Different and fun ways to save money
 

I, personally, am sick to death of all this talk of FENNEY .... so let's have a discussion about MONEY .............

Sometime ago I read an article in the local paper about a woman of meager means who wanted to go on a cruise and she saved dollars and did it! So, without giving it too much thought, I started throwing dollar bills in a drawer, when my purse got too heavy I cleaned it out just keeping sufficient small change to go shopping and put the rest in a vase, then I started taking the quarters and saved them. Of course, I had to save pennies and now I have bags and bags of pennies.

Recently when I was bored I thought I would count my various money stashes. I could not believe it. I had saved dollar bills in the hundreds:a040: and change in the vase approaching $50:a040:. I use the quarters to purchase dish washing liquid 4 bottles at a time (I hate running out of anything essential), and it was painless. The bags of pennies went to the Sheriffs Ranch for their charity:clap2:. Now I am left wondering what I did with this money before I became a banker :)

So, you out there in TOTV land, do you stash away money in odd little ways because I'm looking for some new ways to save.

For fun I am going to save $1 the first week of the year, $2 the second week, $3 the third week, etc. :icon_wink:

You literally meant saving money. Mine is different.
 

How we save money.

We reuse Christmas boxes and tissue. Some of our Christmas boxes are older than most of our doctors.

We do not charge anything that we do not pay for at the end of the month.

We do twofer's at Publix. I now have enough Hellmann's Mayonnaise for the next year.

We find yummy ways to eat leftovers.

We never live paycheck to paycheck. NEVER.

We avoid trips to FENNEY. Saves gas money and wear and tear on the car. Also saves us the $3 fee to rent a golf cart since we can't get our own there.

And you avoid the Fenney toll plaza!
:jester:

I do visa with 3% back on everything (no categories) and I go on line and pay it off about six times a month. Never am I surprised that I have a high balance. Once a year I look to see how much I have.

I keep my cash is a passbook savings that yields 2% until I invest it.

It beats lugging change to the bank. I do totally get the concept of found money but 3% on everything is a great way to save.

What VISA card gives 3 percent back? Is it cash back, or merchandise? My hero, Clark Howard, says that the Fidelity VISA card with 2 percent cash back is the best deal.

That cracked me up!

Sam's Mastercard gives 5% back on gasoline, 3% on travel and dining.

What about everything else? Those expenses would account for less than 5 percent of my credit card spending.

Please share the details on the 3 percent back VISA card. I have googled it to death and cannot find a VISA card that offers 3 percent back on everything (cash or otherwise) for any VISA credit card. The best VISA card I have found is the Fidelity Investments 2 percent cash back credit card.

Gee Rusty, we are sure going to miss you down here. LOL

Don't know of any 3% card. Bank America has one for 3, 2 and 1% depending on what you buy. Discover has a 5% on different quarterly items. Same for Chase Freedom. These are no fee cards. You might have to use a few cards but if you eat out you can find 5% cash back for some months. The discover will also give you gift certificates which means you get a little more than 5% back.

Attachment 77992Mutual my good friend. I promise to make a better effort to get there for the new year.

Alliant Credit Union. The eighth largest credit union by assets in the country in 2018. Details of credit card, yes 3% CASH on everything, yes EVERYTHING. Fine print year one, no fee, year two fee of 59.00, cash back drops to 2.5%. Cash back is unlimited, there is no cap.

The field of membership includes anyone who donates five bucks to a foster care charity. 2% on savings, 100.00 deposit balances and up. The best part is how You can transfer money in and out of Alliant, even banks that make it difficult to transfer money out (pushing money) don't have an issue with you pulling money out to Alliant.

You are welcome.