Talk of The Villages Florida

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-   -   Help. Closing day? (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/help-closing-day-350226/)

Heartnsoul 05-22-2024 12:15 PM

Help. Closing day?
 
Went to close on house today. During walk through house was too HOT. AC NOT working good. Also dead cockroach đŸȘł s all over bathroom. Went to closing co told them it's off if nothing fixed. Can we walk away? Will we lose our 10,000 we put down?? Help. Am so stressed

retiredguy123 05-22-2024 12:32 PM

Don't close if the AC is not working. I wouldn't worry about the cockroaches. Don't let them offer to buy a home warranty. It probably won't cover the AC or anything else. You won't lose your deposit if the AC doesn't work.

Note: If the HVAC system is more than 12-15 years old, you may want to offer to split the cost with the seller for a new system. The seller's half should be deducted from the selling price at the closing.

Pondboy 05-22-2024 12:44 PM

Did you not have a home inspection done ?

Michael G. 05-22-2024 12:52 PM

Quote:

Originally Posted by Pondboy (Post 2333796)
Did you not have a home inspection done ?

Also a irrigation inspection that's working properly.

Keefelane66 05-22-2024 01:36 PM

Is this you first rodeo?

rjm1cc 05-22-2024 01:50 PM

You sales agreement will answer your question. But in general there are two options. Fix the problems or cancel the sale and refund your deposit.

Heartnsoul 05-22-2024 01:57 PM

Quote:

Originally Posted by Pondboy (Post 2333796)
Did you not have a home inspection done ?

Yes I DID. wasn't an issue 3 weeks ago

Heartnsoul 05-22-2024 02:01 PM

Quote:

Originally Posted by Keefelane66 (Post 2333820)
Is this you first rodeo?

Not at all. Had inspection done 3 weeks ago. All was ok. Hubby had stroke meantime. Went to walk through today and Air didn't work. Tk u for kindness

frayedends 05-22-2024 04:25 PM

This is a troll. Heartnsoul has many threads with similar posts about closing inspection issues. Just look at her history. Moderators need to look at this! I just reported the post.

Kelevision 05-22-2024 04:45 PM

Quote:

Originally Posted by frayedends (Post 2333883)
This is a troll. Heartnsoul has many threads with similar posts about closing inspection issues. Just look at her history. Moderators need to look at this! I just reported the post.

This person has been in the process of buying a home IF you were to look at their posts. I’m confused by what you think the definition of troll is? ( online bully is the definition) This person is definitely not a troll. They’re looking for answers but in the wrong place. This is TOTV, the most UN-friendly site attached to the villages with the majority of the members not even living here.

frayedends 05-22-2024 05:59 PM

Quote:

Originally Posted by Kelevision (Post 2333889)
This person has been in the process of buying a home IF you were to look at their posts. I’m confused by what you think the definition of troll is? ( online bully is the definition) This person is definitely not a troll. They’re looking for answers but in the wrong place. This is TOTV, the most UN-friendly site attached to the villages with the majority of the members not even living here.

She’s had like 3 or 4 threads in the past few weeks. Each with some different inspection issue and asking what to do. There was the water under the foundation, and some other one that something wasn’t fixed. If she is really buying 3 houses and all of them had inspection issues then I stand corrected and apologize.

Maybe I’m wrong about one of them. Just looked again. The reason might be because she had 3 threads all for the same water issue last time.

BrianL99 05-22-2024 06:12 PM

Quote:

Originally Posted by Kelevision (Post 2333889)
T

I’m confused by what you think the definition of troll is? ( online bully is the definition)

That is not what a "troll" is. It has nothing to do with being a "bully". "Cyber bullying" is complete other category.

This particular OP seems to be involved in a number of discussions regarding "home inspections".

Internet Trolling: How Do You Spot a Real Troll?

What Are Internet Trolls, And What Does Trolling Mean? | Know Your Meme

tophcfa 05-22-2024 07:32 PM

Questions. Did you hire a home inspector? Do you have an attorney representing you? Did you use VLS, which doesn’t represent the buyer, or an MLS realtor (I’m assuming it’s a pre-owned home since it has the issues you described)?

