Talk of The Villages Florida

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-   All About Golf Carts and Things (https://www.talkofthevillages.com/forums/all-about-golf-carts-things-156/)
-   -   golf cart insurance (https://www.talkofthevillages.com/forums/all-about-golf-carts-things-156/golf-cart-insurance-246729/)

ureout 09-18-2017 05:54 PM

golf cart insurance
 
I've had 4 different yamaha golf carts over 15 yrs and have never paid over $75 a year for a policy. I have a separate policy with Progressive Ins. apart from my homeowers ins. I just purchased a new 2018 Yamaha quiet tech cart and my policy almost doubled to $140 yr. I was just wondering what others were paying? thx.

427dave 09-18-2017 08:00 PM

It has to do with how much the cart is worth. The carts are costing more, the insurance cost more.

villages07 09-19-2017 12:20 PM

golf cart insurance
 
My quote for a 2017 Yamaha was about the same as your 18. One thing I added over prior cart was uninsured motorist coverage..that added quite a bit to the premium. I didn't know or understand before that this is an important coverage...in case you get hit by an uninsured cart or car. My prior 15 Yamaha was about $100/year without uninsured coverage. Foremost insurance through Villages Insurance.


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alwann 09-19-2017 12:23 PM

Cart insurance
 
Mine went up too, with State Farm. Their explanation: The Villages has gotten bigger; higher risk factor.

karostay 09-19-2017 01:02 PM

Quote:

Originally Posted by ureout (Post 1449937)
I've had 4 different yamaha golf carts over 15 yrs and have never paid over $75 a year for a policy. I have a separate policy with Progressive Ins. apart from my homeowers ins. I just purchased a new 2018 Yamaha quiet tech cart and my policy almost doubled to $140 yr. I was just wondering what others were paying? thx.

Have rental homes 4 golf carts 3 are 2005 1 is 2010
Villages insurance $350 quote
Villages now covers rentals

golf2140 09-19-2017 01:42 PM

Watch the nightly news, every 5 minutes we hear how much the attorney got them. The civil suites are crazy.

mscocco 09-19-2017 01:48 PM

Quote:

Originally Posted by karostay (Post 1450259)
Have rental homes 4 golf carts 3 are 2005 1 is 2010
Villages insurance $350 quote
Villages now covers rentals

Was that your quote for all 4 carts including the rental coverage?

I have two carts for rentals (2006 and 2008) and am waiting on a quote to be sent to me to upgrade to include rental coverage. Think I was paying about $65 or $70 each cart before.

karostay 09-19-2017 02:43 PM

Quote:

Originally Posted by mscocco (Post 1450273)
Was that your quote for all 4 carts including the rental coverage?

I have two carts for rentals (2006 and 2008) and am waiting on a quote to be sent to me to upgrade to include rental coverage. Think I was paying about $65 or $70 each cart before.

all 4 and yes


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