![]() |
If a tree in your yard is dying and may fall on your neighbor's dock?
We have a large tree near a lake shore at home. It is dying and will eventually fall into the lake, and perhaps on the neighbor's dock if it falls when the dock is in. If we would like to let nature take its course and let the tree fall naturally in the lake to provide structure for fishing, etc. are we liable if the tree damages the neighbors property?
|
From my understanding if a tree on YOUR property creates damages on someone elses property, YOU are responsible (or legally liable) should it go to litigation....I think in this situation I would call my insurance company for advisement (and ask them to back it up with email proof if they say not your problem)
|
If tree is on your property, and it falls on neighbor’s property, you’re paying for repairs.
|
Even if you aren't financially liable, why risk damaging your neighbor's property? Couldn't you pre-emptively guide it to fall where you want it?
|
Quote:
|
That's interesting...
|
Quote:
That said, we had a giant ash tree taken down that was leaning over the neighbor's house. If it had fallen due to no fault of our own, it would have NOT been our problem. The insurer of the neighbor's house would be responsible. That said, the right thing to do, which is what we did, when the tree started dying due to Emerald Ash borers was to have the tree taken down. So we did. Here's the video: Tree Removal - YouTube ^ |
Quote:
|
In South Carolina, the law and the insurance companies all stated when I inquired, that when/if my tree falls onto a neighbors house, the neighbor and their insurance company are responsible for repairs. I would imagine that laws are different in other states.
With that said, we had a very tall pine tree from behind our home get struck by lightning, and fell within a few feet of our house. Not wanting to take a chance of future damage to our home, or our neighbors house, we had 13 more pine trees removed along with 2 dead oak trees. Take the advice offered earlier and check with your insurance company, then do what you think best. |
Quote:
Emerald Ash Borers are such a problem in NJ, that I can spot it easily, so the signs were there, it was just a matter of time. The tree guy verified it for us too. He told me in 18-24 months a good wind would have taken the top out. The guy was already paid, so it wasn't like he was spinning a yarn to get sales. |
That's interesting...
|
According to both Judge Judy and Judge Milian (on Peoples Court) :D :D If it is a healthy tree and hit by lightening or blown over and falls on your property it's your problem however if you had previously notified your neighbor it was a dying or dead or sick tree and then it fell he/she would be responsible. Can't blame God or his/her weather makers. Bottom line is if it is a "sick/dying" tree notify your neighbor in writing, email or text to CYA. You CAN cut a tree anywhere it hangs over your property line without permission from the owner.
|
Quote:
|
If I was in your shoes, I would ask myself, what would I want the neighbor to do in the same situation.
On the other hand, we all pay years for insurance, and seldom if ever use it, let them sort it when it happens, or tell your provider the situation, and see if they will pay for removal before it falls.:shrug: |
Guest
Quote:
|
|
Happened to us in New England
We lost two trees in two situations. According to the insurance company, if the tree was healthy and struck by lightening or blown down - act of god - so you are not liable. If the tree is unhealthy and not addressed and falls on your neighbor's property - you are liable.
|
Not sure of your state, but in mine a falling tree that results in damages would be paid for by your neighbor's insurance. In almost 100% of the cases, their insurance company sues you and they recoup the cost.
In the case where there is no damage (ie falling in a lake), if it is on someone else's property line that it falls they can sue you to remove it. I imagine it would cost more for you to have it removed from a lake than a controlled fall on your property and disposal. If nothing else, think of the animosity if they go to put in their dock and your tree is laying there in the way and you saying it isn't your problem! I'd make your life a living hell.... |
Quote:
|
Maybe the neighbor won't be able to tell where it came from.
|
Quote:
|
Quote:
:bigbow::bigbow: |
Quote:
|
Fl law says owner of dead tree is responsible for damage to neighbors property
|
Quote:
If your tree is dying then you have the choice of whether to remove it or not. I'd remove it. I very much doubt your insurance would cover it anyway and you'd keep up a good relationship (assuming you have one now) with your neighbor. |
If your neighbor is reading this thread …. I hope he/she copies it b/c it proves you have notice of the dangerous and defective condition- your sunk bro…Alex I’ll take protective measures fer 300….
|
Quote:
Him and his insurance company |
You have now admitted the tree could be a problem so you are responsible for any damage it may cause. The law states that if the neighbor complains about the tree's possibility of causing damage to their property or you admit to it then it will be your responsibility if the tree does indeed cause damage. And why would you take a chance of causing damage to your neighbors property?
|
Quote:
Do the right thing and have the tree removed. The fish have enough habitat without your dead tree in the lake, in a spot that prevents your neighbors from putting in their dock. |
Quote:
|
Quote:
My view, there is right, there is wrong and there is legal, they are often not the same. You know what the right thing to do is. That tree could fall at the wrong time and injure not just property but you or your neighbor. Which way will a tree fall is easy to tell. It is common for a tree to lean and it will most likely fall the way it is leaning. Like Ann Landers I accept no responsibility should it go bad. |
Quote:
There is usually a deductible Re: people My guess is the original poster knows what the right thing to do is. |
Under Florida tree law, the health of the tree determines who is responsible when that tree causes damage to a neighboring property. Gallo, 512 So. 2d at 216. As long as the tree was healthy at the time, a landowner is not liable for damage caused if the tree falls down onto a neighboring property.Mar 17, 2021
|
Do the right thing and take the tree down.
|
The neighbor knows because we mentioned it to them.
Quote:
Thanks for all your thoughts on this. |
I’ve been in property management for 33 yrs in Colorado. We manage rentals & HOAs. When this happened at one of the rentals (house hit by a downed branch from the neighboring property), the insurance company told us the damaged property’s insurance pays & they work it out with the other insurance. I know it sounds unfair & I had difficulty accepting it but that’s what they said & did.
|
Another thing to consider is what the DNR and/or Corps of Engineers and/or the Coast Guard would say about letting a tree fall off your property into a waterway. (Don't know the size of the lake, where it is, etc.)
|
Court will frown upon someone not remediating a known problem. Good luck denying this post in discovery. Just fix the problem
|
An insurance agent in Georgia explained to me this way: If your tree falls on your neighbor's property it is covered by your neighbor's insurance. If the tree is dead then it is covered by your insurance. In order to be liable you must be negligent.
|
Quote:
|
All times are GMT -5. The time now is 08:45 AM. |
Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2025, vBulletin Solutions Inc.
Search Engine Optimisation provided by
DragonByte SEO v2.0.32 (Pro) -
vBulletin Mods & Addons Copyright © 2025 DragonByte Technologies Ltd.