Golf Cart Insurance Recommendations
 

Who do you recommend for golf cart insurance?

The Villages Insurance.

:popcorn:

make sure to get a separate policy and not a add-on to your homeowners policy

Thank you

Thanks

We have Progressive and just had them write a new policy for the golf cart. Multiple policies got us a discount on the cost.

We have Progressive Insurance.

Thanks

Allstate gave me the best premoum. 259-3825 in The Villages.

Have used Allstate for years.

Allstate gave us the best rate.

State Farm $20 a year for liability

I have foremost with the villages but just be aware that is your golf cart governor has been set faster than the legal speed of 20 miles per hour and you get into an accident your insurance may be null and void as it is considered speeding in an unregistered vehicle. It is a violation. They may not tell you that up front but when they investigate it becomes an issue. Happened to a friend who lives in another golf cart community and it was a mess. Almost cost him everything he had. He lost control on a curve and hit another golf cart which threw the other person out with minor injuries and when they investigated they checked his governor and charged him with speeding in an unregistered vehicle and his insurance would not cover the accident. He never told me what it cost him but he did say that he had many sleepless nights...thank goodness the other person was not seriously injured. Just an FYI.

Thanks for the good advice

This is the first time I have ever heard of the an inspection by an insurance company after a golf cart accident/claim. WOW ... scary! What state, city, retirement community did this occur?