If you don’t have an attorney representing you, then you need to retain one ASAP. Hopefully you used an MLS realtor and have a buyers agent agreement and they can help you. I’m really hoping you didn’t just use the sellers Villages real estate agent and rely on a the sellers closing attorney, with no one representing you. Best of luck.

Stu from NYC 05-22-2024 08:03 PM

Quote:

Originally Posted by tophcfa (Post 2333914)
Questions. Did you hire a home inspector? Do you have an attorney representing you? Did you use VLS, which doesn’t represent the buyer, or an MLS realtor (I’m assuming it’s a pre-owned home since it has the issues you described)?

If you don’t have an attorney representing you, then you need to retain one ASAP. Hopefully you used an MLS realtor and have a buyers agent agreement and they can help you. I’m really hoping you didn’t just use the sellers Villages real estate agent and rely on a the sellers closing attorney, with no one representing you. Best of luck.

Hrd to believe anyone buys a home here and does not use an inspector

Heartnsoul 05-22-2024 08:13 PM

Quote:

Originally Posted by frayedends (Post 2333883)
This is a troll. Heartnsoul has many threads with similar posts about closing inspection issues. Just look at her history. Moderators need to look at this! I just reported the post.

A troll?? Are u serious? I don't even know WHAT A troll is. Yes I had posted before on problems during inspection. Now I had a problem closing day! I'm NOT a troll whatever that is. This is serious and I needed help??

Heartnsoul 05-22-2024 08:15 PM

Quote:

Originally Posted by Stu from NYC (Post 2333924)
Hrd to believe anyone buys a home here and does not use an inspector

Of course I had an inspector but no bugs were found 3 weeks ago and ac was working during inspection

badkarma318 05-22-2024 10:53 PM

Isn't this the same person who started numerous threads about the same water damage issue prior to closing?

Ptmcbriz 05-23-2024 05:01 AM

Dis you examine the thermostat to check on the setting? Maybe it was set at 80 for owner to save money prior to escrow closing. Have seller pay for home warranty that covers the HVAC (not uncommon). Last house I had home warranty insurance paid for a $8000 furnace and AC heat pump in Oregon.
Don’t worry about cockroaches. That’s easily fixed with Home insect spray.

DBolen 05-23-2024 05:06 AM

Quote:

Originally Posted by badkarma318 (Post 2333955)
Isn't this the same person who started numerous threads about the same water damage issue prior to closing?


She also said her husband just had a stroke in the middle of all this- possibly a woman facing a sudden flurry of crises that might cause anyone to somewhat frantically reach out with multiple posts?

To the OP (HeartNSoul)- do you have anyone helping you navigate any of this (or any friends or family you can talk to), or are you all alone dealing with this?

jim@jedward.com 05-23-2024 06:04 AM

Real helpful.

DBolen 05-23-2024 06:22 AM

Quote:

Originally Posted by Ptmcbriz (Post 2333972)
... Don’t worry about cockroaches. That’s easily fixed with Home insect spray.

If they are just water bugs, easily fixed. If they are German or even just field roaches, you need a professional asap

Kelevision 05-23-2024 06:24 AM

Quote:

Originally Posted by Heartnsoul (Post 2333786)
Went to close on house today. During walk through house was too HOT. AC NOT working good. Also dead cockroach đŸȘł s all over bathroom. Went to closing co told them it's off if nothing fixed. Can we walk away? Will we lose our 10,000 we put down?? Help. Am so stressed

I can’t help you with the a/c situation unless it was turned off but as for the dead bugs, I would guess it’s from the house being fumigated/bombed/sprayed for bugs. It’s okay.

Kelevision 05-23-2024 06:26 AM

Quote:

Originally Posted by Keefelane66 (Post 2333820)
Is this you first rodeo?

Just another one of TV friendliest hometown residents. So helpful.

maggie1 05-23-2024 06:30 AM

What to do?
 
Quote:

Originally Posted by Heartnsoul (Post 2333926)
Of course I had an inspector but no bugs were found 3 weeks ago and ac was working during inspection

Heartnsoul, if you really like the home, then I say don't let the presence of cockroaches determine if you're going to go forth with the sale. We purchased a "for sale by owner" about eight years ago, we had the usual house inspection and that didn't turn up any major deficiencies. We closed, picked up the keys, and went to our new home. In the bathroom, I found a couple of dead cockroaches on the floor, and upon listing the top to the toilet tank, there were approximately 25-30 more, most of which were alive. Got them killed off and called pest control the following day. Bug problems can be easily addressed, so ask your neighbors who they contract with to provide those services.

