Golf Cart Insurance
Like I said in the other thread, we are newbies.
Do you guys get insurance for your golf carts? Liability is pretty inexpensive and comp/collision is more than twice as much. What do you opt for? Any suggestions for companies? |
Yes to insurance. Less than $100/yr. I had a run in with a post a few weeks ago (dumb!), and the $3,600 (not a typo) repair bill was paid in a week. Foremost Insurance, through The Villages Insurance agency. Highly recommend!
|
Had a similar incident two years ago, cart body is fiberglass which meant replace the body.....4K ish. I have the same coverage as my car and is under the umbrella so the deductible was 500. My annual cost for 2 carts is 120.00 through The Villages Insurance
|
Considerating most drivers do not have proper (or any golf cart ) insurance, highly suggest uninsured/ underinsurance coverage.
|
Quote:
|
Also, consider if your cart can go over 20 MPH, it is considered a LSV (Low speed Vehicle) and actually requires a license and essentially CAR insurance. If you have an accident and the police check your golf cart speed, you can expect several hundred dollars in fines, etc.
While I do not know what your insurance company would do, I can guess they would deny coverage if it can go over 20 MPH. As for the costs, I agree with the info above. |
Golf Cart Insurance
Quote:
That (over 20mph even 21 or 22 which is no different WRT legality) would include probably 90% of the golf carts here. :) That being said, mine is registered & plated as a lsv/street legal and insurance is around $450 with no collision but max liability. Before it was s/l it was $65 (no collision) from Foremost. Expensive but a still cheaper than a 2nd car at $1000+. We put over 5000 miles a year on it. When we need to leave the bubble we take our car. |
it's also best to get a separate policy for your golf cart only-- I would advise to never get a rider added on to your home-owners policy
|
Quote:
While it is not required by law you should have AT LEAST liability to cover injury or property damage to others. A golf cart can still kill someone. Any other coverage is up to you. Cost depends on value of cart and coverage you get. Liability/PD is CHEAP. Don't be a fool and regret it when you hear from this guy: Our Office Locations - Dan Newlin Injury Attorneys |
Can anybody help with a recommendation for an insurance company for a LSV (low speed vehicle).
|
Quote:
|
Quote:
|
Quote:
|
Kate at Thomas Ins, my golf cart insurance was renewed for my second year at $77, no increase.
|
Re: Bait and switch
Quote:
|
All times are GMT -5. The time now is 11:24 AM. |
Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2024, vBulletin Solutions Inc.
Search Engine Optimisation provided by
DragonByte SEO v2.0.32 (Pro) -
vBulletin Mods & Addons Copyright © 2024 DragonByte Technologies Ltd.