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retiredguy123 10-19-2021 02:47 PM

Medicare Sales Calls
 
I have been getting about 5 phone calls every day from people trying to sell me a Medicare Advantage plan. I thought the new Florida law allowed me to get $500 per call for these illegal calls. Does anyone know how I can get my money? Is the new law doing anything to reduce the calls?

Based on the number of calls I get and the TV ads, there must be a huge profit margin in Medicare advantage plans. My theory is that there is so much fraud in the original Medicare program (Parts A and B) that the private companies who manage the advantage programs (Part C) can reap huge profits by eliminating some of the fraudulent claims that would normally slip through the cracks when processed directly by the Federal Government under original Medicare.

Michael G. 10-19-2021 03:30 PM

Good thing we don't know how corrupt advantage programs (Part C) are.
Those insurance co's are paying out what they want and when they want

retiredguy123 10-19-2021 03:40 PM

Quote:

Originally Posted by Michael G. (Post 2019099)
Good thing we don't know how corrupt advantage programs (Part C) are.
Those insurance co's are paying out what they want and when they want

True, but when the Government pays a fraudulent claim filed under original Medicare, the taxpayers automatically get cheated. But, when an advantage plan denies a valid claim, they can be sued. So, at least there is a check and balance system for the advantage plans.

Topspinmo 10-19-2021 03:42 PM

Quote:

Originally Posted by retiredguy123 (Post 2019086)
I have been getting about 5 phone calls every day from people trying to sell me a Medicare Advantage plan. I thought the new Florida law allowed me to get $500 per call for these illegal calls. Does anyone know how I can get my money? Is the new law doing anything to reduce the calls?

Based on the number of calls I get and the TV ads, there must be a huge profit margin in Medicare advantage plans. My theory is that there is so much fraud in the original Medicare program (Parts A and B) that the private companies who manage the advantage programs (Part C) can reap huge profits by eliminating some of the fraudulent claims that would normally slip through the cracks when processed directly by the Federal Government under original Medicare.

Won’t do you no good, they have ways around anything you might collect from phone calls.

If you talking about the Joe Namath add plans, don’t you it free :1rotfl: just give them call. O, just try to read the fine print at the bottom when the flash it up for 5 seconds or more. Due to lobbyists that’s their get out of jail free card.

thelegges 10-19-2021 03:43 PM

Cell ( they can use location tracking) or landline which can come from same person just rotating call numbers. Hard to prove you didn’t initiate the calls.

Babubhat 10-19-2021 05:50 PM

You mail free app for cell. Nomorobo for landline. Crowd source database of reported spam numbers reduces the spam getting through

Michael G. 10-19-2021 06:59 PM

Quote:

Originally Posted by retiredguy123 (Post 2019104)
But, when an advantage plan denies a valid claim, they can be sued.

And you wind up paying for a lawyer.

Decadeofdave 10-19-2021 07:15 PM

Based on my insurance brokers info.
They ( Medicare insurance providers)get thousands per client signup. This is how they can afford all the advertising etc.

DaleDivine 10-20-2021 05:01 AM

Quote:

Originally Posted by retiredguy123 (Post 2019086)
I have been getting about 5 phone calls every day from people trying to sell me a Medicare Advantage plan. I thought the new Florida law allowed me to get $500 per call for these illegal calls. Does anyone know how I can get my money? Is the new law doing anything to reduce the calls?

Based on the number of calls I get and the TV ads, there must be a huge profit margin in Medicare advantage plans. My theory is that there is so much fraud in the original Medicare program (Parts A and B) that the private companies who manage the advantage programs (Part C) can reap huge profits by eliminating some of the fraudulent claims that would normally slip through the cracks when processed directly by the Federal Government under original Medicare.


I get that many also. I do a block on the number but they must have hundreds of similar numbers they call from...

:ohdear::ohdear::boxing2::boom:

Luggage 10-20-2021 05:08 AM

This is how I answer most of my spam calls. Hello this is the FBI anti-terrorism unit

oxfordreb52@gmail.com 10-20-2021 05:54 AM

That is a great idea.
 
I get about 20 calls a day. Blocking doesn’t work. Will try your method of stopping it. Thanks.

Dana1963 10-20-2021 07:05 AM

Quote:

Originally Posted by Michael G. (Post 2019099)
Good thing we don't know how corrupt advantage programs (Part C) are.
Those insurance co's are paying out what they want and when they want

I receive my Medicare Advantage Plan through my retirement plan. This through AON HEWITT managing health insurance for our 200,000+ retirees in 50 states.
They provide guidance through online and personnel service. When it’s time to choose a plan I MUST CALL THEM they are forbidden to solicit or sell insurance by direct contact for sales representing approximately 10 different insurance companies also HMO PTO plans.
Everyone should be aware coverages for Medicare supplements/Advantage plans are all the same coverages but premiums will be different

noslices1 10-20-2021 07:46 AM

Quote:

Originally Posted by retiredguy123 (Post 2019086)
I have been getting about 5 phone calls every day from people trying to sell me a Medicare Advantage plan. I thought the new Florida law allowed me to get $500 per call for these illegal calls. Does anyone know how I can get my money? Is the new law doing anything to reduce the calls?

