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-   -   ACA costs finally hitting the insurance companies. (https://www.talkofthevillages.com/forums/villages-florida-political-talk-88/aca-costs-finally-hitting-insurance-companies-190146/)

Guest 04-19-2016 10:04 AM

ACA costs finally hitting the insurance companies.
 
When the ACA was rammed through the system one of the predictions of rising costs is now beginning to show it's ugliness.

These insurance companies have been adding people as directed by the ACA. These additional people add to the number of incidents that need to be paid for by the insurer. As the losses get to a point where they are no longer able to offset or sustain the losses the only options they have are to discontinue/go out of business (which some have done) or raise prices, which we will all see.

It was forecast the ACA was significantly under estimated in cost impact to make it saleable.
That is over.

News from The Associated Press

The cheapest and best quality health care are what you have today and the prices will continue to rise and the quality and availability of the care will continue to deteriorate.

To all who think it was a good deal you were right for a couple of months. Congratulations on your new no longer affordable health care!!!

Guest 04-19-2016 10:14 AM

Another reason to vote for anyone BUT the two socialists from the Democrat party. At least there is a chance of a GOP win that will get rid of ObummerCare. What disaster! And the Dems wanted the Republicans to compromise on it. Why? So that they could give some of the blame to them for how screwed up it is.

Guest 04-19-2016 10:57 AM

Quote:

Posted by Guest (Post 1214671)
Another reason to vote for anyone BUT the two socialists from the Democrat party. At least there is a chance of a GOP win that will get rid of ObummerCare. What disaster! And the Dems wanted the Republicans to compromise on it. Why? So that they could give some of the blame to them for how screwed up it is.

Vote Libertarian and you won't have to worry about a whole lot of "bad programs". From either side. They don't think government is your mommy and daddy.

Problem is, we're well down the slippery slope of no return. The inmates are running the asylum.

Guest 04-19-2016 12:50 PM

Obamacare is not an issue for anyone on Medicare....it really doesn't affect us.

Part of the issue is many of the people who can now afford healthcare were sick...so they will access the system more.

Guest 04-19-2016 01:05 PM

Quote:

Posted by Guest (Post 1214759)
Obamacare is not an issue for anyone on Medicare....it really doesn't affect us.

Part of the issue is many of the people who can now afford healthcare were sick...so they will access the system more.

The issue will in fact affect us all medicare or not.
There are only so many doctors and so many facilites and all those who qualified under the ACA added to the existing system.

You will see longer times to get an appointment.
Longer waits in the waiting rooms.
Doctors whose allowances under medicare, which were low before, will go down more; hence doctors will be leaving the system.

You want parity with the coverage you have today? You will have to take additional supplements to cover the costs. At a substantial premium. Through these supplements one will be able to access care not available to the average American.

The coverage and quality of care one gets today is the best and least expensive it will ever be from here on out in time.

Fewer insurance companies.
Fewer doctors.
Same facilities.
Millions more added to the same system.

Anybody who thinks they will not be affected is not fully informed. And may not want to be. That does not change the outcome today or in the future.
Oh by the way this was all known and discussed before the Obama ram it and jam it team of Pelosi and Reid pushed it through.

Remember Pelosi's very famous, very stupis comment? Let's get the bill passed and then we will see what is in it.

Time to bend over America and that is not for a medical procedure either!!

Guest 04-19-2016 01:29 PM

Quote:

Posted by Guest (Post 1214759)
Obamacare is not an issue for anyone on Medicare....it really doesn't affect us.

Part of the issue is many of the people who can now afford healthcare were sick...so they will access the system more.

Not everything is about YOU!

Guest 04-19-2016 02:50 PM

Quote:

Posted by Guest (Post 1214661)
When the ACA was rammed through the system one of the predictions of rising costs is now beginning to show it's ugliness.

These insurance companies have been adding people as directed by the ACA. These additional people add to the number of incidents that need to be paid for by the insurer. As the losses get to a point where they are no longer able to offset or sustain the losses the only options they have are to discontinue/go out of business (which some have done) or raise prices, which we will all see.

It was forecast the ACA was significantly under estimated in cost impact to make it saleable.
That is over.

