Talk of The Villages Florida
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Talk of The Villages Florida (https://www.talkofthevillages.com/forums/)
-   The Villages, Florida, Political talk (https://www.talkofthevillages.com/forums/villages-florida-political-talk-88/)
-   -   Cra (https://www.talkofthevillages.com/forums/villages-florida-political-talk-88/cra-232309/)

larbud 02-28-2017 08:47 PM
Cra
 
What does community reinvestment act mean?
DEFINITION of 'Community Reinvestment Act - CRA' An act of Congress enacted in 1977 with the intention of encouraging depository institutions to help meet the credit needs of surrounding communities (particularly low and moderate income neighborhoods).
************************************************** ************************************************** ******************** People also ask

When was the Community Reinvestment Act established?
A Brief Description of CRA. Passed by Congress in 1977, the Community Reinvestment Act (CRA) states that “regulated financial institutions have continuing and affirmative obligations to help meet the credit needs of the local communities in which they are chartered.”

Which President signed the Community Reinvestment Act?
On signing the Gramm-Leach-Bliley Act, President Clinton said that it, "establishes the principles that, as we expand the powers of banks, we will expand the reach of the [Community Reinvestment] Act".

A CRA home loan is originated by a federally regulated bank or mortgage lender that is obligated to meet the requirements of the Community Reinvestment Act (CRA) of 1977. Some banks refer to these loan products as "portfolio loans."

Community organizers such as that assbutt oboma and his ilk coerced banks into giving people loans that they couldn't afford knowing that one day they'd be able to steal HARD WORKING AMERICANS MONEY WHEN THE NIDGERS QUIT PAYING.. Simple as that

cologal 02-28-2017 09:02 PM
Quote:
Posted by Guest
what does community reinvestment act mean?
Definition of 'community reinvestment act - cra' an act of congress enacted in 1977 with the intention of encouraging depository institutions to help meet the credit needs of surrounding communities (particularly low and moderate income neighborhoods).
************************************************** ************************************************** ******************** people also ask

when was the community reinvestment act established?
A brief description of cra. Passed by congress in 1977, the community reinvestment act (cra) states that “regulated financial institutions have continuing and affirmative obligations to help meet the credit needs of the local communities in which they are chartered.”

which president signed the community reinvestment act?
On signing the gramm-leach-bliley act, president clinton said that it, "establishes the principles that, as we expand the powers of banks, we will expand the reach of the [community reinvestment] act".

A cra home loan is originated by a federally regulated bank or mortgage lender that is obligated to meet the requirements of the community reinvestment act (cra) of 1977. Some banks refer to these loan products as "portfolio loans."

community organizers such as that assbutt oboma and his ilk coerced banks into giving people loans that they couldn't afford knowing that one day they'd be able to steal hard working americans money when the nidgers quit paying.. Simple as that
over the line......

ColdNoMore 02-28-2017 09:44 PM
Quote:
Posted by Guest
over the line......
Not for the flaming racist LarBug it's not.

Don Baldwin 02-28-2017 10:13 PM
Quote:
Posted by Guest
over the line......
Why? because he used the word Nidger?

So...it's the WORD you don't like. What if he'd just said the blacks quit paying...better?

Everything he said was accurate. He just used the N word. A word they say 100 times a day. It's over the line when we say it...perfectly natural for them. Got it...

cologal 02-28-2017 10:19 PM
Quote:
Posted by Guest
Why? because he used the word Nidger?

So...it's the WORD you don't like. What if he'd just said the blacks quit paying...better?

Everything he said was accurate. He just used the N word. A word they say 100 times a day. It's over the line when we say it...perfectly natural for them. Got it...
And now the Resident Racist speaks

larbud 02-28-2017 10:36 PM
Quote:
Posted by Guest
Why? because he used the word Nidger?

So...it's the WORD you don't like. What if he'd just said the blacks quit paying...better?

Everything he said was accurate. He just used the N word. A word they say 100 times a day. It's over the line when we say it...perfectly natural for them. Got it...
To Me Nidger ain't a color!

larbud 02-28-2017 10:37 PM
Maybe posting the truth is over the line!!

Don Baldwin 02-28-2017 10:53 PM
Quote:
Posted by Guest
And now the Resident Racist speaks
Defend them. You ASSUME everything you hear about them is the truth. That they're just like us...but they have been given an unfair shake in life.

Have YOU gone down to MLK Blvd yet to hobnob with YOUR peers? I don't think you have. Because like ANY sensible person...you KNOW BETTER. You KNOW it's dangerous. And yet you fight to have MORE of them...why? If you love them so, if you think they're your peers...why do you live HERE in whiteville and NOT on MLK Blvd? Because you KNOW where the white live is ALWAYS better than where the blacks/hispanics live...ALWAYS.

Quote:
Posted by Guest
Maybe posting the truth is over the line!!
That's what is so frustrating...it's right there...right in front of them...it's like they're all hypnotized.

You can not see their violence.

you can not see their stupidity.

You can not see how different they are...not JUST the skin, hair, facial dimensions, skeletal and musculature differences...different character, different likes, wants, morals, norms...just plain NOT US.

affald 02-28-2017 11:31 PM
Obama pushed banks to give subprime loans to Chicago blacks | The Daily Caller

LIBERALS ARE BRAINWASHED. no need to even attempt logic .

rubicon 03-01-2017 04:44 AM
Ad Nauseam
 
Quote:
Posted by Guest
What does community reinvestment act mean?
DEFINITION of 'Community Reinvestment Act - CRA' An act of Congress enacted in 1977 with the intention of encouraging depository institutions to help meet the credit needs of surrounding communities (particularly low and moderate income neighborhoods).
************************************************** ************************************************** ******************** People also ask

When was the Community Reinvestment Act established?
A Brief Description of CRA. Passed by Congress in 1977, the Community Reinvestment Act (CRA) states that “regulated financial institutions have continuing and affirmative obligations to help meet the credit needs of the local communities in which they are chartered.”