Based on the number of calls I get and the TV ads, there must be a huge profit margin in Medicare advantage plans. My theory is that there is so much fraud in the original Medicare program (Parts A and B) that the private companies who manage the advantage programs (Part C) can reap huge profits by eliminating some of the fraudulent claims that would normally slip through the cracks when processed directly by the Federal Government under original Medicare.

I have been getting calls from a company called Medicare Rewards. I have blocked over 200 numbers from them and told them numerous times to stop calling me. They call from all over the country and sometimes out of the country.

Roron123 10-20-2021 08:54 AM

No! They are HMO plans which your beloved Dr may not be participating in and Government trying to get you to leave Medicare! I will never leave Medicare for an Advantage plan and lose my doctors who do not participate on these plans! Out of pocket is high if you go out of plan! I was on one for a year and never again thank you!

Dana1963 10-20-2021 09:11 AM

I’m not familiar with Android Phones but on IPhones go to setting click phone icon open scroll down to BLOCK UNKNOWN CALLERS. Call notifications will be logged just that phone will not ring this feature can be turned on and off as needed.

Stu from NYC 10-20-2021 09:13 AM

Most of these calls inform you that you are on a recorded line for your protection.

For my protection I than hang up.

FredJacobs 10-20-2021 11:31 AM

I never answer calls when caller ID shows either Unidentified, Unknown or Out of Area. I don't answer calls that show a name I never heard of. I don't answer calls that come from a toll free number - 888, 877, 855, etc. Almost all of them disconnect on the 4th ring. If it is important the caller can leave a message and I will call back. Also, never answer the phone on the 2nd ring. These calls are tests and identify you as someone who will answer whenever the phone rings.

petiteone 10-20-2021 11:48 AM

Medicare Advantage PPO
 
Quote:

Originally Posted by Roron123 (Post 2019325)
No! They are HMO plans which your beloved Dr may not be participating in and Government trying to get you to leave Medicare! I will never leave Medicare for an Advantage plan and lose my doctors who do not participate on these plans! Out of pocket is high if you go out of plan! I was on one for a year and never again thank you!

We get our retirement Medicare Advantage PPO through my husband's employer BLueCrossBlueShield. Co-pays are $15, we meet out deductible early in the year so drug costs are low. It covers Emergencies/Hospitalizations at The Villages Hospital, but The Villages Health Care System won't take it for PCPs.

retiredguy123 10-20-2021 12:19 PM

Quote:

Originally Posted by petiteone (Post 2019408)
We get our retirement Medicare Advantage PPO through my husband's employer BLueCrossBlueShield. Co-pays are $15, we meet out deductible early in the year so drug costs are low. It covers Emergencies/Hospitalizations at The Villages Hospital, but The Villages Health Care System won't take it for PCPs.

True story. My mother spent the last 4 months of her life in the hospital or in one of 5 different nursing homes for rehab. She had original Medicare and a supplement, so no copays. We often saw a female doctor who would show up no matter where my mother was and asked how she was doing. The doctor had never been hired by us, but we originally assumed that she worked for the hospital. The doctor never prescribed any medication and did not give any detailed medical advice. Apparently, she made the rounds every day to all of the hospitals and nursing homes in the area, visiting multiple patients at each location. When my mother died, I went through the Medicare statements and found out that this doctor was paid about $80 every day for an office visit to my mother for about 120 consecutive days. I don’t think the doctor would have been able to do that with a Medicare advantage plan because of the copays. This may sound like Medicare fraud, but, as long as the doctor actually saw my mother every day, I think the charges would be valid. I don’t know how she got my mother’s SS number, but she probably just asked my mother for it.

Dana1963 10-30-2021 11:05 AM

Quote:

Originally Posted by retiredguy123 (Post 2019086)
I have been getting about 5 phone calls every day from people trying to sell me a Medicare Advantage plan. I thought the new Florida law allowed me to get $500 per call for these illegal calls. Does anyone know how I can get my money? Is the new law doing anything to reduce the calls?

Based on the number of calls I get and the TV ads, there must be a huge profit margin in Medicare advantage plans. My theory is that there is so much fraud in the original Medicare program (Parts A and B) that the private companies who manage the advantage programs (Part C) can reap huge profits by eliminating some of the fraudulent claims that would normally slip through the cracks when processed directly by the Federal Government under original Medicare.

I still feel left out why am I not getting these calls too?
NO ONE

retiredguy123 10-30-2021 11:13 AM

They are definitely calling about Medicare Advantage plans, and I never requested any information. In fact, I don't even have Medicare, except for the Part A hospitalization, but they assume that I have Parts A and B. I don't think there is any way to get the company name. I assume these are people working from home to get a commission for making a sale or for just getting a lead. But, I literally get at least 5 calls every day, which seems like overkill for the callers, who must spend a lot of time and make a lot of calls to make a sale.


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