Decision Support for FEDVIP Dental Programs to Replace TRDP
We’ve had the same dentist for several years and are completely satisfied, but they are not a network provider for any of the FEDVIP options. I’m interested in hearing from TOTV’ers:
1. Who are currently enrolled in the Tricare Retiree Dental Program (TDRP) and 2. Have been multiple-year patients of a local dental practice and 3. Are completely satisfied with their dentist and 4. Their dentist will be an in-network provider for at least one of the FEDVIP programs. Thanks in advance! Pirate :) |
I have searched for in-net providers for all the insurance offerings of FEDVIP. The ones in our area all have poor or no ratings. I am with an out-of-network dentist who takes our current plan now and since I am in good dental health, I will stick with Delta and continue to pay the larger copay. If it doesn't work out, I will change next open season.
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I have a question, does it matter if the dentist is in or our of network? The reason I ask, the dentist we use accepts NO insurance, they give me a bill, with an envelope addressed to the appropriate insurance company, and the insurance company sends me a check.
I go with a GOOD or GREAT dentist and deal with the insurance as necessary. Currently, I dropped all coverage, as it is not worth it, if you still are lucky enough to have coverage from your employer, then, you may be out a few $$ until the insurance company reimburses you, IMHO go with the GOOD or GREAT dentist. |
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have TDRP and GEHA dental.
for those with TRDP, are you going to cancel before you are charged for December? I don't know if there is any advantage in keeping the trdp until the fedvip plan starts. I am going to the dentist later this month, so I am going to keep trdp until the end. :) tricare retiree dental plan |
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[QUOTE=epoch;1604546]have TDRP and GEHA dental.
for those with TRDP, are you going to cancel before you are charged for December? I don't know if there is any advantage in keeping the trdp until the fedvip plan starts. I am going to the dentist later this month, so I am going to keep trdp until the end. :) I'm going to keep continuous coverage...TRDP through the end of December and then a new plan beginning January. I wouldn't advise canceling early. After all, it is dental insurance. If a covered patient has an injury that affects their teeth and they just cancelled their insurance, then you're on your own. Not a good idea to save a few bucks at the end of the year. |
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