4.01% cd
Has anyone look into this offer from First Financial Guarantee?
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They are a CD locator and try to find you the best available CD rate for a fee. Usually these are promotional rates and have a lot of restrictions. Amount you can deposit, length of term and other type restrictions. If you have a small amount of money that you need to park for a short time they might work OK for you.
For myself there are lots better options out there. An example would be AT&T stock paying a dividend of 6.19% at it's current price and being as it's near it's low, also has upside growth potential. If you require a 100% safe investment then the 10 year treasury at 3% is probably the best solution. |
Bankrate dot com
Specify exactly what you’re looking for. |
Sadly you must beware
Quote:
We do some research and are attracted by the highest number. Realize that the quoted 4.01 is 40.10 per 1,000. So a,"MUCH LOWER," 3.98 is 39.80. DIFFERENCE THIRTY CENTS ON $1,000. Oh and you will pay your top tax bracket on any interest you are paid. We do not know your motive. Your tax situation ETC. DEPENDS, OPTIONS- a money market fund with FREE CHECKING, tax free bonds are all options and just like bank CDs their interest rates are rising.. |
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