As far as the AC is concerned, if the inspector didn't find the problem during the inspection, but it isn't functioning properly now then it is quite possible the AC breaker has tripped. I also believe someone mentioned to check the thermostat. If those two things aren't the problem then contact a reputable AC contractor to give the system the once over. If it's defective then you can either have the seller fix it, or go half with you. As far as losing your deposit that is something I do not know about, but I think you'd have some recourse there.

Mrmean58 05-23-2024 06:46 AM

Quote:

Originally Posted by Heartnsoul (Post 2333786)
Went to close on house today. During walk through house was too HOT. AC NOT working good. Also dead cockroach đŸȘł s all over bathroom. Went to closing co told them it's off if nothing fixed. Can we walk away? Will we lose our 10,000 we put down?? Help. Am so stressed

What is your realtor's advice? They should be with you throughout the process since they don't get paid unless you close.

defrey12 05-23-2024 06:47 AM

Quote:

Originally Posted by Heartnsoul (Post 2333926)
Of course I had an inspector but no bugs were found 3 weeks ago and ac was working during inspection

I’m guessing the house was empty? Sellers don’t typically leave the electricity on, let alone the A/C once they move out. Would you pay to cool an empty house? I never have. As for the bugs? Welcome to the South
clean ‘em up and get an exterminator. They’re a part of life down here. And, yes, if you try to back out now over such trivial issues you WILL lose your $10,000
the time for bargaining with the seller has long since expired. You usually have 10 days from the date of the Inspection (depending on the contract) to negotiate any needed repairs.

retiredguy123 05-23-2024 06:57 AM

The home inspector should have noted the age and the overall condition of the HVAC system. That would make a huge difference in how to handle the closing issue. The fact that it was not cooling during the walkthrough doesn't provide much pertinent information.

frayedends 05-23-2024 07:00 AM

Quote:

Originally Posted by Heartnsoul (Post 2333925)
A troll?? Are u serious? I don't even know WHAT A troll is. Yes I had posted before on problems during inspection. Now I had a problem closing day! I'm NOT a troll whatever that is. This is serious and I needed help??

A troll posts threads that will elicit lots of responses and some disagreement among members and the OP either leaves the thread or puts in vague replies to keep the people either arguing or just confused.

In your previous threads we kept asking specific questions to try to help you. But you didn’t answer any of the questions. I’m sorry if you are having issues but people can’t help you without a lot of very specific details. Failing to answer posts asking for specifics is something trolls do and is why I suspected you of trolling us.

Girlcopper 05-23-2024 07:01 AM

Quote:

Originally Posted by Heartnsoul (Post 2333925)
A troll?? Are u serious? I don't even know WHAT A troll is. Yes I had posted before on problems during inspection. Now I had a problem closing day! I'm NOT a troll whatever that is. This is serious and I needed help??

Then hire a lawyer. Why come here if it’s that important to you

retiredguy123 05-23-2024 07:11 AM

Quote:

Originally Posted by Girlcopper (Post 2334018)
Then hire a lawyer. Why come here if it’s that important to you

The OP has already been advised to get a lawyer in other threads. I believe that a single letter from an attorney could have secured a release of the $10,000 earnest money.

defrey12 05-23-2024 07:11 AM

Quote:

Originally Posted by retiredguy123 (Post 2334012)
The home inspector should have noted the age and the overall condition of the HVAC system. That would make a huge difference in how to handle the closing issue. The fact that it was not cooling during the walkthrough doesn't provide much pertinent information.

“Age and Condition” have NO bearing at Closing. As I stated previously, the OP (buyer) had their chance to review the inspection and negotiate with the seller. Again, that contingency has long since passed. At this point the seller has NO LEGAL DUTY TO DO ANYTHING! Buyers can’t just wait until the end and say, “Oh, by the way.” That’s not how it works.

retiredguy123 05-23-2024 07:19 AM

Quote:

Originally Posted by defrey12 (Post 2334028)
“Age and Condition” have NO bearing at Closing. As I stated previously, the OP (buyer) had their chance to review the inspection and negotiate with the seller. Again, that contingency has long since passed. At this point the seller has NO LEGAL DUTY TO DO ANYTHING! Buyers can’t just wait until the end and say, “Oh, by the way.” That’s not how it works.

