Do you look at your home here as an investment?
 

Many people who move here, more than half, pay outright for their homes. Many will live here until they pass away or enter a place that will assist them in living comfortably.

Do you hope that your home will continue to keep it's value or even become more valuable?

If so why?

We have always looked at our home as an investment that we can enjoy in the present and that will continue to earn money.
We would like to be assured of being able to meet all bills in our lifetime and leave something for our children.

How about you? Do you hope your home will continue to become more valuable, although it may be your last home?

When looking at our net worth, yes we include our home, however do not use the numbers when looking at where we can live out our last days.

I look at our house as a place my Wife & I can live for many years and gather with friends and family. When we're gone it will belong to our 2 daughters for them to do whatever with.

I don't understand the correlation between meeting all bills in our lifetime and having a house being an investment that earns money.

However, to answer your question, I don't really consider this house we bought in The Villages recently as an investment. I have plenty of those. It would be nice if it appreciated but I certainly am not banking on it. If anything I consider this home purchase as an investment in our retirement well being and health.

When it is all over, the kids get what is left. Financial planners tell me that the absolute best financial planning is to spend your last dollar as they are closing your coffin :)

Yep. :D

What he said!!!!!:beer3:

I like to see the equity go up just like before except it is not critical like it was before. It is not ALL about others anymore. It is about us. We have our kids set up in the important categories of life and now want to take care of ourselves. Any extra money laying around when we go should be stuffed up our sleeves in case we have a cover charge wherever we're going. Whatever we have when the end comes goes to our grandchildren. There is no wrong answer here but the best thing about TV is being stress free. It's up to us to keep it that way.

we consider it a real liability to our kids when we go over to the otherside,,, but the real salvation for our kids is the small homes meet FHA standards for low cost housing, so i am sure it was in the master plan for the morri$e family that this would all become a huge low cost housing project!

Homes are not really investments when one considers the ongoing costs of ownership The only home that turned out to be a great investment for me was a home I owned in Newport Beach in Orange County, CA which appreciated 400% from 1996 to 2006!

Financial Planners
 

Each person (s) should make up their own mind (s) how to spend their savings and what to leave to their children, grandchildren, relatives and friends. This is not a financial planners decision but yours.

We consider our home we own in The Villages as an investment and BTY a good one.

Absolutely agree and that is why I put the smiley symbol after that statement regarding the financial planner and the coffin. It was a joke.

However, I still don't look at this house as an investment monetarily and that is my decision.If it goes up in value, fine. If it goes down, that's fine too. I am going to enjoy my home there and my retirement either way.

I wish I could still afford my homes in Laguna Beach and Newport Beach, CA. I had to make a choice of early retirement or move to a place I could comfortably afford. We chose to sell and move here. My homes in California all rose tremendously in value, perhaps over inflated. Since moving here in 2011, paying cash, and upgrading everything, I feel I would be hard pressed to sell for any type of profit. So many new homes are being built that the price of pre-owned has leveled off. Only my opinion, nothing more. I miss Orange County, but not 14 hour days.

options
 

I believe that owning in TV will return as much as the bonds we own. We're on a SKI vacation..Spending Kids Inheritances.

My best friend was born and raised in Newport Beach and owns some rentals there he inherited from his mother, that in my opinion would be middle-to-low end in most places...but command rents that are obscene. :oops:

A relative of his owns this place, that became famous when they made President Nixon stand in line like everyone else, because they don't take reservations...from anyone. :D

Well of course I consider my home an investment, and one that I would HOPE goes up in value. Although the last 2 years hasn't been so good, especially with the acquisition of more and more land and more and more building. But, with that said, how could anyone really say they didn't care if the values decreased. My home was sold for 33% more after three years with the previous owner and I've lucky to see the same home increase 4 % a year. I realize I'm probably going to be criticized here and told that " if you don't like it here just leave", but I would suggest that most folks do view their home as an investment, and most folks would certainly hope the investment does well.