Which President signed the Community Reinvestment Act?
On signing the Gramm-Leach-Bliley Act, President Clinton said that it, "establishes the principles that, as we expand the powers of banks, we will expand the reach of the [Community Reinvestment] Act".

A CRA home loan is originated by a federally regulated bank or mortgage lender that is obligated to meet the requirements of the Community Reinvestment Act (CRA) of 1977. Some banks refer to these loan products as "portfolio loans."

Community organizers such as that assbutt oboma and his ilk coerced banks into giving people loans that they couldn't afford knowing that one day they'd be able to steal HARD WORKING AMERICANS MONEY WHEN THE NIDGERS QUIT PAYING.. Simple as that
Dear guest:

you have it right and you did so well. Why would you allow yourself to lose credibility with one word?

Fannie and Freddie are still handing out loans to people who do not qualify and are unlikely to meet their agreement. these home buyers come in all colors and shapes.

This racist obsession by a couple of posters is getting as tiresome as those obsessed with Trump. Please move forward. We get it and we know who you are and we know how you feel. please move on

Personal Best Regards:

ColdNoMore 03-01-2017 06:05 AM
CRA wasn't the problem.

Derivatives/CDO's, that were contrived by mixing in high risk loans and low risk ones then rated AAA for the whole package...WAS the root of the problem.

If the high risk loans stood on their own, then the secondary mortgage market would have rejected them and banks/mortgage companies would have stopped (or vastly reduced) the number of high risk loans they made...because they couldn't dump them off on someone else.

Those who try to lay the problems at the feet of a political party...are just ignorant simpletons. :oops:

My biggest disappointment with Obama, is that he didn't put a whole bunch of the rating agencies scumbags...in prison!! :mad:



Deepest Sincere Wishes: :wave:

larbud 03-01-2017 06:05 AM
Quote:
Posted by Guest
Dear guest:

you have it right and you did so well. Why would you allow yourself to lose "credibility" with one word?


Not looking to totv for credibility..


Fannie and Freddie are still handing out loans to people who do not qualify and are unlikely to meet their agreement. "these home buyers come in all colors and shapes".


Why I say N is not a color. My use of the word harkens back to when Websters said a N was a worthless person..

This "racist obsession" by a couple of posters is getting as tiresome as those obsessed with Trump. Please move forward. We get it and we know who you are and we know how you feel. please move on


There is no obsession, I love the few Black people I know and hate all the nidgers who are mostly white..


Personal Best Regards:
Hope this helps you have a better understanding of the failures of obsessive ASSumption.:eclipsee_gold_cup:

larbud 03-01-2017 06:17 AM
Quote:
Posted by Guest
CRA wasn't the problem.

Derivatives/CDO's, that were contrived by mixing in high risk loans and low risk ones then rated AAA for the whole package...WAS the root of the problem.

If the high risk loans stood on their own, then the secondary mortgage market would have rejected them and banks/mortgage companies would have stopped (or vastly reduced) the number of high risk loans they made...because they couldn't dump them off on someone else.

Those who try to lay the problems at the feet of a political party...are just ignorant simpletons. :oops:

My biggest disappointment with Obama, is that he didn't put a whole bunch of the rating agencies scumbags...in prison!! :mad:



Deepest Sincere Wishes: :wave:
Wow!! You made a post with bashing anyone!! WTF?

You are wrong as usual though..

ColdNoMore 03-01-2017 06:32 AM
Quote:
Posted by Guest
Wow!! You made a post with bashing anyone!! WTF?

You are wrong as usual though..
You didn't..and I'm correct again. :D


Deepest Sincere Wishes: :wave:

Don Baldwin 03-01-2017 06:38 AM
Quote:
Posted by Guest
Dear guest:

you have it right and you did so well. Why would you allow yourself to lose credibility with one word?

Fannie and Freddie are still handing out loans to people who do not qualify and are unlikely to meet their agreement. these home buyers come in all colors and shapes.

This racist obsession by a couple of posters is getting as tiresome as those obsessed with Trump. Please move forward. We get it and we know who you are and we know how you feel. please move on

Personal Best Regards:
But MOST of the "bad" loans are "colored" people...blacks and hispanics.

Do you REALLY...get it? Or do you just say that? WHAT will you do about it? Give them even MORE?

Quote:
Posted by Guest
CRA wasn't the problem.

Derivatives/CDO's, that were contrived by mixing in high risk loans and low risk ones then rated AAA for the whole package...WAS the root of the problem.

If the high risk loans stood on their own, then the secondary mortgage market would have rejected them and banks/mortgage companies would have stopped (or vastly reduced) the number of high risk loans they made...because they couldn't dump them off on someone else.

Those who try to lay the problems at the feet of a political party...are just ignorant simpletons. :oops:

My biggest disappointment with Obama, is that he didn't put a whole bunch of the rating agencies scumbags...in prison!! :mad:



Deepest Sincere Wishes: :wave:
NO...the ROOT of the problem was banks being FORCED to give loans to minorities in the inner cities. Property with NO value...and loans given to "people" with no value.

Those financial instruments were CREATED just so the banks could sell off those worthless, nonperforming loans the government FORCED them to make. They mixed the "good" loans...white people...with the "bad" loans...minorities because there's no way anyone would buy just "black peoples" loans as an investment.

They ALL worked together on this SCAM. Government, banks, rating agencies.

ANOTHER stupid endeavor to TRY to get minorities "equal" to whites. It'll never happen. They're not us.


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