Talk of The Villages Florida

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-   The Villages, Florida, General Discussion (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/)
-   -   out of state check cashing location? (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/out-state-check-cashing-location-278306/)

ujkelly@gmail.com 11-27-2018 09:05 AM

out of state check cashing location?
 
Is there any place in the Villages that will cash an out of state personal check?

villagetinker 11-27-2018 09:39 AM

If you have a local bank account, you should have no problem doing this, unless it is for a large amount. I cash out of state checks less than $100, all the time, at Citizens First, however if they are over this amount, I typically deposit. Citizens will inform you if there are any holds depending on the amount of the check.
Hope this helps.

graciegirl 11-27-2018 09:59 AM

Quote:

Originally Posted by ujkelly@gmail.com (Post 1602426)
Is there any place in the Villages that will cash an out of state personal check?

Just about any place if you don't have interesting tattoos on your face.

villagetinker 11-27-2018 10:30 AM

Also, you could try Amscot.

justjim 11-27-2018 10:36 AM

You might get a good friend or relative to cash it for you and they can deposit your check into their account.

EdFNJ 11-27-2018 10:52 AM

Quote:

Originally Posted by justjim (Post 1602466)
You might get a good friend or relative to cash it for you and they can deposit your check into their account.


OP's first post. I would strongly suggest NOT using your email address as your username.

That idea reminds me of about 10 different Judge Judy cases I have seen over many years.

thetruth 11-27-2018 11:07 AM

From your post
 
Quote:

Originally Posted by ujkelly@gmail.com (Post 1602426)
Is there any place in the Villages that will cash an out of state personal check?

I assume you know what the problems are. As suggested by others you can simply deposit it into YOUR bank account. Due to the potential for a check to bounce, the bank will insist that your balance is at least equal to the amount of the check and the money will be frozen in your account.

If, I recall, an out of state check must clear in ????? 10 days. The bank is always protected. Should the check bounce after that ???? ten days is up the bank will not only charge you back for the amount in full but charge you about $20 in bounced check fees


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