Looking for Euros
 

I am looking to purchase Euros for an upcoming trip. Can anyone advise me as to who might have them..most banks I have tried and no longer carry them, nor does AAA. I can purchase any that anyone has leftover. Thank you!

My wife "ordered" from Wells Fargo and they were delivered to the house.

Ditto.Good exchange rate. Went to Italy last May. The only negative was they sent a lot of 50s.

Once in Europe you will have no problem getting Euros from any bank, just check inside the bank for the list of exchange rates, they do vary. There are Exchange Kiosks everywhere. It is totally different from here.

Is there a reason you can’t get euros from an ATM in the airport when you land? Or any ATM once you get there.

Bureaux's de Change, at airports especially, give crap exchange rates.
Banks and Bank ATM's are best bets. Plenty everywhere.

Wells Fargo's current exchange rate is €1 = $1.1433.

Chase Bank as well, if you have some sort of an account

I just order 400 euros today from BankofAmerica at the same exchange rate
for a golf trip to Ireland this summer

The current FX rate is 1.0888 to 1.0900, so they are adding about 5%
profit for the transaction. A credit cart will add about 7% to the FX rate, unless
you have a no fx charge credit card. We are taking cash for caddy tips, small items, etc,
and will use the credit card for all else.

I ordered ahead of time as the euro was 1.05 dollars to the euro a month back or so,
so the euro is strengthening slowly so buy now versus waiting.

There is a Bank of America financial center in TV, across from Bealls, if i remember correctly

last time i asked about their rates at Heathrow, I calculated about a 30-50% profit margin on the rate. . please don't use those airport kiosks, they suck

Beware of currency booths like in downtown or trade centers. They will give you outdated currency. I went to Germany and some currency was old. They wouldn't take it.
Certain banks will order Euros for you.

How many Euros, may I ask?

Use ATM with bank card in airport when you arrive. Let your bank card holder know you are traveling overseas. Most merchants accept VisaMC and you get the best exchange rate.

Any ATM in airport. Easiest way just let your bank know.

For almost 30 yrs now, I travel to Europe every summer to visit family. (Where I am writing from now.)
The very best option is to use Citizen's bank debit card, which charges only 1% per withdrawal.
The further away from the airports & tourist areas, the fewer additional fees & best exchange rate you will pay.
Many places take credit cards. (Visa & MC are most prevalent. ) Amex & Discover not so much.
Check with your card company about their fees. I specifically got a Capital One card that doesn't charge a fee to convert when you make a purchase. Always use the charge option to pay in local currency.

Attempt to avoid doing anything at the airport or INSIDE a bank in Europe.

If you have extra Euros when you return, I would be happy to discuss buying from you at the going rate, which can change every day. (You can download and/or print out a chart of how to know exact what you will be paying in the € to $ rate.) Remember UK is different along with a few other places but most are taking Euros now.
Hope this helps!
Michele

So *that's* how that works. . .

I travel to Europe yearly. ALWAYS get my euros upon arriving from a European Bank, not a private ATM using my ATM card. My bank provides me a better exchange rate, only pay for the ATM transaction. Also, remember to select euros when using your credit card, let YourBank do the exchange. When they Give you the option at the store or restaurants they do get a commission right there for conducting transaction in US dollars.

Wells Fargo on 466A was able to get them for me the next day.

I know right? I travel all the time to Europe and have never gotten euros in advance. The best rate is a bank ATM in the country you’re in.

I have 20€ here. I find I don't need a lot upon landing. If for some reason I can't use my CC, or want to tip a porter. If you want to buy them let me know.

Euros Left over
 

I have some left over that we don’t need

I just bought them from AAA in MA in September, April and a few weeks ago for a trip to France. The Southeast AAA doesn’t offer Euros? That’s crazy. I did use an ATM for some in France- pretty easy transaction with minimal fees

Revolut for Euros
 

My wife and I exchange Euros for US$ at a minimal cost through the Revolut app. I assume that you can do the reverse.

That’s what we do when going to a foreign country whether it’s Mexico, the UK or Europe, just find an ATM. The exchange rates are usually very good, if not good at the airport, just get enough to get you to your hotel and find an ATM in town. In Cancun, the hotel ATM had a very high exchange rates… walked down the street to a local bank and rates were very good plus a small $3-4 service charge.

Euros
 

Truist. $20 flat fee for any amount over $200.

I ordered 900 pounds Sterling last summer preparing for a 19 day trip to the UK and came back with over 700 pounds. Since COVID every place including a cab driver was cashless. If I was do it again, I would take minimal euros and use a charge card that doesn't charge a transaction fee. Many of the major CC companies no longer charge. You get screwed on the exchange rate bringing back any foreign currency.

When you are experienced and know the landscape, its much easier to be efficient.
For some who have never been where they are going, the uncertainty of efficient locations and availability has an uncertainty that makes the pre purchase comforting, for a small amount of transactional fee.

Therefore, the inexperienced always appreciates the advice and helpfulness of the experienced

no different than carrying lots of cash in the US and using all credit cards all the time in the US.

CXI exchange in Orlando. If you order online they deliver small bills also. Last time I ordered it was 20 dollars I received them the next day

I woul like just a couple hundred to go with. My problem is that the banks do it for their customers only.

Might I buy them from you?

Most banks in the U.S. charge 5% commission for exchanging foreign currency. You will get a better rate in Europe. You only need enough currency for expenses like taxi, tipping, airport food - just enough to cover you until you can get to a bank.

One rule that "seasoned" travelers stick to - never exchange money at the airport that you leave from or where you land. They have outrageous commission rates because you are a captive customer - do or don't - they don't care.

When you reach your destination, use your credit card. They have the lowest commission rate because of the millions that they handle and it will give you a record of where you spent your money.

By the way, Capital One has a savings account with a debit card that has no ATM fee anywhere in the world and good at almost all banks.

I got my Euros at an ATM at the airport in Europe using my card from the Citizens First Bank.

Euros
 

Sent you a private message through TOTV, if you don’t get it, I have €40 left over from my last business trip. Make an offer. Email: medic978@gmail.com

The Revolut Card
 

If you are going to Europe, I’d recommend getting the Revolut Card. It is a debit card and allows you to exchange between currencies for no fee at bank rates.

With the card, you don’t have to worry about ‘losing’ your Euros and like the US, everyone accepts cards.

Rates fluctuate moment by moment as they do on the exchange.. July 7 @ 0900 EST the rate is 1.10

You can order them from Bank of Americs here in the Villages

I have 41 Euros left over that I am willing to sell to you.

We always get Euros from ATMs (with a Debit card) after we get to our destination.We get just enough to pay for incidentals and then pay for everything else with a credit card. Prevents coming back with Euros that we then have to deal with.

Euros
 

I just when to Italy and i got my Euros in Bank of America

Chase bank offers them IF you have an account with them OR a Chase credit card.

In May I ordered from Bank Of America with no fees. If you have a “Preferred Account” status you save more on the rate when you have it sent to the bank vs. you. You can go in and order or do it online.