News from The Associated Press

The cheapest and best quality health care are what you have today and the prices will continue to rise and the quality and availability of the care will continue to deteriorate.

To all who think it was a good deal you were right for a couple of months. Congratulations on your new no longer affordable health care!!!

The ACA was passed on March 23, 2010. That is actually more than a couple of years.
https://www.washingtonpost.com/busin...P_gallery.html

Take a good look at the rate increases before the ACA. You think the health insurance companies increasing their rates is a new thing.

Haven't the Republicans been trying to stop the penalty for not having health insurance? What did the insurance company say in the article? People are signing up for coverage, when they incur a large medical expense. That is what the Republicans encouraged, so they could justify trying to repeal the ACA.

Isn't it easier to fix the law rather than repeal it, because of who proposed it?

Guest 04-19-2016 03:03 PM

Quote:

Posted by Guest (Post 1214765)
The issue will in fact affect us all medicare or not.
There are only so many doctors and so many facilites and all those who qualified under the ACA added to the existing system.

You will see longer times to get an appointment.
Longer waits in the waiting rooms.
Doctors whose allowances under medicare, which were low before, will go down more; hence doctors will be leaving the system.

You want parity with the coverage you have today? You will have to take additional supplements to cover the costs. At a substantial premium. Through these supplements one will be able to access care not available to the average American.

The coverage and quality of care one gets today is the best and least expensive it will ever be from here on out in time.

Fewer insurance companies.
Fewer doctors.
Same facilities.
Millions more added to the same system.

Anybody who thinks they will not be affected is not fully informed. And may not want to be. That does not change the outcome today or in the future.
Oh by the way this was all known and discussed before the Obama ram it and jam it team of Pelosi and Reid pushed it through.

Remember Pelosi's very famous, very stupis comment? Let's get the bill passed and then we will see what is in it.

Time to bend over America and that is not for a medical procedure either!!

Typical Right Wing Response, Chicken Little the Sky is Falling response.....

Guest 04-19-2016 03:04 PM

Quote:

Posted by Guest (Post 1214774)
Not everything is about YOU!

But it is!!!!

Guest 04-19-2016 03:29 PM

Quote:

Posted by Guest (Post 1214765)
The issue will in fact affect us all medicare or not.
There are only so many doctors and so many facilites and all those who qualified under the ACA added to the existing system.

You will see longer times to get an appointment.
Longer waits in the waiting rooms.
Doctors whose allowances under medicare, which were low before, will go down more; hence doctors will be leaving the system.

You want parity with the coverage you have today? You will have to take additional supplements to cover the costs. At a substantial premium. Through these supplements one will be able to access care not available to the average American.

The coverage and quality of care one gets today is the best and least expensive it will ever be from here on out in time.

Fewer insurance companies.
Fewer doctors.
Same facilities.
Millions more added to the same system.

Anybody who thinks they will not be affected is not fully informed. And may not want to be. That does not change the outcome today or in the future.
Oh by the way this was all known and discussed before the Obama ram it and jam it team of Pelosi and Reid pushed it through.

Remember Pelosi's very famous, very stupis comment? Let's get the bill passed and then we will see what is in it.

Time to bend over America and that is not for a medical procedure either!!

Bull hockey! Your ancestors probably said the same thing about Social Security and your parents said it about Medicare. Without the two of those programs, America would have seniors with no income at all or seniors with no way of paying medical expenses.

ACA is an excellent program and has helped millions of Americans obtain health insurance - with pre-existing conditions not being a exclusion.

Doctors are not leaving in droves, plenty of medical school grads.

Guest 04-19-2016 04:00 PM

Quote:

Posted by Guest (Post 1214825)
Bull hockey! Your ancestors probably said the same thing about Social Security and your parents said it about Medicare. Without the two of those programs, America would have seniors with no income at all or seniors with no way of paying medical expenses.

ACA is an excellent program and has helped millions of Americans obtain health insurance - with pre-existing conditions not being a exclusion.

Doctors are not leaving in droves, plenty of medical school grads.

Wow, how did Americans EVER survive without socialist programs? I wonder if self-reliance had anything to do with it? Tell me, is Social Security so good that it pays for a home in The Villages?

