Talk of The Villages Florida

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-   The Villages, Florida, General Discussion (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/)
-   -   House insurance (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/house-insurance-123997/)

DDoug 08-15-2014 10:51 AM

House insurance
 
Just an FYI for anyone interested I just changed insurance companies same coverage and an A rated company and dropped 450 dollars a year. It would appear that agents keep you up on a higher rate for their commissions. Not a good way to do business

asianthree 08-15-2014 11:05 AM

With sink hole.

zcaveman 08-15-2014 11:11 AM

If I dropped $450, I would only be paying $300 a year. What is the name of this company?

Z

electricblue 08-15-2014 11:31 AM

Quote:

Originally Posted by DDoug (Post 923610)
Just an FYI for anyone interested I just changed insurance companies same coverage and an A rated company and dropped 450 dollars a year. It would appear that agents keep you up on a higher rate for their commissions. Not a good way to do business

What is the name of the new ins. co? I have the Villages ins and I think it's high..thanks

billlaur 08-15-2014 12:43 PM

What is the name of this gr8 co..:BigApplause:

DDoug 08-15-2014 02:16 PM

St. Johns

dirtbanker 08-15-2014 03:27 PM

Quote:

Originally Posted by DDoug (Post 923699)
St. Johns

St. Johns thru which agent?? (example: The Villages Ins, Tom Keedy)

DDoug 08-15-2014 03:41 PM

dirtbanker sent you a PM

PJOHNS2654 08-15-2014 04:51 PM

Insurance
 
Quote:

Originally Posted by DDoug (Post 923699)
St. Johns

I had my Policy with St. Johns for a few years and this year it went up considerably.

I shopped around and got a policy from "Ark Royal" through Darr Schackow Insurance (Leesburg) for several hundred dollars less.

I think it pays to shop around and get quotes from a different agent.

Rango 08-15-2014 05:45 PM

The Villages insurance also sells "Ark Royal"

Birdie Dreamer 08-15-2014 05:56 PM

Quote:

Originally Posted by PJOHNS2654 (Post 923770)
I had my Policy with St. Johns for a few years and this year it went up considerably.

I shopped around and got a policy from "Ark Royal" through Darr Schackow Insurance (Leesburg) for several hundred dollars less.

I think it pays to shop around and get quotes from a different agent.

From my experience in South Florida that seems to be the pattern with St John's.

DDoug 08-15-2014 06:18 PM

Most honest agents will tell you to change companies every 2 to 3 years

cattywampus 08-15-2014 11:12 PM

Quote:

Originally Posted by DDoug (Post 923809)
Most honest agents will tell you to change companies every 2 to 3 years

I bet they do.

Especially since most get a 50% Commission on the Premium
for the first year when they write that NEW Policy when you change Carriers..

The Small ( 6% or so ) "Residuals" they receive on "Renewals" do not help
so much with the Mortgage on the Beach House or that
32 foot Carver boat.

Some of the HONEST ones will give you a so-called LOWER Price
by using part of their 50%
Commission to lower your premium the First year
to help you decide to Switch Carriers.

My MOMMA done told me

FIGURES don't LIE.
But LIARS can FIGURE.

dirtbanker 08-16-2014 07:00 AM

Quote:

Originally Posted by DDoug (Post 923743)
dirtbanker sent you a PM

No PM in my inbox...:shrug:

dirtbanker 08-16-2014 07:03 AM

Quote:

Originally Posted by cattywampus (Post 923926)
Especially since most get a 50% Commission on the Premium
for the first year when they write that NEW Policy when you change Carriers..

These insurance companies must be stupid, it is a wonder they are still able to stay in business when they give 50% of the premium as commissions barf


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