Xfinity Mobile cell phone service is to sign up for auto pay. They will not bill you.

Same here. Deans lost a customer because they refused to bill me monthly and refused to even let me pay monthly with my credit unions online bill pay.

Bridget Staunton 07-31-2021 06:36 AM

My VCDD is auto deducted but we stay away from Citizens Bank. We stay away from The Villagers owned companies to give business to the competitors whether its banking, insurance etc.

Janette1 07-31-2021 06:40 AM

Citizen Bank
 
Quote:

Originally Posted by Catwntrstn (Post 1981008)
Entitled? Never in my life. Moved here to help my 68 year old husband who has Alzheimer’s. Thought I would get support and good health care.

Citizens teller told me to be sure to check because the auto draft program doesn’t work well. TELLER told me that!

Yes, I am complaining and sadly beginning to regret my move here for sure.

We moved here several years ago. At that time we set up our checking with Citizens Bank. They even helped us set up our payments by automatic check for Homeowner fees, electric, and gas. Their customer service is their strength.

JoelJohnson 07-31-2021 06:40 AM

We use Citizens, my only complaint is that they send a physical statement, I get the electronic version but can't stop the paper version.

retiredguy123 07-31-2021 06:53 AM

Quote:

Originally Posted by JoelJohnson (Post 1981032)
We use Citizens, my only complaint is that they send a physical statement, I get the electronic version but can't stop the paper version.

Same with Leesburg Electric. I receive the electronic bill by email, I pay it, and then they still send me a paper bill in the mail.

Dzurinko 07-31-2021 07:01 AM

Love Citizens “Bill Pay”! Never had a problem in 7 years.

Catwntrstn 07-31-2021 07:06 AM

What? I moved here with my 68 year old husband who has Alzheimer’s for support and health care. I have never been entitled in my life. Worked for everything I have. Yes, I’m complaining and sadly beginning to regret my move here.

lydia321 07-31-2021 07:18 AM

Simple. Change banks.

Red Rose 07-31-2021 07:21 AM

I can understand that because billing people does not guarantee that they will pay. Companies don't want to go through the aggravation and expense of billing, rebilling, reminders, collection agencies, etc. Too many deadbeats out there.

JSR22 07-31-2021 07:24 AM

Quote:

Originally Posted by Catwntrstn (Post 1981008)
Entitled? Never in my life. Moved here to help my 68 year old husband who has Alzheimer’s. Thought I would get support and good health care.

Citizens teller told me to be sure to check because the auto draft program doesn’t work well. TELLER told me that!

Yes, I am complaining and sadly beginning to regret my move here for sure.

I am very sorry you are getting such rude responses to your post. Every time I read the world entitled I cringe.

Pdesensi 07-31-2021 07:27 AM

All my bills are set for bank to autopay on a specific date of the month. Have lived here 13 years and always pay that way. No problems.

asianthree 07-31-2021 07:34 AM

Quote:

Originally Posted by JoelJohnson (Post 1981032)
We use Citizens, my only complaint is that they send a physical statement, I get the electronic version but can't stop the paper version.

Quote:

Originally Posted by retiredguy123 (Post 1981042)
Same with Leesburg Electric. I receive the electronic bill by email, I pay it, and then they still send me a paper bill in the mail.

Seco is the same, email and paper. I was told by Seco the reason for continuing with paper was there are problems with customers not getting the email. Then their bill was late adding a late fee. So paper will continue to come, as does Citizens. With all my other banks I can print all my tax info, Citizens didn’t have that ability. North Sumter and Central Sumter just email no paper.

paulajr 07-31-2021 07:39 AM

???
 
Quote:

Originally Posted by Catwntrstn (Post 1980570)
Moved to TV and have to start writing checks again!? Can’t these establishments get with the century and auto deduct?
Set it up for VCDD on districtgov but didn’t take! Now have late fee….I’m ticked off. Same with Citizen’s Bank. Really people?

I have lived here 8 years...the check stubs in my checkbook are all either to my church or to my hairdresser!! Everything else is taken care of on line!

CFrance 07-31-2021 07:41 AM

Quote:

Originally Posted by asianthree (Post 1981066)
Seco is the same, email and paper. I was told by Seco the reason for continuing with paper was there are problems with customers not getting the email. Then their bill was late adding a late fee. So paper will continue to come, as does Citizens. With all my other banks I can print all my tax info, Citizens didn’t have that ability. North Sumter and Central Sumter just email no paper.

Interesting. We've been with Seco since 2011 and have never gotten a paper bill. It has always been just by email.

The only thing paper we get is a mortgage bill and bank statement from Citizen's, an account we don't use but had to open when we closed on the current house. Citizen's people are very kind and helpful, but the bank itself just won't march into the 21st century.

Guitarman1951 07-31-2021 07:52 AM

Hey it's better than it used to be, believe it or not. It used to be that you could only get the monthly VCDD bill by mail. They, not too many years ago, finally developed the option of getting email bills. But still, you have to go into the online Citizens banking to set it up for payment.
I don't trust allowing billing entities to have access to my bank account so I've tried to get the billing entities to send electronic billings to the bank so the bank could set them up for payment. The only one that would do that is SECO. So, if I travel for any period longer than a couple of weeks, I go into online banking and set up payments that exceed normal amounts to be sure I don't get penalized. You would think that if it can be done for SECO, that all monthly billing entities could do it. Aggravating and frustrating.

jimbomaybe 07-31-2021 07:54 AM

Quote:

Originally Posted by OrangeBlossomBaby (Post 1980663)
What gets me is that they use a third-party company to handle their credit card transactions, and you have to pay a fee over and above whatever you pay for a drivers' license, any kinds of permits, or even pay your taxes if you use a credit card.

They nickel and dime you to death, but proclaim proudly that they're a low-tax state.

Gimme a break.

What I like the best is they call it a "convivence fee" for doing them the favor of directly depositing money in their account so they don't have to go to the expense of mailing you a bill and processing your return mail and check, so you pay for the privilege of saving them money

Guitarman1951 07-31-2021 08:00 AM

We have Xfinity internet and they gave us $10 off our monthly bill if we use auto credit card pay. For google and Amazon streaming, we had to do the same but no discount.


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