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Golf Cart Insurance Went Up!!!
I just reviewed our new bill from Foremost for our Golf Cart Insurance. Last year we paid $54 today they want $90. Has anyone else noticed an increase?
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Insurance
I have 2 carts. Went from $115 to $237. No reason given.
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Try Progressive, ours has been stable for 3 years, have not gotten the renewal yet, due shortly.
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My annual golf cart premium does not come due until July. I paid $151 for two Yamaha gas carts last July. One is a 2013 and the other 2006. The age and type of cart would affect the premium. The insurance company was Foremost. Golf cart insurance has been relatively cheap but serious accidents could soon drive up the cost.
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We have full coverage for our carts from Allstate. We have a 2012 Par Car and a 2014 Yamaha, paying $130 a year for both. Our policy was renewed in December, 2017 and dropped $5 from last year.
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I heard in another post their golf cart insurance was as high as their car insurance. Does that cover your golf cart driving anywhere in the villages?
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I have Allstate and pay $60 year. I also have my home and auto too and get discounts.
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So please tell me what the difference is between street legal insurance and the cheap insurance others are talking about? Where can you drive with the cheap insurance and where can you drive with higher premium insurance? Trying to get a better understanding of the laws down here.....
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A non street legal cart can drive on any of the in Village streets, (not main streets where speed is 35) all multi model trails and golf courses. Carts speed is set at 19.9 mph. Most have lights and horn but not some of the other things |
Allstate has only went up few dollars since 2010, for one cart. 2015 cart went down 2 years in a row
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Ins.
If you have The Villages Insurance with Foremost call them and they will switch you over to Progressive. In my opinion they should be calling us before the renewal but they wont you have to call them.
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Foremost rates went up recently from what I was told because their policies now cover renters using owners golf carts. Whether that is automatic with all of their policies, that I do not know. Your agent can answer those questions.
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Maybe the insurance going up from all the idiots crashing or getting hit to cover law suits? |
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