ACA sucks! It has cost everyone, and those that do qualify for it, have to pay higher deductibles than ever before. Those that have private insurance have had giant increases in both deductibles and co-payments, not to mention giant increases in premiums. And how many millions still don't have health care? What happened to all those promises? Not only is it cr@p but it is also going to cost trillions to the deficit. On top of everything else, because of ACA, aka ObummerCare half a trillion bucks was stolen from Medicare, which is cr@p already.

I do not mean to disparage you, but you do not know what you are talking about. ObummerCare is a disaster that will cost us dearly unless we get a Republican in there that has the guts to get rid of it. And no, we do not need it. Medicaid can be adjusted to take up some slack and some new changes in regulations can bring down the cost.

Guest 04-19-2016 04:31 PM

Quote:

Posted by Guest (Post 1214840)
Wow, how did Americans EVER survive without socialist programs? I wonder if self-reliance had anything to do with it? Tell me, is Social Security so good that it pays for a home in The Villages?

ACA sucks! It has cost everyone, and those that do qualify for it, have to pay higher deductibles than ever before. Those that have private insurance have had giant increases in both deductibles and co-payments, not to mention giant increases in premiums. And how many millions still don't have health care? What happened to all those promises? Not only is it cr@p but it is also going to cost trillions to the deficit. On top of everything else, because of ACA, aka ObummerCare half a trillion bucks was stolen from Medicare, which is cr@p already.

I do not mean to disparage you, but you do not know what you are talking about. ObummerCare is a disaster that will cost us dearly unless we get a Republican in there that has the guts to get rid of it. And no, we do not need it. Medicaid can be adjusted to take up some slack and some new changes in regulations can bring down the cost.

Some Americans do not survive social programs. As for buying a house in The Villages with SS - no. However the same extra $1650-3000 per month is nice gravy. There are lots of people just outside The Villages who have nothing more than their $1500 per month or a spouse died and they now get half.

My health insurance went up $6 per month this year and I have a $15 copay. How many million now have healthcare than before? 30 million.

Guest 04-19-2016 05:28 PM

Quote:

Posted by Guest (Post 1214840)
Wow, how did Americans EVER survive without socialist programs? I wonder if self-reliance had anything to do with it? Tell me, is Social Security so good that it pays for a home in The Villages?

ACA sucks! It has cost everyone, and those that do qualify for it, have to pay higher deductibles than ever before. Those that have private insurance have had giant increases in both deductibles and co-payments, not to mention giant increases in premiums. And how many millions still don't have health care? What happened to all those promises? Not only is it cr@p but it is also going to cost trillions to the deficit. On top of everything else, because of ACA, aka ObummerCare half a trillion bucks was stolen from Medicare, which is cr@p already.

I do not mean to disparage you, but you do not know what you are talking about. ObummerCare is a disaster that will cost us dearly unless we get a Republican in there that has the guts to get rid of it. And no, we do not need it. Medicaid can be adjusted to take up some slack and some new changes in regulations can bring down the cost.

Why don't you put up figures that support your argument?

Figures were put up on a prior post that supports the complete opposite.

Guest 04-19-2016 05:44 PM

In my opinion it will effect anyone who pays taxes. The government will end up paying the difference in cost ; if indirectly. My cost for medicare ...that I paid for all my life, is already much higher as a result of ObamaCare. They shifted funds out of Medicare to make Obamacare "look" affordable when it was instituted.

Guest 04-19-2016 06:18 PM

Quote:

Posted by Guest (Post 1214861)
In my opinion it will effect anyone who pays taxes. The government will end up paying the difference in cost ; if indirectly. My cost for medicare ...that I paid for all my life, is already much higher as a result of ObamaCare. They shifted funds out of Medicare to make Obamacare "look" affordable when it was instituted.

And the insurance companies did not raise their prices as many of the new horde in fact got government subsidies. They wanted an environment that APPEARED to be new sign ups friendly cost wise.

Well now after a couple of years with millions more on their roles, and millions more pre-existing conditions and up to 24 year olds....the number of claims to be paid has sky rocketed. Bleeding the insurance companies. Now it is their turn. Some have closed up shop. The biggies like Unoted Health Care just say here is where we will be and here is where we won't be and here is the price....take it or leave it!!

As expected from day ONE!


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