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Depositing change into our bank
Back in TN, we were able to take bags of unwrapped change to Bank of America and they would send it through some magic internal process and deposit it into our bank account. The process took a month or so, but was fine because it worked.
I tried this with our local BoA, and they said they don't do this. I have to wrap all the change. Does anyone know of a way to convert change that doesn't cost $0.07 on the dollar and doesn't require me to spend hours wrapping coins? Thanks! |
I think they have coin machines at some stores, like Publix and others, that will allow you to set up an Amazon account where the coins are converted into a credit to be used on Amazon.com. They don't charge anything for this option.
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Sign of the times. Wells Fargo in Minnnesota (where we’ve banked for nearly 3 decades) used to have a coin-counting machine in their lobby. Dump the coins in and after a few seconds of rattling around the machine issued a ticket, which you took to the counter and either cashed in or deposited. A couple of credit unions did the same thing. Not any more though…now it is rolled coins or nothing. I don’t mind rolling anything from a nickel on up but doing it with pennies is a waste of time. I take ‘em to Wal-Mart sand pay the whatever percent they charge for changing the pennies into paper.
According to my wife, it is all part of a movement toward a cashless society. |
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The supermarkets in TN charge about 10% for the honor of using their CoinStar machines. No thanks. |
Citizens has a change machine in LSL I believe there is no charge for account holders.
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Wrapping coins is my rain day job about every 6 months
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I have almost totally eliminated my coin accumulation problem. I use a credit card for almost everything I buy, except at sit down restaurants, where I pay cash and never ask for change. I always carry a supply of 20's, 10's, 5's, 2's, and 1's. I order two dollar bills at the bank because that is the only source that I know of.
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TD Bank had coin counting machines when we used them up North, I saw they have a branch near or in TV, but I have no idea if they still have the coin counters.
I also wrap my own, usually when reruns are on. |
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When I go to a grocery or whatever that has a self-checkout, many will accept coins. I put a handfull of coins in my pocket, and if there is not too long a line behind me, I feed the machine. It keeps the coin jar manageable.
OTOH, if you're buying rolls to search for silver or something, good luck. |
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Cashless society = total loss of freedom, people we can not let this happen .
[QUOTE=ThirdOfFive;2306146]Sign of the times. Wells Fargo in Minnnesota (where we’ve banked for nearly 3 decades) used to have a coin-counting machine in their lobby. Dump the coins in and after a few seconds of rattling around the machine issued a ticket, which you took to the counter and either cashed in or deposited. A couple of credit unions did the same thing. Not any more though…now it is rolled coins or nothing. I don’t mind rolling anything from a nickel on up but doing it with pennies is a waste of time. I take ‘em to Wal-Mart sand pay the whatever percent they charge for changing the pennies into paper.
According to my wife, it is all part of a movement toward a cashless society. |
I have an extra coin counting machine if you want it you’re welcome to it. You put the coins in the top and it sorts them into the individual wrappers for U. Let me know.
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Absolutely. Just take your coin to any casino. They will be happy to count it and give you cash back for it. No charge. Unfortunately, I’m not aware of any casino closer to The Villages than Hard Rock in Tampa.
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Vystar CU has coin machines in their lobbies. I haven't used them so I don't know if there is a surcharge or not. I know some coin machines will give full value if you select an electronic gift card. There was one near our house in Virginia that had Amazon cards. Since we buy stuff from Amazon, it seemed like the best option. The machine's website listed what gift card options were available at different locations. In the last four years, I have probably only gotten a handful of coins so not a problem any more.
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Cashless looked like a takeover but now that fees are so high, people are charging extra fees to use a credit card and are asking for cash or checks. I guess life is really a circle after all.
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Coin machine in Walmart on HWY 441 at customer service area. No service charge.
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The solution is to spend the coins as you get them. I pay with exact change every time I can. Reminds me of when I was young and most things were bought with change; 5 cent bottle coke, penny candy, etc. You only accumulate change if you don't take a moment to count it out; my wife does even if I'm in a hurry.
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How much does Walmart coin machine charge? It allows you to declutter your pockets or piggy banks by getting rid of unwanted coins while providing convenient options for converting them into usable funds. In summary, as of December 2023, customers using the Coinstar machine at Walmart should expect an 11.9% processing fee if they choose to receive cash.Dec 16, 2023 |
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There are coin machines in Publix and Winn Dixie. At Winn Dixie I put my jar of change in and choose an Amazon gift card as payoff and the fee is waived. There might be other options.
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when some people had counted in advance and found that the machine had short changed them. Soon after that the machines disappeared. |
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I never used them for myself but a friend of mine who didn’t have a TD account always asked me to take her coins to the bank and get cash back. As a result, I was a class member. I figured I might be able to retire early. I got a check for about fifty cents! But the lawyers got paid. Your browser is not supported | courierpostonline.com |
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I will leave this task to my children. Sonething to keep them occupied at my wake.
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Are you aware of any of these machines in The Villages, or surrounding area? Our Publix has a machine, but it doesn't have the feature and has a 10% fee. Thanks!
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