Golf Cart Insurance
 

I was talking with an insurance agent today about various things and the topic of golf cart insurance came up. I thought everyone who owned a golf cart had insurance for it. She told me that I would be surprised by the number of Villagers who own carts and do not have insurance. She told me of the people she talks with about golf cart insurance about 25% say it is unnecessary and do not have insurance on the cart.

The agent said all you have to do is to watch television and guess why there are so many ambulance chaser ads. The people around this area are going to sue big time in case of any accident. Imagine having all you worked and saved for being taken away for one careless moment in your golf cart - or for letting the grandkids talk you into letting them use it unsupervised!

Buggy, I don't doubt your post, but it's hard to believe that anyone our age would drive an uninsured car, or an uninsured golf cart. The repercussions could ruin your life forever!

We pay about $60 for 2 golf carts through Foremost obtained by The Villages Insurance. It's a no brainer. Includes liability, bodily injury, property damage plus collision.

Sort of like smoking?:jester:

Umbrella policy too.
 

In addition to golf cart insurance and car insurance, I also have a $1,000,000 umbrella policy through Villages Insurance, which costs about $200 per year. In this society that is so quick to litigate every issue, it is my opinion that one cannot be too well insured.