So, if the walk-through reveals a significant defect, the seller has no obligation to address it? Then, why do the walk-through? The house is not sold until the papers are signed. That is why you have a closing.

Kelevision 05-23-2024 07:27 AM

Quote:

Originally Posted by frayedends (Post 2334016)
A troll posts threads that will elicit lots of responses and some disagreement among members and the OP either leaves the thread or puts in vague replies to keep the people either arguing or just confused.

In your previous threads we kept asking specific questions to try to help you. But you didn’t answer any of the questions. I’m sorry if you are having issues but people can’t help you without a lot of very specific details. Failing to answer posts asking for specifics is something trolls do and is why I suspected you of trolling us.

You don’t understand what a troll is
.. here are various definitions for you
.. stop calling this person a troll. You’re in fact more of a troll in this situation.

An individual who posts false accusations or inflammatory remarks on social media to promote a cause or to harass someone

In slang, a troll is a person who posts deliberately offensive or provocative messages online or who performs similar behaviors in real life.

A troll is Internet slang for a person who intentionally tries to instigate conflict, hostility, or arguments in an online social community

Robojo 05-23-2024 07:44 AM

Quote:

Originally Posted by retiredguy123 (Post 2333794)
Don't close if the AC is not working. I wouldn't worry about the cockroaches. Don't let them offer to buy a home warranty. It probably won't cover the AC or anything else. You won't lose your deposit if the AC doesn't work.

Note: If the HVAC system is more than 12-15 years old, you may want to offer to split the cost with the seller for a new system. The seller's half should be deducted from the selling price at the closing.

I would walk. Ac should be fixed and I wouldn't buy abhome with roaches. For all you know they had them the whole time and can't get rid of them. I know people who bought a new home and have been fighting infestation since closing.

Robojo 05-23-2024 07:45 AM

Quote:

Originally Posted by defrey12 (Post 2334028)
“Age and Condition” have NO bearing at Closing. As I stated previously, the OP (buyer) had their chance to review the inspection and negotiate with the seller. Again, that contingency has long since passed. At this point the seller has NO LEGAL DUTY TO DO ANYTHING! Buyers can’t just wait until the end and say, “Oh, by the way.” That’s not how it works.

Not true. If certain things were mentioned and agreed upon after inspection to be fixed for closing and those things are not fixed I would not close.

Gator_Girl 05-23-2024 07:53 AM

Quote:

Originally Posted by frayedends (Post 2333883)
This is a troll. Heartnsoul has many threads with similar posts about closing inspection issues. Just look at her history. Moderators need to look at this! I just reported the post.

In April it says they purchased a CYV so I'm confused as well. All kinds of issues, don't know why they would go thru with it.

mraines 05-23-2024 08:20 AM

Quote:

Originally Posted by Heartnsoul (Post 2333833)
Yes I DID. wasn't an issue 3 weeks ago

My experience and my daughter's is that things break as soon as you move in. Wonder how that happens?

OhioBuckeye 05-23-2024 08:27 AM

You make it sound easy but you’re in TV, TV’s are in control & will tell them what to do now. I think I would talk to a lawyer, I don’t think they’ll tell TV what to do when they have your deposit! I wish them the best of luck.

Vickim 05-23-2024 08:38 AM

Quote:

Originally Posted by Michael G. (Post 2333798)
Also a irrigation inspection that's working properly.

Don’t forget separate pool inspection it is NOT part of the house inspection we found out the hard way even though disclosure said heat pump was working it was not. Lawyer said we had a claim husband said “ she is a widow let it go “

Vickim 05-23-2024 08:47 AM

Quote:

Originally Posted by Heartnsoul (Post 2333926)
Of course I had an inspector but no bugs were found 3 weeks ago and ac was working during inspection

Unfortunately, a home inspection is hardly worth the paper it is printed on . Even if all is working at the time of the inspection the only recourse you have if it’s not when you move in is you possibly get your $400 ( or what you paid ) back. You can not sue a home inspector and they know this. A lot of “not so good” ones out there and usually recommended by the realtor whose motivation is to get the home sold ASAP.


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