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-   The Villages, Florida, General Discussion (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/)
-   -   Golf course ethics question (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/golf-course-ethics-question-118466/)

buggyone 06-22-2014 12:19 PM

Golf course ethics question
 
Basically, on the same topic as hitting into an adjacent yard - what would YOU do if you accidentally hit your ball into someone's golf front yard and it broke their large lanai window? Remember that their homeowner insurance has the standard $500 deductible.

Whatever course of action you would take, would it be the same if you were accompanied by your grandchild?

perrjojo 06-22-2014 12:32 PM

Yes, I would tell them.

Mikeod 06-22-2014 12:36 PM

If I damage someone's property, I would take responsibility. It doesn't matter whether I am required to or not. The only possible sticking point could be whether the homeowner refuses to involve his insurance company. I would be willing to cover the deductible, but I would be less inclined to cover it all when insurance would cover part.

ajbrown 06-22-2014 12:38 PM

Quote:

Originally Posted by mikeod (Post 896832)
If I damage someone's property, I would take responsibility. It doesn't matter whether I am required to or not. The only possible sticking point could be whether the homeowner refuses to involve his insurance company. I would be willing to cover the deductible, but I would be less inclined to cover it all when insurance would cover part.

:thumbup: You saved me some typing....

justjim 06-22-2014 12:46 PM

I give the homeowner my personal card and tell him/her to send me the bill for the window and I will take care of it. That is the right thing to do.

graciegirl 06-22-2014 01:38 PM

Quote:

Originally Posted by mikeod (Post 896832)
If I damage someone's property, I would take responsibility. It doesn't matter whether I am required to or not. The only possible sticking point could be whether the homeowner refuses to involve his insurance company. I would be willing to cover the deductible, but I would be less inclined to cover it all when insurance would cover part.



I agree. Sweetie does too and he plays a LOT more golf and has golfed all over the world.


It isn't what you TELL your grandchild or child. It is what you ARE that matters.

zcaveman 06-22-2014 02:06 PM

Quote:

Originally Posted by buggyone (Post 896827)
Basically, on the same topic as hitting into an adjacent yard - what would YOU do if you accidentally hit your ball into someone's golf front yard and it broke their large lanai window? Remember that their homeowner insurance has the standard $500 deductible.

Whatever course of action you would take, would it be the same if you were accompanied by your grandchild?

While I agree with the other posters, I would think that anyone with a window facing a golf course would put shatter-proof or bullet-proof glass in those windows to prevent the problem.

Z

karostay 06-22-2014 03:06 PM

Your ball your responsible.
Pay bill everyone happy

TheVillageChicken 06-22-2014 03:15 PM

Since I never slice or push, my errors are always to the left. I would probably try to slow my hips down a little.

rjm1cc 06-22-2014 04:53 PM

Quote:

Originally Posted by zcaveman (Post 896879)
While I agree with the other posters, I would think that anyone with a window facing a golf course would put shatter-proof or bullet-proof glass in those windows to prevent the problem.

Z

Is this standard construction or does everyone on a golf course have to pay for new windows?

George Bieniaszek 06-22-2014 05:10 PM

The way I understand it;
if you buy a golf front home and incur damage from an errant golf ball, you assume responsibility to fix the damage. Saw a similar story on "Judge Judy" where the home owner was suing for damage caused by an errant golf ball. She said that as a home owner, he assumed liability when purchasing the home and sided with the golfer.

Legally, home owner's dime.
Morally or ethically, I would approach the home owner and offer to pay the deductible.

buggyone 06-23-2014 07:18 AM

All the replies show what good people that Villages really are. It really is a great place to live.

TomW 06-23-2014 09:04 PM

I think one of the lawyers answered this question: Under Florida law; if you do damage to another's property you are liable. No one buys a home expecting to have a certain amount of damage from golf balls or any other peril. The lengths one is willing to go to, to collect on those damages is the limiting factor. People of good will should pay for any damage they do to their fellow citizen's property IMHO. Why look for excuses when the right thing is obvious?

CFrance 06-23-2014 09:18 PM

Quote:

Originally Posted by TomW (Post 897585)
I think one of the lawyers answered this question: Under Florida law; if you do damage to another's property you are liable. No one buys a home expecting to have a certain amount of damage from golf balls or any other peril. The lengths one is willing to go to, to collect on those damages is the limiting factor. People of good will should pay for any damage they do to their fellow citizen's property IMHO. Why look for excuses when the right thing is obvious?

Because some people have no integrity and don't want to pay.


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